很多民主党议员包括Chuck Schumer 要求Biden用Executive Power 免除每人$50000 for each of the 43 million federal student loan borrowers。让背负债务的人有新的开始。 Biden倾向于最多每人$10000 共和党不同意。称这是Bribe。会增加纳税人负担。对没有贷款的人和没上大学的人不公平。 有很多报道，这是其中一个： https://www.cnn.com/2022/04/28/politics/biden-student-loan-debt-forgiveness-problem/index.html
很多民主党议员包括Chuck Schumer 要求Biden用Executive Power 免除每人$50000 for each of the 43 million federal student loan borrowers。让背负债务的人有新的开始。 Biden倾向于最多$10000 共和党不同意。称这是Bribe。会增加纳税人负担。对没有贷款的人和没上大学的人不公平。 有很多报道，这是其中一个： https://www.cnn.com/2022/04/28/politics/biden-student-loan-debt-forgiveness-problem/index.html
What types of federal student loans are available? The U.S. Department of Education’s federal student loan program is the William D. Ford Federal Direct Loan (Direct Loan) Program. Under this program, the U.S. Department of Education is your lender. There are four types of Direct Loans available: Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school. Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, and professional students, but eligibility is not based on financial need. Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify. Direct Consolidation Loans allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer. Source: https://studentaid.gov/understand-aid/types/loans#what-types-of-federal-student-loans-are-available
How much money can I borrow in federal student loans? It depends on whether you’re an undergraduate student, a graduate or professional student, or a parent. If you are an undergraduate student, the maximum amount you can borrow each year in Direct Subsidized Loans and Direct Unsubsidized Loans ranges from $5,500 to $12,500 per year, depending on what year you are in school and your dependency status. If you are a graduate or professional student, you can borrow up to $20,500 each year in Direct Unsubsidized Loans. Direct PLUS Loans can also be used for the remainder of your college costs, as determined by your school, not covered by other financial aid. If you are a parent of a dependent undergraduate student, you can receive a Direct PLUS Loan for the remainder of your child’s college costs, as determined by his or her school, not covered by other financial aid. Source: https://studentaid.gov/understand-aid/types/loans#what-types-of-federal-student-loans-are-available
很多民主党议员包括Chuck Schumer 要求Biden用Executive Power 免除每人$50000 for each of the 43 million federal student loan borrowers。让背负债务的人有新的开始。 Biden倾向于最多每人$10000 共和党不同意。称这是Bribe。会增加纳税人负担。对没有贷款的人和没上大学的人不公平。 有很多报道，这是其中一个： https://www.cnn.com/2022/04/28/politics/biden-student-loan-debt-forgiveness-problem/index.html
很多民主党议员包括Chuck Schumer 要求Biden用Executive Power 免除每人$50000 for each of the 43 million federal student loan borrowers。让背负债务的人有新的开始。 Biden倾向于最多每人$10000 共和党不同意。称这是Bribe。会增加纳税人负担。对没有贷款的人和没上大学的人不公平。 有很多报道，这是其中一个： https://www.cnn.com/2022/04/28/politics/biden-student-loan-debt-forgiveness-problem/index.html
很多民主党议员包括Chuck Schumer 要求Biden用Executive Power 免除每人$50000 for each of the 43 million federal student loan borrowers。让背负债务的人有新的开始。 Biden倾向于最多每人$10000 共和党不同意。称这是Bribe。会增加纳税人负担。对没有贷款的人和没上大学的人不公平。 有很多报道，这是其中一个： https://www.cnn.com/2022/04/28/politics/biden-student-loan-debt-forgiveness-problem/index.html
有很多报道，这是其中一个： https://www.cnn.com/2022/04/28/politics/biden-student-loan-debt-forgiveness-problem/index.html
这完全就是买票了。
是的，至少应该让公立学校对美国公民和绿卡免学费。 即使是增税，我觉得也可以接受。 长远来讲，对国家绝对利大于弊。 人们也不会像现在这么焦虑。
虽说免费大学是好，但是学校一旦公营，还是教书育人这种道德制高点，成本一涨起来就没天了。 学生可以低息贷款，但是要参与到学校的日常运营。学校可以开发其他的business，雇用在校学生工作来抵学费。工作表现和自付学费成反比，工作表现越好学费越低。 其实就和现在的奖学金制度差不多，但是要比拿奖学金门槛低。
很多人借学生贷款的时候根本不考虑学费和就业前景，就业工资，有的人贷款20几万读平均工资3，4万的哲学，戏剧专业，这和年薪3，4万的买20万的房子有多大区别？ 免贷款不是鼓励这种行为吗？
还有就是一门课，重修3，4次，欠了很多学费，还没有拿到学位。
华人网都说低，但我现实中知道的例子一点不低，7-8%
商业学贷不算。
戏剧哲学可比那些专业性学科对人类文明的贡献多多啦！
全民免费教育和医疗是不是趋势，我们的下一代可以躺平吗？
利率不低，但是可以推迟还款，比如一直在学校里晃悠就一直不用开始还，也不计利息。再就是失业了或者没工作也不用还款，可以申请defer。所以算下来，利息也不算高了，因为只有在你有全职工作的情况下才需要还款。
I hope so. I really don't think our current healthcare system and higher education works.
文学艺术哲学对于人类文明的贡献的确很大。
问题是这些专业出来的学生现在出来就是失业，谈什么贡献？ 现在就是大学开了一批不着调的专业乱收费，养了一批能力缺乏的老师教育出来更不着调的学生。 自己掏钱自己负责当然没问题。 凭什么用别人的钱还理所应当？
这个要得😆
钱哪里来？再说这对不能拿到的和已经付完的人极不公平，会严重深化现在社会问题。哎美国真是世风日下，让开国元勋们情何以堪
你家收入太高贷不到联邦贷款的
又是劫中产济贫。
Source: https://studentaid.gov/understand-aid/types/loans#what-types-of-federal-student-loans-are-available
If you are an undergraduate student, the maximum amount you can borrow each year in Direct Subsidized Loans and Direct Unsubsidized Loans ranges from $5,500 to $12,500 per year, depending on what year you are in school and your dependency status. If you are a graduate or professional student, you can borrow up to $20,500 each year in Direct Unsubsidized Loans. Direct PLUS Loans can also be used for the remainder of your college costs, as determined by your school, not covered by other financial aid. If you are a parent of a dependent undergraduate student, you can receive a Direct PLUS Loan for the remainder of your child’s college costs, as determined by his or her school, not covered by other financial aid.
Source: https://studentaid.gov/understand-aid/types/loans#what-types-of-federal-student-loans-are-available
听着这种事就气人，尤其是我们这种低收入的家庭，每年交很多税，到手没剩多少来养家糊口了。反正各种所谓的福利扶贫等，非常气愤。
觉得校长这个职务不需要拿这么高的工资啊，听说都一百几十万的工资，升职典礼也是纯浪费钱。又来降低学费多好。
Direct Graduate PLUS Loan: rate 6.28%, fee 4.228% Direct Unsubsidized Loan: rate 5.28%, fee 1.057%
学生贷款利息很高的，即使是联邦贷款也很高
就是，政客老油条就是一切向选票看。
有正经工作收入不错的也能贷到federal loan吗？ 这个免贷款的政策2020年就开始了吗？我以为还在讨论扯皮阶段
不必焦虑，这件事做不到的。美国三权分立框架里，国会是管钱的，国会不拨款，总统没有办法变出钱来免学贷。Biden在民主党里不属于激进的。他说免一万的前提是国会先通过法案，但现在国会没有足够多数支持。等中期选举之后，共和党大概率拿下国会之一，就更没戏了。
对啊，有学贷的苦哈哈，难道有房贷的就不苦了？
我也是这么看，钱不是凭空臆造出来的，只能是拆东墙 补西壁。美国政府现在也不富有，大部分财富都聚集在财阀手里，要想从这些人手里拿钱是千难万难的，所以这些还是要中产买单。但是这么玩下去，中产会越来越少，美国还能繁荣吗？
说得好！
的确 民主党这个太不公平了 要么就全民都免 有学贷的免10000学贷 没学贷已经有学位的给发10000现金 还没上过大学的 将来上大学免除10000的公立大学学费
别开玩笑了 现在公立大学不免学费 成本不是一样杠杠的涨 再看看中国的大学 接近免费，成本一样不高啊 关键问题不是学校免费与否 而是管理
这不就是鼓励大家不要找正式工 尽量打黑工吗
不公平 还用exe power 投票肯定是会被毙掉的
Defer的话，利息还是照样计算的。现在是因为疫情暂缓还款，利息暂时不滚上去
这不就是为了中期选举让那些有贷款的选民主党吗？到时共和党能拿下国会吗？要我有贷款，说不定也选民主党了