年龄超过65岁刚拿绿卡的老人,医疗保险怎么买?

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springbee
楼主 (北美华人网)
Obama care 65岁以上就不能买了。还没有在美国住满5年,medicare也不符合。又不在加州和纽约。大家医疗保险是怎么解决的?谢谢
b
babybaby
为啥obamacare 65岁以上不能买?
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Allgemein
申请Medicare啊,65岁以上老人都可以申请,没有收入限制。如果符合低收入要求还可以申请medicaid。最好去社会福利局可以帮你看看是否符合要求,也可以帮你申请。
c
changheruhailiu
为啥obamacare 65岁以上不能买?
babybaby 发表于 2021-10-06 23:34

因为楼主的父亲没有交过Medicare tax吧。不过应该可以自己出钱买啊 https://www.hhs.gov/answers/medicare-and-medicaid/who-is-elibible-for-medicare/index.html
Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if: You are receiving retirement benefits from Social Security or the Railroad Retirement Board. You are eligible to receive Social Security or Railroad benefits but you have not yet filed for them. You or your spouse had Medicare-covered government employment. To find out if you are eligible and your expected premium, go the Medicare.gov eligibility tool. If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 or older and a citizen or permanent resident of the United States, you may be able to buy Part A. If you are under age 65, you can get Part A without having to pay premiums if: You have been entitled to Social Security or Railroad Retirement Board disability benefits for 24 months. (Note: If you have Lou Gehrig's disease, your Medicare benefits begin the first month you get disability benefits.) You are a kidney dialysis or kidney transplant patient.
If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 or older and a citizen or permanent resident of the United States, you may be able to buy Part A. If you are under age 65, you can get Part A without having to pay premiums if:
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changheruhailiu
申请Medicare啊,65岁以上老人都可以申请,没有收入限制。如果符合低收入要求还可以申请medicaid。最好去社会福利局可以帮你看看是否符合要求,也可以帮你申请。
Allgemein 发表于 2021-10-06 23:56

这个需要本人或配偶交过Medicare tax10年以上。
y
yoko2020
mark......
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Pigsqwerty2
平平安安等5年(准确来说4年零9个月) 期间有小病自己熬,急病urgent care(付现金),重大病回国,如果重大病想这边治就打算欠债欠医院(不到最后一步不要走这路)