Married file separately 可以 do back door roth IRA 吗?

D
DHEA
楼主 (北美华人网)
Married file separately 可以 do back door Roth IRA 吗? 谢谢
y
yolandos
yeah. both of you can do it and each capped at 64K total (including catchups)
D
DHEA
回复 2楼yolandos的帖子
I read that if married filing separately, either of us can contribute to Roth IRA, but does backdoor roth IRA count?
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DHEA
CPA说不可以,但是fidelity说可以,怎么办啊?
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xiaoth
backdoor roth ira和是否filng separately有关吗。。不是只和agi有关我以为?。。。我们是超过了正常做roth ira的线就做backdoor roth ira。。
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DHEA
回复 5楼xiaoth的帖子
我也是才知道的,我CPA说的,fidelity做back door,我今天打电话问,人家也觉得跟status无关,我也是怎么觉得的。但CPA review很好,朋友介绍的,会搞错吗?我好纠结
j
jacketdog
回复 5楼xiaoth的帖子
我也是才知道的,我CPA说的,fidelity做back door,我今天打电话问,人家也觉得跟status无关,我也是怎么觉得的。但CPA review很好,朋友介绍的,会搞错吗?我好纠结
DHEA 发表于 2022-03-08 18:26

这CPA这水平。。。你朋友可以拿referral fee 吧
D
DHEA
回复 7楼jacketdog的帖子
没有啊,都是老美,小镇上的,就这么几个。 https://www.forbes.com/advisor/retirement/backdoor-roth-ira/ 看样子有可能CPA是对的