找到官方解释了， https://www.treasurydirect.gov/indiv/research/articles/res_invest_articles_purchaselimits_0406.htm Exceptions: Savings bonds purchased as gifts aren't included in your annual limit. Also, the purchase amount of electronic savings bonds you transfer, deliver as gifts, or de-link to another TreasuryDirect account holder is applied to the receiver's annual purchase limit in the year the transaction occurs, and not to your own limit.
找到官方解释了， https://www.treasurydirect.gov/indiv/research/articles/res_invest_articles_purchaselimits_0406.htm Exceptions: Savings bonds purchased as gifts aren''''t included in your annual limit. Also, the purchase amount of electronic savings bonds you transfer, deliver as gifts, or de-link to another TreasuryDirect account holder is applied to the receiver''''s annual purchase limit in the year the transaction occurs, and not to your own limit. shuaidou 发表于 2022-04-21 13:55
这个靠谱。就是说在transfer, deliver,或de-link时才apply to the receiver’s annual limit. 那前面层主的购买通过了吗？
对，就想问问有人成功过吗。
昨天有人给客服打电话说不行，每个SSN每年不能超过一万，会在八周后退款。但也有人说放在giftbox里面的不deliver就不应该算。我个人比较倾向于相信客服。也在等人操作后分享经验。
这个financebuff是官方的解释吗？
找到官方解释了， https://www.treasurydirect.gov/indiv/research/articles/res_invest_articles_purchaselimits_0406.htm Exceptions: Savings bonds purchased as gifts aren't included in your annual limit. Also, the purchase amount of electronic savings bonds you transfer, deliver as gifts, or de-link to another TreasuryDirect account holder is applied to the receiver's annual purchase limit in the year the transaction occurs, and not to your own limit.
Purchase没有limit但是deliver会有limit。即使现在允许你无限购买放在gift box 里，也有风险。如果接下来利息骤降，你一次买太多会让这笔资金被锁在gift box里面赚不到什么利息也拿不出来做别的投资。有急用时也不能取出来。
这个靠谱。就是说在transfer, deliver,或de-link时才apply to the receiver’s annual limit. 那前面层主的购买通过了吗？
是在receiver今年的limit用掉之后买的吗？
网站显示到账了，gift至少现在没问题，对方已经买了今年的
谢谢更新，看来这样是可行的
我研究的结果是可以买，而且我也买成功了，放在gift box 里面。等八周看怎么样吧。
我看到老美的论坛也有讨论i bond的。老美对有些东西也搞不清楚，他们没有语言问题呀。