看看美国富人怎么投资赚了5 BILLION免交税的

zhikantie
楼主 (北美华人网)
Peter Thiel 用ROTH IRA里面$1700以每股$0.001买入170万股paypal 股权,后来以卖给ebay变成$28.5 million,然后又投资Facebook, Palantir,现在他ROTH IRA里有5 billion, 59.5岁以后拿出一分钱税也不用交。
Lord of the Roths: How Tech Mogul Peter Thiel Turned a Retirement Account for the Middle Class Into a $5 Billion Tax-Free Piggy Bank. https://www.propublica.org/article/lord-of-the-roths-how-tech-mogul-peter-thiel-turned-a-retirement-account-for-the-middle-class-into-a-5-billion-dollar-tax-free-piggy-bank
yolandos
Fair and square. Good for him.
arabdopsis
哎 我roth里面都是亏的 普通401k倒是涨了一些
ziyi99
能创业成功和上市就行,楼主加油
magnoliaceae
合理合法而且还不用请一堆狗屁会计师设计避税方案,全看投资眼光,挺好
y
youyouy
回复 1楼zhikantie的帖子
以每股0.001买入paypal股权是怎么实现的?
Dianxiaoshan
Mark
blushpeony
回复 6楼youyouy的帖子
as Founder of PayPal
pattyandbump
回复 1楼zhikantie的帖子
以每股0.001买入paypal股权是怎么实现的?
youyouy 发表于 2021-06-25 23:45

他是confinity 创始人,后来和马一龙的x.com合并改名成了paypal,所以这操作不具备可重复性
blushpeony
这是投资的神话之一啊 paypal 和 pltr的founder之一 投给facebook 是在04年 mark还在哈佛 刚刚创立facebook的那一年 这眼光就是祖师爷赏饭吃啊
金言的马家
这个有点过份了,这么搞早晚roth ira被限制
y
youyouy
回复 6楼youyouy的帖子
as Founder of PayPal
blushpeony 发表于 2021-06-25 23:50

那这是insider trading逃税, IRS应该罚他款
yolandos
那这是insider trading逃税, IRS应该罚他款
youyouy 发表于 2021-06-26 00:18

please go read about the definition of "insider trading" first, then read about the definition of "evasion" second...
s
strawberrykiwi
blushpeony
回复 12楼youyouy的帖子
我以为insider trading的前提是public company founder刚创立公司的时候 就是个作坊啊 离上市且等着呢
p
papabear
那这是insider trading逃税, IRS应该罚他款
youyouy 发表于 2021-06-26 00:18

能不能别学会一个词insider trading就到处乱按
shinesee
能做到公司上市 这就不是一般人了 咱倒是也想啊 没那本事做founder 搞上市,也没那眼光做下一个Facebook的前期投资人啊。
fleabane
回复 12楼youyouy的帖子
我以为insider trading的前提是public company founder刚创立公司的时候 就是个作坊啊 离上市且等着呢
blushpeony 发表于 2021-06-26 00:38

高收入者不能投roth吧,而且roth是税后账户本身就交过税了,提前提还有罚款。这都是在赌,如果自己成不了巨富也没啥太大意义。
yykk913
没任何问题 你有本事 Roth IRA 里滚50b 也一分不用交
Rosicky
Peter Thiel 用ROTH IRA里面$1700以每股$0.001买入170万股paypal 股权,后来以卖给ebay变成$28.5 million,然后又投资Facebook, Palantir,现在他ROTH IRA里有5 billion, 59.5岁以后拿出一分钱税也不用交。
Lord of the Roths: How Tech Mogul Peter Thiel Turned a Retirement Account for the Middle Class Into a $5 Billion Tax-Free Piggy Bank. https://www.propublica.org/article/lord-of-the-roths-how-tech-mogul-peter-thiel-turned-a-retirement-account-for-the-middle-class-into-a-5-billion-dollar-tax-free-piggy-bank
zhikantie 发表于 2021-06-25 22:53

Peter Thiel, 神一样的投资人,和你我这种loser哪有可比性。
cloudymind
IRS 冷笑一声就知道你们这种小贼钻旁门左道。我看你死了以后怎么逃过estate tax. Peter 微微一笑, 我全放在放在foundation 里了。我儿子没啥大出息。就管管foundation. IRS 脸色发青, 说我我我我气死了。十年内全部转出Roth. 至少可以收收益的税。
fleabane
IRS 冷笑一声就知道你们这种小贼钻旁门左道。我看你死了以后怎么逃过estate tax. Peter 微微一笑, 我全放在放在foundation 里了。我儿子没啥大出息。就管管foundation. IRS 脸色发青, 说我我我我气死了。十年内全部转出Roth. 至少可以收收益的税。
cloudymind 发表于 2021-06-26 00:58

peter不是gay么?也有儿子?
Aliciashuhao
牛🐂牛
blushpeony
回复 18楼fleabane的帖子
roth ira 是Income limit 不是 wealth limit 把 而且是看存的是当年还是前一年的 02 paypal 才ipo 之前如果能存 roth 尤其是刚创业那时候能存roth 应该挺正常的 后来ira 也可以投 pe 当然要人家被投的愿意就是 所以不一定要取出来
ccs007
回复 1楼zhikantie的帖子
Roth IRA可以买private equity吗?
fleabane
回复 18楼fleabane的帖子
roth ira 是Income limit 不是 wealth limit 把 而且是看存的是当年还是前一年的 02 paypal 才ipo 之前如果能存 roth 尤其是刚创业那时候能存roth 应该挺正常的 后来ira 也可以投 pe 当然要人家被投的愿意就是 所以不一定要取出来
blushpeony 发表于 2021-06-26 01:16

你说的没错,我的意思是本质上确认这笔钱不会变成急需,而且又能滚很大,这样放roth才划算。也不是每个人在成为巨富之前都愿意这么赌,最极端情况60之前挂了不久彻底白瞎了
shinesee
回复 1楼zhikantie的帖子
Roth IRA可以买private equity吗?
ccs007 发表于 2021-06-26 01:20

可以 设置self direct IRA. 遵守IRS规则就行。
xvn
这是创业吧,西方鼓励投资产创业,不鼓励食利阶层。 大家也可以自己设立incorporate 公司,自己发行原始股,自己做创始人,做到上市。 只看见极少数创业成功的,没看见千千万万个倒下的。
ecnanif
这是创业吧,西方鼓励投资产创业,不鼓励食利阶层。 大家也可以自己设立incorporate 公司,自己发行原始股,自己做创始人,做到上市。 只看见极少数创业成功的,没看见千千万万个倒下的。
xvn 发表于 2021-06-26 02:27

是啊,他创建公司PayPal 大家跟着受益。
Securities
厉害啊
yayat
Roth 免税应该有限额。
present
Fair and square. Good for him.
yolandos 发表于 2021-06-25 22:57

你这脑子被洗的,真够干净的,唉。Read the fucking article, this is as retarded as it gets:
> in January 1999. Thiel paid $0.001 per share — yes, just a tenth of a penny — for 1.7 million shares.
> At the time Thiel bought his founders’ shares, his own hedge fund had already loaned the new startup $100,000, California and SEC records show.
> And soon after the company sold him the shares, millions of dollars poured in from investors, securities filings show. In just a month’s time, the company sold a slice of itself to investors for $500,000. That June and August, another $4.5 million poured in from the venture fund arm of telecom giant Nokia and other investors, those records show.
> In just a year’s time, the value of his Roth jumped from $1,664 to $3.8 million — a 227,490% increase.
ZHC
这样不合理的pricing, 明显就是为了Roth那点钱可以cover 到他的deal, 这楼里喊fair and square的人, 估计是对着弱势群体吃点福利大有意见的同一群吧?

chengbuyi
对家庭资产配置有借鉴意义 根据不同账户的税收政策,配置大类资产
g
goodluckhw
Roth 可以买股权的么?
yolandos
你这脑子被洗的,真够干净的,唉。Read the fucking article, this is as retarded as it gets:
> in January 1999. Thiel paid $0.001 per share — yes, just a tenth of a penny — for 1.7 million shares.
> At the time Thiel bought his founders’ shares, his own hedge fund had already loaned the new startup $100,000, California and SEC records show.
> And soon after the company sold him the shares, millions of dollars poured in from investors, securities filings show. In just a month’s time, the company sold a slice of itself to investors for $500,000. That June and August, another $4.5 million poured in from the venture fund arm of telecom giant Nokia and other investors, those records show.
> In just a year’s time, the value of his Roth jumped from $1,664 to $3.8 million — a 227,490% increase.
present 发表于 2021-06-26 14:48

It''s his f**king company, so did he break any laws? I am sure IRS will nail his a** on the wall if they could. You are 2020 hindsight looking things back. Paypal could easily have gone to zero at the time. (please execuse my french)
sdmom
同问 roth 怎么买股权啊? 我以为 roth 只能买 上市 的股票
joeblackgod
我认为退休账号免税应该有上限。卡在99%的账号balance就可以了