看lender的要求吧, 具体可以问做贷款的lender。我们公司的要求是:If we can trace the source of money, i.e., money from bank to BTC exchange, BTC exchange to the bank, it is ok to use right away. If the BTC is in the wallet, transfer to BTC exchange, then to the bank, we can not use it. The BTC in the wallet is just like cash. 我在加州,如果lender接受外面的贷款,欢迎找我办。