W2到底是打工人的悲哀还是老板的悲哀

L
LLWF
楼主 (北美华人网)
今天我在review今年给工人的W2 工人net pay 5万多一点 我公司要掏的一共是12万 不知道是工人拿到5万更悲哀 还是我要掏12万更悲哀
s
shoppingisfun
为什么我脑海里浮现出国际歌, “起来,饥寒交迫的奴隶,  起来,全世界受苦的人!  满腔的热血已经沸腾,  要为真理而斗争! ” 
心想事成2021
你自己赚多少? 要不你和一年到手五万的工人换一换?
大衣被禁
为什么我脑海里浮现出国际歌, “起来,饥寒交迫的奴隶,  起来,全世界受苦的人!  满腔的热血已经沸腾,  要为真理而斗争! ” 

shoppingisfun 发表于 2021-12-10 10:32

你搞错了吧。 楼主说的真是共产主义社会的问题啊。
b
bye2020
你给工人发十万的工资吧,你还是交差不多的福利,看起来比例少了,你会感觉好一点😄
y
yayavino
那工人的工资税前是多少?
x
xcdh
工人只拿到5万,你怎么需要付12万?除非你公司的workers comp奇高,否则不太合理。
大衣被禁
工人只拿到5万,你怎么需要付12万?除非你公司的workers comp奇高,否则不太合理。
xcdh 发表于 2021-12-10 10:39

可能提供医保啊
L
LLWF
工人只拿到5万,你怎么需要付12万?除非你公司的workers comp奇高,否则不太合理。
xcdh 发表于 2021-12-10 10:39

你没做过老板吧?
L
LLWF
你自己赚多少? 要不你和一年到手五万的工人换一换?
心想事成2021 发表于 2021-12-10 10:33

如果我能碰到像我一样好的老板 我愿意给他打工
x
xcdh
你没做过老板吧?
LLWF 发表于 2021-12-10 10:47

没吃过猪肉总见过猪跑吧。
y
yougotit
你没做过老板吧?
LLWF 发表于 2021-12-10 10:47

讲讲7万都去那儿啊。光说不练 有意思吗
夏雨
你这个比例不对啊,额外付了啥啊? 要是觉得不划算就雇contractor, 工资给多点。
我们公司就是展开给大家看,额外付了多少钱,让大家明白雇主的付出。 看了一下不包含假期,病假等还有十一大项,比你这个比例低很多啊。 每次发工资都有Total Compensation 包含所有雇主额外付的钱,还有YTD, end of year report. 每一项都很明确。
k
kangqiao
楼主展开说说,还有7万是什么钱,然后我们打工人好感恩一下老板,除了到手的,到底给我们付了多少
a
a_dog
七万都去哪了?
b
bf
没做过老板的,但交fica tax, 补贴医疗保险,交worker comp, 再match点401k之类的benefit, 这个比例不奇怪
x
xcdh
没做过老板的,但交fica tax, 补贴医疗保险,交worker comp, 再match点401k之类的benefit, 这个比例不奇怪
bf 发表于 2021-12-10 10:57

你说的这些都算的出来,federal tax 7.65%再加很少的一点unemployment ,state tax看哪个state了。401k一般公司match 5%,很多小公司根本不提供的,医疗保险部分小公司一般找便宜的,补贴个人部分一个月最多二三百。worker’s comp 也看州,如果州不提供要从公司买,又经常出事故那累计起来的rate会很可观。总之这个比例很奇怪。
t
tigerpi314
如果我能碰到像我一样好的老板 我愿意给他打工
LLWF 发表于 2021-12-10 10:49

每个老板都是这么认为的呀!!!
宇猫
我的观察感受是北美的小老板很辛苦,很多杂事(无论是运营还是后勤)都要亲力亲为。
j
jenny945
我的观察感受是北美的小老板很辛苦,很多杂事(无论是运营还是后勤)都要亲力亲为。
宇猫 发表于 2021-12-10 11:27

那还为什么要做老板呢,仅仅为了听手下人叫一声老板吗?
V
VMC
那还为什么要做老板呢,仅仅为了听手下人叫一声老板吗?
jenny945 发表于 2021-12-10 11:30

不是,是因为上华人被人说过:“你没做过老板吧?”
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jenny945
不是,是因为上华人被人说过:“你没做过老板吧?”
VMC 发表于 2021-12-10 11:32

哈哈,不蒸馒头争口气
y
yolandos
今天我在review今年给工人的W2 工人net pay 5万多一点 我公司要掏的一共是12万 不知道是工人拿到5万更悲哀 还是我要掏12万更悲哀
LLWF 发表于 2021-12-10 10:27

怎么会是老板的悲哀?工人估计给老板挣了至少50万。我过去大老板每年至少是一个billion。。。
P
Pittsburg
纳税人的悲哀,任人宰割
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jack54321
对啊。breakdown 一下吧.
一般人谈的工资 都是税前的。最多加点医疗保险补助,这个最多1万多吧。和失业保险,long term, short term disability,这个没多少钱。小公司很多没有 401K match 的。所以不知道你这么大的差额 是从哪里来的?
宇猫
那还为什么要做老板呢,仅仅为了听手下人叫一声老板吗?
jenny945 发表于 2021-12-10 11:30

也许是他们找不到工作吧😝开玩笑啦……子非鱼焉知鱼之乐
x
xcdh
不是,是因为上华人被人说过:“你没做过老板吧?”
VMC 发表于 2021-12-10 11:32

哈哈。。。
c
cqcq
夸张死个人,没有7万这么多。 而且退一万步说,做老板的主动权都在老板手里,算盘都是打清楚了请人的。
小气蔻蔻
对啊。breakdown 一下吧.
一般人谈的工资 都是税前的。最多加点医疗保险补助,这个最多1万多吧。和失业保险,long term, short term disability,这个没多少钱。小公司很多没有 401K match 的。所以不知道你这么大的差额 是从哪里来的?
jack54321 发表于 2021-12-10 11:41

每个员工公司要付一份payroll tax,基本就是你看到的工资单上的各种什么ss, medicare扣税,公司也付同样的一份payroll tax。
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zzsummer
好多年前刚去微软拿10万的时候听他们说每个人的办公室一年就要花10万?当时听了就想立刻申请在家工作,为单位省一间办公室,能不能给我8万回扣啥的。。
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jack54321
每个员工公司要付一份payroll tax,基本就是你看到的工资单上的各种什么ss, medicare扣税,公司也付同样的一份payroll tax。
小气蔻蔻 发表于 2021-12-10 12:50

是吗?我怎么没听说过。我只知道还有办公室房租之类的,还没听说过要额外付一份payroll tax 这回事。这个版上有别人confirm吗?那这样的话,公司请contract不是更划算了?
F
Ferdinand
https://www.sba.gov/blog/how-much-does-employee-cost-you
When you think about adding a new employee to your payroll, determine what the actual financial cost of doing so means to your business. This includes the dollars and cents over and above the basic wage or salary you agree to pay. There’s a rule of thumb that the cost is typically 1.25 to 1.4 times the salary, depending on certain variables. So, if you pay someone a salary of $35,000, your actual costs likely will range from $43,750 to $49,000. Some added employment costs are mandatory, while others are a little harder to pin down. Fortunately, there may be tax savings to offset some of the costs. Mandatory added costs of an employee Hiring an employee means considerable payroll tax costs, including: Employer share of FICA (7.65% on compensation up to the annual wage base, which is $132,900 in 2019, plus 1.45% on compensation over the annual wage base). Federal unemployment tax (FUTA) of $42 per employee. The FUTA tax rate is 6%, but most employers can take a FUTA credit of 5.4%, resulting in a mere 0.6%. State unemployment tax, which varies with your state and your claims experience (the more claims made by former employees for unemployment benefits, the higher your state unemployment tax rate will be). You can learn more about these costs from the IRS and your state revenue department. You also need to address insurance coverage for your employees. This includes: Workers’ compensation. Costs vary from state to state. Other insurance that may be needed for the work performed. For example, if you have a professional firm, you may want or be required to pay for professional liability coverage. Similarly, you may need to have a bond, a type of insurance, for an employee to protect a third party (your customer). For example, a bond may be needed for employees who clean homes so that homeowners’ valuables are protected from employees’ damage or theft. Talk with your insurance agent to determine what coverage is needed. While these mandatory added costs can mount up, there’s good news. The costs of payroll taxes and insurance are fully tax deductible. Other costs of an employee Think about employee benefits you may want or need to offer an employee. Under federal law, only large employers (those with 50 or more full-time and full-time equivalent employees) must offer health insurance or pay a penalty. However, there is a federal tax credit for small employers that choose to provide at least 50% of the cost of health coverage. Offering retirement savings plans, such as 401(k) plans, to employees isn’t mandatory under federal law, but employers may choose to do so. The cost of employer contributions needs to be factored into the total wage package. Federal law requires employers with at least 50 employees to offer unpaid family and medical leave. But a number of states have paid leave laws. Some put the cost on employees (through wage withholding), while others require employers to share in the cost. And the District of Columbia puts the entire burden on employers. These are only some of the employee benefits you can offer. Learn more about tax deductibility as well as exemption from payroll taxes for various fringe benefits in IRS Publication 15-B. In addition to fringe benefits, there is a slew of other employment-related costs that may be difficult to quantify. These include: The cost of recruitment, including background checks and drug testing where applicable. The cost of initial and ongoing training. Miscellaneous items, such as uniforms and protective gear where needed. Final thought Add up the costs to see whether your business can afford to add an employee to your staff. If your business is growing and you need more help, you can’t afford to NOT hire more workers. But knowing the cost will help you budget accordingly.
t
tiramixu
工人只拿到5万,你怎么需要付12万?除非你公司的workers comp奇高,否则不太合理。
xcdh 发表于 2021-12-10 10:39

除非有break down, 这个不可能的
有可能把一个group的benefit算到一个人了
b
baicaiye
除非有break down, 这个不可能的
有可能把一个group的benefit算到一个人了
tiramixu 发表于 2021-12-10 16:35

估计把公司的营业税都平均到每个人身上了,还有可能这个税会报税时抵消了。总之不来break down,估计信得人很少
心函
Payroll taxes ER部分也就ss 6.2%, medicare 1.45%, UI, SDI,FUTA, ETT etc.一起15%了不得了,workers comp按code算0.5高了,401k又能match多少,怎么都不要7万吧
o
oqo
你说的这些都算的出来,federal tax 7.65%再加很少的一点unemployment ,state tax看哪个state了。401k一般公司match 5%,很多小公司根本不提供的,医疗保险部分小公司一般找便宜的,补贴个人部分一个月最多二三百。worker’s comp 也看州,如果州不提供要从公司买,又经常出事故那累计起来的rate会很可观。总之这个比例很奇怪。
xcdh 发表于 2021-12-10 11:04

你这是啥都忘往少了算 一个几十人的startup 医疗保险每月每人公司要补贴1800
人上人
回复 1楼LLWF的帖子
穷鬼发不起工资做什么老板
不娶何撩
都是business expense 可以deduct
C
Chigua2019
具体说说中间的钱去哪里了啊?
l
lbff
如果是博士的工资老板总花费接近这个比例,因为有学费部分,还有学校奇高的overhead, 博后虽然工资比博士高,但老板花的钱还少一些。私人公司没见过这个比例的
小气蔻蔻
是吗?我怎么没听说过。我只知道还有办公室房租之类的,还没听说过要额外付一份payroll tax 这回事。这个版上有别人confirm吗?那这样的话,公司请contract不是更划算了?
jack54321 发表于 2021-12-10 16:06

一是把contractor当fulltime employee用不合法,可能被举报。二是contract rate肯定得比同样qualification的full time员工高,因为self-employed要自己付payroll tax,又没有benefit,肯定要让公司付更高的rate才行。再就是大部分工作并不适合找这种短期的contractor做。