是每个公司都可以弄mega back door IRA吗?

b
bernard123
楼主 (北美华人网)
是不是弄个After tax 401K, 然后再转成Roth IRA? 我问我们HR说没这个啊
I
IsabellaQ
当然不是了
j
jacketdog
这个不是说今年要被拜登搞没了吗?
l
lollidolli
不是每个公司都有mega backdoor Roth
l
lollidolli
回复 3楼jacketdog的帖子
Senate 没过,所以还可以放back door Roth
"The delay means the prohibition on the backdoor Roth strategy won't kick in at the beginning of 2022 as planned — meaning taxpayers may not have to scramble to take advantage of the rules before they're outlawed."  https://www.cnbc.com/2021/12/20/backdoor-roth-401k-and-ira-rules-for-the-wealthy-survive-for-now.html
j
jacketdog
回复 5楼lollidolli的帖子
芜湖!
w
wx1201
这到底是啥?
桃源凡人
我所在公司没有mega backdoor Roth.
s
stacych8008
不是, mega这种,必须要有after tax 401k。然后某些公司还有highly compensated employees的限制。
s
stacych8008
回复 3楼jacketdog的帖子
如果BBB不通过(目前通不过),也就还可以继续吧。