之前没太注意，只知道年入40万以上的不能backdoor roth，看这几天的报道，emoloyee aftertax contribution和aftertax ira也有禁止concert到roth（这个是不是编辑写错了，aftertax contribute不能concert到Roth是什么意思？），无论收入水平，这样岂不是没有Roth了?这是我理解错了还是小编疯了 https://www.pionline.com/washington/backdoor-mega-roth-provisions-added-back-democrats-build-back-better-act The bill under consideration in the House would close so-called backdoor Roth IRA strategies by prohibiting all employee after-tax contributions in qualified plans and after-tax individual retirement account contributions from being converted to Roth regardless of income level. It would also eliminate Roth conversions for both IRAs and employer-sponsored plans for single taxpayers (or taxpayers married but filing separately) with taxable income over $400,000, married taxpayers filing jointly with taxable income over $450,000 and heads of households with taxable income over $425,000. 怎么感觉其它加税措施推不动，反过来又开始对收入13万以上的来堵避税手段了，这个收入线的不给点税务优惠，是让大家把钱都花了老了一起靠政府养老是吗？
我是political junkie. 天天看相关新闻，其中和医疗有关的条例也算是和工作相关。 我是看到他们从开始气势汹汹说要控制药价，到现在的改革part d，觉得前途阻碍不小呀。前者是票数不够，后者是动了aarp的蛋糕. 当然，他们也可以把这些条例去掉，但是这些都是提高政府收入的重要条例 （原来控制药价的方案cbo说可以省500b, part d 我估计也是500-600b），缺了，怎么支付其他费用呢？
https://www.pionline.com/washington/backdoor-mega-roth-provisions-added-back-democrats-build-back-better-act
The bill under consideration in the House would close so-called backdoor Roth IRA strategies by prohibiting all employee after-tax contributions in qualified plans and after-tax individual retirement account contributions from being converted to Roth regardless of income level. It would also eliminate Roth conversions for both IRAs and employer-sponsored plans for single taxpayers (or taxpayers married but filing separately) with taxable income over $400,000, married taxpayers filing jointly with taxable income over $450,000 and heads of households with taxable income over $425,000.
怎么感觉其它加税措施推不动，反过来又开始对收入13万以上的来堵避税手段了，这个收入线的不给点税务优惠，是让大家把钱都花了老了一起靠政府养老是吗？
你理解错了。Contribution有pre-tax, Roth, 和after-tax三种，现在after-tax进去以后可以转为Roth。法案还继续允许pre-tax, Roth, 和after-tax三种进去，只是禁止after-tax进去以后转为Roth。如果不能转为Roth大部分人会认为after-tax进去就没什么意义了，所以就只剩下pre-tax和Roth两种。pre-tax和Roth 401k不限收入，但pre-tax和Roth IRA都有收入限制。
我看昨天说又加进来了，也不知道在折腾个啥。现在解读的很多都是非专业媒体，链接的文档是好几百页，排版也是每页字都很大，但是非常难找到细则部分
你怎么追踪的？佩洛西阿姨现在都没底
我是political junkie. 天天看相关新闻，其中和医疗有关的条例也算是和工作相关。
我是看到他们从开始气势汹汹说要控制药价，到现在的改革part d，觉得前途阻碍不小呀。前者是票数不够，后者是动了aarp的蛋糕.
当然，他们也可以把这些条例去掉，但是这些都是提高政府收入的重要条例 （原来控制药价的方案cbo说可以省500b, part d 我估计也是500-600b），缺了，怎么支付其他费用呢？