不知道这个行为会不会造成什么影响?请懂的人来说说。我知道的身边有好几个朋友都有这个line of credit 好像可以随时提钱挺方便的。 不知到为什么银行要突然取消呢。 tiffanylee 发表于 2021-07-10 12:26
They are shutting down all the personal line of credit (a product). I doubt anyone here uses those. They are uncollateralized credit product similar to credit cards and typically have lower interest rates (still very high interest rates,, i.e. double digit) than the credit cards. No big deal.
Line of credit不赚钱吧,现在基本是大多数银行都取消了。 sundra_shi 发表于 2021-07-10 13:53
有些银行用personal line of credit as loss leader. 我有一个100K a line of credit, no credit pull no collateral no fee, interest rate about 2%. 开了半年了 balance 0. Wellsfargo personal line of credit 的利率最低是9.5%。。。
They are shutting down all the personal line of credit (a product). I doubt anyone here uses those. They are uncollateralized credit product similar to credit cards and typically have lower interest rates (still very high interest rates,, i.e. double digit) than the credit cards.
No big deal.
有些银行用personal line of credit as loss leader. 我有一个100K a line of credit, no credit pull no collateral no fee, interest rate about 2%. 开了半年了 balance 0. Wellsfargo personal line of credit 的利率最低是9.5%。。。