本人对退休账户半懂不懂 本来学校是统一在TIAA上，可是最近决定转给这个机构，加入一个什么403(b) multiple employer plan Located in Glen Allen, Virginia, Millennium Advisory Services is a fee-only financial planning and asset management firm with a specialized focus on providing financial planning advice and investment management services to clients in the field of education including employees of colleges and universities, as well as endowments and foundation boards. 谁能帮我用通俗易懂的语言解释一下他们是怎么运行的？是不是也是拿我的退休账户上的钱投资股市，风险还是我自己的？或者我可以设定一定的收益率，多了归他们？
本人对退休账户半懂不懂 本来学校是统一在TIAA上，可是最近决定转给这个机构，加入一个什么403(b) multiple employer plan Located in Glen Allen, Virginia, Millennium Advisory Services is a fee-only financial planning and asset management firm with a specialized focus on providing financial planning advice and investment management services to clients in the field of education including employees of colleges and universities, as well as endowments and foundation boards. 谁能帮我用通俗易懂的语言解释一下他们是怎么运行的？是不是也是拿我的退休账户上的钱投资股市，风险还是我自己的？或者我可以设定一定的收益率，多了归他们？ mermaidyuu 发表于 2021-10-29 22:10
Millennium ? 有点象对冲基金 估计是换汤不换药，some mutual funds and feeder funds and target dated funds you choose yourself.
Located in Glen Allen, Virginia, Millennium Advisory Services is a fee-only financial planning and asset management firm with a specialized focus on providing financial planning advice and investment management services to clients in the field of education including employees of colleges and universities, as well as endowments and foundation boards.
谁能帮我用通俗易懂的语言解释一下他们是怎么运行的？是不是也是拿我的退休账户上的钱投资股市，风险还是我自己的？或者我可以设定一定的收益率，多了归他们？
Millennium ? 有点象对冲基金
估计是换汤不换药，some mutual funds and feeder funds and target dated funds you choose yourself.
我准备过几年就提早退休了，不想折腾，但学校做了这个决定，我自己没得选，真是头疼。