有人买过foreclosure 的house 吗

d
duon
楼主 (北美华人网)
看到一个Listing, it is foreclosure single family house.
Previous owner didn''t pay his mortgage, His house got foreclosed. Right now the title is with the lender, the listing agent says: It''s already foreclosed. The title is already under our lender''s name.
Per the MLS: Drive by only. The house is under eviction.
I heard the foreclosure can take half a year or even longer, because lender has to approve it for the contract
the previous owner can do some damage to the property inside, nobody know. there is risk associated with the foreclosure property.
the property listed as more than 1 million, but if there is eviction going on and it is foreclosure house, the listing has been on the market for more than 40 days.
it is in a seller market area.
for this kind of property, do you guys have any good suggestions? Is there anything need to pay attention to for the mortgage application?
thank you in advance.
M
MeiyouID
sounds like whoever is living in there doesn't want to move out - might not be the property owner at all.
C
CleverBeaver
hmm 不是个好兆头
lz不是新手的话可能可以试试
b
babybaby
问你的代理啊,每个foreclosure的情况都不一样
绿
绿苹果很健康
short sale 才是要等几个月的,foreclosed 不要等啊。
J
JohnChan
Sounds like a REO. No difference to the buyer.
"Is a REO the same as a foreclosure? An REO (Real Estate Owned) property, also referred to as a bank-owned property, has already gone through the foreclosure process and the mortgage lender or bank has taken ownership of it as a result of a failed foreclosure sale in an auction. The bank becomes the owner of the property."
C
CleverBeaver
Sounds like a REO. No difference to the buyer.
"Is a REO the same as a foreclosure? An REO (Real Estate Owned) property, also referred to as a bank-owned property, has already gone through the foreclosure process and the mortgage lender or bank has taken ownership of it as a result of a failed foreclosure sale in an auction. The bank becomes the owner of the property."
JohnChan 发表于 2022-01-11 00:59

对的 这种已经foreclosed了
N
NewID2017
我买过的foreclosure的房子是没人住的,跟traditional sale区别不大。你这房子还不让看,看来房主不配合,不是善茬,你不一定能把他赶走,一定要让银行做eviction,escrow时要空房。
C
CleverBeaver
我买过的foreclosure的房子是没人住的,跟traditional sale区别不大。你这房子还不让看,看来房主不配合,不是善茬,你不一定能把他赶走,一定要让银行做eviction,escrow时要空房。
NewID2017 发表于 2022-01-11 01:15

有道理 不然会后续有麻烦