看看美国富人怎么投资赚了5 BILLION免交税的

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zhikantie
楼主 (北美华人网)
Peter Thiel 用ROTH IRA里面$1700以每股$0.001买入170万股paypal 股权,后来以卖给ebay变成$28.5 million,然后又投资Facebook, Palantir,现在他ROTH IRA里有5 billion, 59.5岁以后拿出一分钱税也不用交。
Lord of the Roths: How Tech Mogul Peter Thiel Turned a Retirement Account for the Middle Class Into a $5 Billion Tax-Free Piggy Bank. https://www.propublica.org/article/lord-of-the-roths-how-tech-mogul-peter-thiel-turned-a-retirement-account-for-the-middle-class-into-a-5-billion-dollar-tax-free-piggy-bank
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yolandos
Fair and square. Good for him.
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arabdopsis
哎 我roth里面都是亏的 普通401k倒是涨了一些
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ziyi99
能创业成功和上市就行,楼主加油
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magnoliaceae
合理合法而且还不用请一堆狗屁会计师设计避税方案,全看投资眼光,挺好
y
youyouy
回复 1楼zhikantie的帖子
以每股0.001买入paypal股权是怎么实现的?
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Dianxiaoshan
Mark
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blushpeony
回复 6楼youyouy的帖子
as Founder of PayPal
p
pattyandbump
回复 1楼zhikantie的帖子
以每股0.001买入paypal股权是怎么实现的?
youyouy 发表于 2021-06-25 23:45

他是confinity 创始人,后来和马一龙的x.com合并改名成了paypal,所以这操作不具备可重复性
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blushpeony
这是投资的神话之一啊 paypal 和 pltr的founder之一 投给facebook 是在04年 mark还在哈佛 刚刚创立facebook的那一年 这眼光就是祖师爷赏饭吃啊
金言的马家
这个有点过份了,这么搞早晚roth ira被限制
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youyouy
回复 6楼youyouy的帖子
as Founder of PayPal
blushpeony 发表于 2021-06-25 23:50

那这是insider trading逃税, IRS应该罚他款
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yolandos
那这是insider trading逃税, IRS应该罚他款
youyouy 发表于 2021-06-26 00:18

please go read about the definition of "insider trading" first, then read about the definition of "evasion" second...
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strawberrykiwi
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blushpeony
回复 12楼youyouy的帖子
我以为insider trading的前提是public company founder刚创立公司的时候 就是个作坊啊 离上市且等着呢
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papabear
那这是insider trading逃税, IRS应该罚他款
youyouy 发表于 2021-06-26 00:18

能不能别学会一个词insider trading就到处乱按
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shinesee
能做到公司上市 这就不是一般人了 咱倒是也想啊 没那本事做founder 搞上市,也没那眼光做下一个Facebook的前期投资人啊。
f
fleabane
回复 12楼youyouy的帖子
我以为insider trading的前提是public company founder刚创立公司的时候 就是个作坊啊 离上市且等着呢
blushpeony 发表于 2021-06-26 00:38

高收入者不能投roth吧,而且roth是税后账户本身就交过税了,提前提还有罚款。这都是在赌,如果自己成不了巨富也没啥太大意义。
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yykk913
没任何问题 你有本事 Roth IRA 里滚50b 也一分不用交
R
Rosicky
Peter Thiel 用ROTH IRA里面$1700以每股$0.001买入170万股paypal 股权,后来以卖给ebay变成$28.5 million,然后又投资Facebook, Palantir,现在他ROTH IRA里有5 billion, 59.5岁以后拿出一分钱税也不用交。
Lord of the Roths: How Tech Mogul Peter Thiel Turned a Retirement Account for the Middle Class Into a $5 Billion Tax-Free Piggy Bank. https://www.propublica.org/article/lord-of-the-roths-how-tech-mogul-peter-thiel-turned-a-retirement-account-for-the-middle-class-into-a-5-billion-dollar-tax-free-piggy-bank
zhikantie 发表于 2021-06-25 22:53

Peter Thiel, 神一样的投资人,和你我这种loser哪有可比性。
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cloudymind
IRS 冷笑一声就知道你们这种小贼钻旁门左道。我看你死了以后怎么逃过estate tax. Peter 微微一笑, 我全放在放在foundation 里了。我儿子没啥大出息。就管管foundation. IRS 脸色发青, 说我我我我气死了。十年内全部转出Roth. 至少可以收收益的税。
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fleabane
IRS 冷笑一声就知道你们这种小贼钻旁门左道。我看你死了以后怎么逃过estate tax. Peter 微微一笑, 我全放在放在foundation 里了。我儿子没啥大出息。就管管foundation. IRS 脸色发青, 说我我我我气死了。十年内全部转出Roth. 至少可以收收益的税。
cloudymind 发表于 2021-06-26 00:58

peter不是gay么?也有儿子?
A
Aliciashuhao
牛🐂牛
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blushpeony
回复 18楼fleabane的帖子
roth ira 是Income limit 不是 wealth limit 把 而且是看存的是当年还是前一年的 02 paypal 才ipo 之前如果能存 roth 尤其是刚创业那时候能存roth 应该挺正常的 后来ira 也可以投 pe 当然要人家被投的愿意就是 所以不一定要取出来
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ccs007
回复 1楼zhikantie的帖子
Roth IRA可以买private equity吗?
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fleabane
回复 18楼fleabane的帖子
roth ira 是Income limit 不是 wealth limit 把 而且是看存的是当年还是前一年的 02 paypal 才ipo 之前如果能存 roth 尤其是刚创业那时候能存roth 应该挺正常的 后来ira 也可以投 pe 当然要人家被投的愿意就是 所以不一定要取出来
blushpeony 发表于 2021-06-26 01:16

你说的没错,我的意思是本质上确认这笔钱不会变成急需,而且又能滚很大,这样放roth才划算。也不是每个人在成为巨富之前都愿意这么赌,最极端情况60之前挂了不久彻底白瞎了
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shinesee
回复 1楼zhikantie的帖子
Roth IRA可以买private equity吗?
ccs007 发表于 2021-06-26 01:20

可以 设置self direct IRA. 遵守IRS规则就行。
x
xvn
这是创业吧,西方鼓励投资产创业,不鼓励食利阶层。 大家也可以自己设立incorporate 公司,自己发行原始股,自己做创始人,做到上市。 只看见极少数创业成功的,没看见千千万万个倒下的。
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ecnanif
这是创业吧,西方鼓励投资产创业,不鼓励食利阶层。 大家也可以自己设立incorporate 公司,自己发行原始股,自己做创始人,做到上市。 只看见极少数创业成功的,没看见千千万万个倒下的。
xvn 发表于 2021-06-26 02:27

是啊,他创建公司PayPal 大家跟着受益。
S
Securities
厉害啊
y
yayat
Roth 免税应该有限额。
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present
Fair and square. Good for him.
yolandos 发表于 2021-06-25 22:57

你这脑子被洗的,真够干净的,唉。Read the fucking article, this is as retarded as it gets:
> in January 1999. Thiel paid $0.001 per share — yes, just a tenth of a penny — for 1.7 million shares.
> At the time Thiel bought his founders’ shares, his own hedge fund had already loaned the new startup $100,000, California and SEC records show.
> And soon after the company sold him the shares, millions of dollars poured in from investors, securities filings show. In just a month’s time, the company sold a slice of itself to investors for $500,000. That June and August, another $4.5 million poured in from the venture fund arm of telecom giant Nokia and other investors, those records show.
> In just a year’s time, the value of his Roth jumped from $1,664 to $3.8 million — a 227,490% increase.
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ZHC
这样不合理的pricing, 明显就是为了Roth那点钱可以cover 到他的deal, 这楼里喊fair and square的人, 估计是对着弱势群体吃点福利大有意见的同一群吧?

c
chengbuyi
对家庭资产配置有借鉴意义 根据不同账户的税收政策,配置大类资产
g
goodluckhw
Roth 可以买股权的么?
y
yolandos
你这脑子被洗的,真够干净的,唉。Read the fucking article, this is as retarded as it gets:
> in January 1999. Thiel paid $0.001 per share — yes, just a tenth of a penny — for 1.7 million shares.
> At the time Thiel bought his founders’ shares, his own hedge fund had already loaned the new startup $100,000, California and SEC records show.
> And soon after the company sold him the shares, millions of dollars poured in from investors, securities filings show. In just a month’s time, the company sold a slice of itself to investors for $500,000. That June and August, another $4.5 million poured in from the venture fund arm of telecom giant Nokia and other investors, those records show.
> In just a year’s time, the value of his Roth jumped from $1,664 to $3.8 million — a 227,490% increase.
present 发表于 2021-06-26 14:48

It''s his f**king company, so did he break any laws? I am sure IRS will nail his a** on the wall if they could. You are 2020 hindsight looking things back. Paypal could easily have gone to zero at the time. (please execuse my french)
s
sdmom
同问 roth 怎么买股权啊? 我以为 roth 只能买 上市 的股票
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joeblackgod
我认为退休账号免税应该有上限。卡在99%的账号balance就可以了