mutual fund 可能会发下面3种形式的分红，short term capital gain，long term capital gain 和 dividend。 报税的时候 券商会给你发税表的，你到时候按照要求报就行了。 你可以网上google下 mutual fund distributions 看看 ETFs are usually more tax-efficient than mutual funds. When an investor buys an ETF, you won''t pay capital gains taxes unless the shares are eventually sold for a profit. Mutual funds, on the other hand, are structured in a way that tends to incur higher capital gains taxes. Because they’re actively managed, the assets in a mutual fund are often bought and sold more frequently. When this is for a gain, the capital gains taxes are passed on to everyone with shares in the fund, even if you’ve never sold your shares.
你不卖就不需要交capital gains tax
是的，所以有时候虽然账面上亏钱，没有卖，可是年底还是要补税。
然后基金通常有分红，有的一个月一次，有的一个季度一次，有的一年两次，也有的一年一次。 这个你要付税，不过别担心，他们会寄表格给你用于报税。
这个是基金，有些etf亏钱要可能要报税
ETFs are usually more tax-efficient than mutual funds. When an investor buys an ETF, you won''t pay capital gains taxes unless the shares are eventually sold for a profit. Mutual funds, on the other hand, are structured in a way that tends to incur higher capital gains taxes. Because they’re actively managed, the assets in a mutual fund are often bought and sold more frequently. When this is for a gain, the capital gains taxes are passed on to everyone with shares in the fund, even if you’ve never sold your shares.