If you have a mortgage many years ago, it will also have a higher rate. So today's student loan probably has a much lower rate, without any special requirements. Then the question is, can you refinance a student loan.. if so, those old loans could benefit from a much lower rate too.
If you have a mortgage many years ago, it will also have a higher rate. So today's student loan probably has a much lower rate, without any special requirements. Then the question is, can you refinance a student loan.. if so, those old loans could benefit from a much lower rate too. anye 发表于 2021-06-30 15:15
常看人说,只要够穷就什么好处都有,为什么我看到的不一样呢,我看到的低收入的没什么多少便宜可沾啊,是一个美国么?
当然有好处,你是不够穷啊。低收入也有收入怎么能算穷呢
我一个同事说她的是5%,因为她爸爸是军人,她算军属。我之前不听她们讨论我都不知道这么贵利率,我一直以为学生时0利息,只有上班了才会涨利息的。还有一个居然说她的是11%,吓我一跳!!
800-850 (Excellent) 3-month LIBOR + 2.25% 750-799 (Very Good) 3-month LIBOR + 3.75% 700-749 (Good) 3-month LIBOR + 5.95% 650-699 (Fair) 3-month LIBOR + 8.85%
反正如果自己家里有钱,故意搞个loan是挺不划算的。
Then the question is, can you refinance a student loan.. if so, those old loans could benefit from a much lower rate too.
学贷也可以refinance的
稍微贷一点款,对小孩不是坏事
那是毕业才算利息吗?这样贷了款毕业还清岂不是很合算还给了孩子一点压力。
没错啊,只要够穷不仅不要付学费,连生活费都包了。
真的有这种好事吗?那为什么大学里面不是乌央乌央全穷孩子?为什么穷孩子读大学还要快餐店打工?
我们单位同事,爸爸去世得早,从小单亲家庭,还有个姐姐,妈妈一个人工作养活俩孩子,低收入,听他说为了州立大学毕业不背债,一边读书一边打了许多工。不是穷人家全免吗?
—另外几十万的存款或者529对学费影响不大,10万也就多付几千吧,还是看收入。
几十万是指资产不是现金吧。这样的话,十万付几千不少了。华人号称人人资产五百万起,这样即使藤校也都得自付。
对的,低利率贷款5000块,根据父母收入作为financial aid的一种给你的,不是你想贷多少就多少。