一直好奇一个问题：家里有投资房会不会影响大学奖学金助学金的申请？比如一家有个50万的自住房，30万的投资房，另一家可能只有80万的自住房，两者都没有房贷，有投资收入的会不会难申请？再或者买100万的房子背上20万贷款？这些情况在academic performance差不多的情况下对申请奖学金助学金会有影响吗？ 或者只对need based scholarship 会影响，像merit or academic scholarship 就没关系？
投资房的equity会影响aid吗？我以为只看tax return income 好像出租房不算assets: https://moviecultists.com/does-owning-property-affect-financial-aid Is rental property considered an asset? No. Depreciable property used in your trade or business or used as rental property, even if the property is fully depreciated (or amortized), is not a capital asset. ... The IRS says, capital assets include almost everything you own and use for personal purposes, pleasure, or investment. 但另外的地方又写得不同： https://capstonewealthpartners.com/how-is-real-estate-reported-on-financial-aid-applications/ If the rental income is reported on Schedule E, the real estate should be reported as an investment asset. The rental property’s net worth is reported as an asset on the FAFSA. Note, we said “net worth” not “market value.” To obtain the net worth, subtract the value of the property minus the outstanding debt owed on it
大学不傻，你卖掉房子的钱又不会凭空蒸发
那存款还自住房的贷款呢，总不会看自住房还欠多少钱吧？等申请完大学后再cash out refinance出来。
可以还自住房的贷款啊，这个总不会去查自住房还清没，还欠多少钱吧？
可以，不过两个w2就别想了
问题是如果有很多投资房，比如5套，全卖掉也不太可能啊，还掉自住房可能还有不少剩的，这样就听天由命算了，哎。
有>5套投资房的还想申请need based奖学金，不说实际申到的可能性，这个想法就很叫人无语
equity也算
俺就想说，如果有钱，难道投资儿女的教育，不比投资房产更重要？
本末倒置了吧。
好像出租房不算assets:
https://moviecultists.com/does-owning-property-affect-financial-aid
Is rental property considered an asset? No. Depreciable property used in your trade or business or used as rental property, even if the property is fully depreciated (or amortized), is not a capital asset. ... The IRS says, capital assets include almost everything you own and use for personal purposes, pleasure, or investment.
但另外的地方又写得不同：
https://capstonewealthpartners.com/how-is-real-estate-reported-on-financial-aid-applications/
If the rental income is reported on Schedule E, the real estate should be reported as an investment asset.
The rental property’s net worth is reported as an asset on the FAFSA. Note, we said “net worth” not “market value.” To obtain the net worth, subtract the value of the property minus the outstanding debt owed on it
可以把房子卖掉，然后把从银行里面取现金出来放家里，不一次性取，每个月取一些，这样不就查不到了。
这种高收入的还跟穷人抢饭吃真的好吗？
应该申请的时候🈶️表格什么自己填上去吧 老实交代是没错，但钱花在刀刃上就很好了
奖学金不是助学金，跟收入没关系吧
把银行账户的钱分批取出来，怕不安全的话存在家里的保险柜中，这总查不到了吧？总不会来家里看到有个保险柜逼问密码吧？
这种高收入的还跟穷人抢饭吃真的好吗？
我也听说是这样，若只一套自住，怎么豪宅都不影响