情形1：match 100% up to 你工资5% a. 你工资10万，你放3000，公司match 3000 b. 你工资10万，你放19500，公司match 5000 情形2：match 70% up to 6000 a. 你放5000，公司match 3500 b. 你放19500，公司match 6000
也有match年薪的百分比。这个每个公司都不一样的吧。irs的标准是 Total 401(k) plan contributions by both an employee and an employer cannot exceed $57,000 in 2020 or $58,000 in 2021. Catch-up contributions for employees 50 or older bump the 2020 maximum to $63,500, or a total of $64,500 in 2021. Total contributions cannot exceed 100% of an employee's annual compensation
工资10万，你选择投10%进401K, 就是1万，公司match 50% 就是五千，一年401K账号里有$15,000, 但有些公司match的部分是要vested, 分几年才可以完全算是你的钱。
Total 401(k) plan contributions by both an employee and an employer cannot exceed $57,000 in 2020 or $58,000 in 2021. Catch-up contributions for employees 50 or older bump the 2020 maximum to $63,500, or a total of $64,500 in 2021. Total contributions cannot exceed 100% of an employee's annual compensation