If all you need is 100K, take a look at first republic. I got a 100K personal line of credit without any collaterals several months ago. 10 year fixed at 2.25% for 7 years. Require direct deposit and you dont even need to own a house. I had to show them another banks statement and they do a credit pull and it took a week to get it approved.
同好奇,现在mortgage也是2.625%, 考虑贷出一部分做down payment 貌似 cash-out refinance HELOC personal line of credit 都可以做到,后两者感觉更好?本身mortgage没有降低,借款也是借的时候才开始算利息,但缺点就是利息比较高
谢谢,可以给个网址吗?搜了一下没搜到。
Heloc的钱可以用做首付吗?
If all you need is 100K, take a look at first republic. I got a 100K personal line of credit without any collaterals several months ago. 10 year fixed at 2.25% for 7 years. Require direct deposit and you dont even need to own a house. I had to show them another banks statement and they do a credit pull and it took a week to get it approved.
貌似 cash-out refinance HELOC personal line of credit 都可以做到,后两者感觉更好?本身mortgage没有降低,借款也是借的时候才开始算利息,但缺点就是利息比较高
personal line of credit会降信用吧?