you can allocate your tax refund by filling form 8888. Then IRS will deduct the amount you want to use for I bond, then send your refund to treasury. You will receive your paper bond in about 3-4 weeks after your return being processed.
you can allocate your tax refund by filling form 8888. Then IRS will deduct the amount you want to use for I bond, then send your refund to treasury. You will receive your paper bond in about 3-4 weeks after your return being processed.
pangpangwudi 发表于 2022-04-14 14:04
If you owe $10,000, can you pay $20,000 so they will refund you $10,000 to use on I bond purchase? thank you
if you have not file your return, you can pay extension payment now, make sure IRS got your money, then file your return. Notice that although you are allow to purchase up to $5,000 each, you might only allow to buy total of $5000 in one return.
回复 14楼cocolili的帖子 您说不可以，是下面哪个不可以？谢谢。是不可以在补交的情况下再交税，还是不可以夫妻给对方买几万的 I bond? 谢谢 如果政府不欠我们钱，我们需要补交税，能不能在补交的基础上再交$10000，然后要求refund to I bond? 另外， 旁边一个帖子说”夫妻俩今年再各买几万放在giftbox给对方, 等以后不买哪年再转给对方”， 可以一年给对方买几万吗？ 谢谢
回复 14楼cocolili的帖子 您说不可以，是下面哪个不可以？谢谢。是不可以在补交的情况下再交税，还是不可以夫妻给对方买几万的 I bond? 谢谢 如果政府不欠我们钱，我们需要补交税，能不能在补交的基础上再交$10000，然后要求refund to I bond? 另外， 旁边一个帖子说”夫妻俩今年再各买几万放在giftbox给对方, 等以后不买哪年再转给对方”， 可以一年给对方买几万吗？ 谢谢
没有搞混。 my question is if you owe tax, can you overpay tax due and ask to refund that extra to buy I bonds CrystinaAlex 发表于 2022-04-15 00:11
No. If you owe tax you can't get paper i-bond. 5 minutes before you file, you can pay as much as you want through IRS website (it takes 3 minutes) then put your payment as payment already made and now you are due a refund which can be sent back in forms of I-bond.
for married couple, there really isn't much need try to get the extra 5K paper bond (even though I have done that every year for the past 10+ years). If you already bought 10K each, just get 10K or 20K or 30K each and gift to your spouse and keep under your giftbox and deliver to your spouse in any following years that you do not plan to use up the 10K limit。
No. If you owe tax you can't get paper i-bond. 5 minutes before you file, you can pay as much as you want through IRS website (it takes 3 minutes) then put your payment as payment already made and now you are due a refund which can be sent back in forms of I-bond. yolandos 发表于 2022-04-15 00:17
If I originally owe tax but I overpay, doesn’t government owe me refund? Can I use that to buy I bonds? I don’t quite understand your second paragraph. Thank you
If I originally owe tax but I overpay, doesn’t government owe me refund? Can I use that to buy I bonds? I don’t quite understand your second paragraph. Thank you CrystinaAlex 发表于 2022-04-15 00:25
If the tax form you file says you owe 1K tax, you can't enclose a check for 6K and expect to get 5K back as refund (I think you will need to file a form 8888）。 In the above scenario(you owe 1K), you go to IRS payment website(payusatax?) and pay them 8k with your 2+% rebate cc (fee is 1.9x%) then your tax form can be changed so that your are due 7K refund and then you can file that 8888 form and then you can get 2K check + 5K i-bond.
If you owe $10,000, can you pay $20,000 so they will refund you $10,000 to use on I bond purchase? thank you
自己买上限$10000电子的, 还有$5000 paper的要tax return买。。不知道具体怎么操作
如果你用TurboTax的话，提交税单的时候会问你要不要买ibond,买多少（最小单位$50）。
所以要想买纸质ibond,要withdrawal 的高一点，这样才能有退税。
if you have not file your return, you can pay extension payment now, make sure IRS got your money, then file your return. Notice that although you are allow to purchase up to $5,000 each, you might only allow to buy total of $5000 in one return.
我也想问这个问题。查了一圈，好像没看到什么办法
如果政府不欠我们钱，我们需要补交税，能不能在补交的基础上再交$10000，然后要求refund to I bond?
另外， 旁边一个帖子说”夫妻俩今年再各买几万放在giftbox给对方, 等以后不买哪年再转给对方”， 可以一年给对方买几万吗？ 谢谢
好像不可以。
您说不可以，是下面哪个不可以？谢谢。是不可以在补交的情况下再交税，还是不可以夫妻给对方买几万的 I bond? 谢谢
如果政府不欠我们钱，我们需要补交税，能不能在补交的基础上再交$10000，然后要求refund to I bond?
另外， 旁边一个帖子说”夫妻俩今年再各买几万放在giftbox给对方, 等以后不买哪年再转给对方”， 可以一年给对方买几万吗？ 谢谢
需要补税的，根本没有refund 一说。
华人真的买Ibond买得魔怔了，但我敢肯定99%的人都不知道这收益是怎么结算的。盲目跟风的明年这个时候肯定是一堆“为什么” 的帖子。
需要补税的，可以多补了拿refund啊。比如需要补$6千的，交个$1万1，问是不是退回的那5千可以买i bond
你把refund 和return搞混了吧。
没有搞混。 my question is if you owe tax, can you overpay tax due and ask to refund that extra to buy I bonds
No.
If you owe tax you can't get paper i-bond.
5 minutes before you file, you can pay as much as you want through IRS website (it takes 3 minutes) then put your payment as payment already made and now you are due a refund which can be sent back in forms of I-bond.
纸的可以转成电子的，跟其他网上买的放一起管理，我刚收到研究了一下，发现就是网上把受益人和纸bond的sn输进去，还要打印个manifest和纸bond一起寄回去。
If I originally owe tax but I overpay, doesn’t government owe me refund? Can I use that to buy I bonds?
I don’t quite understand your second paragraph.
Thank you
请问您报税以后多长时间收到的纸质I bond? 谢谢
2.4 用turbotax电子报稅，中间还被要了一次纸质材料，4.15收到的纸质bond
If the tax form you file says you owe 1K tax, you can't enclose a check for 6K and expect to get 5K back as refund (I think you will need to file a form 8888）。
In the above scenario(you owe 1K), you go to IRS payment website(payusatax?) and pay them 8k with your 2+% rebate cc (fee is 1.9x%) then your tax form can be changed so that your are due 7K refund and then you can file that 8888 form and then you can get 2K check + 5K i-bond.
你说的和上面层主问的就是一回事😂
也刚发现这个贴，可惜已经file，错过啦