Citi double cash and fidelity visa 都是2% 无年费。 Boa 的2.625% 感觉很鸡肋，年费$95， 要花$15000才能把年费赚回来。 我们用得多是fidelity visa and Costco visa. 其实刷卡挣点根本赚不了（刷business expense 除外). 真有大purchase，申请个新卡的signing bonus 比这个2%， 5% 都赚。
Citi double cash and fidelity visa 都是2% 无年费。 Boa 的2.625% 感觉很鸡肋，年费$95， 要花$15000才能把年费赚回来。 我们用得多是fidelity visa and Costco visa. 其实刷卡挣点根本赚不了（刷business expense 除外). 真有大purchase，申请个新卡的signing bonus 比这个2%， 5% 都赚。
I think you use BOA card to pay for airline tickets or hotels (travel categories) and you get $100 statement credit every year. I remember buying AA $100 giftcards (never expires) and getting reimbursed. If you have 100K to spare and put them onto merrilledge, the BOA card gives the best return at 2.6X% uncapped (in theory).
大家有没有其他常用的信用卡推荐？
Costco之外全用Boa cash reward.
求问这个是怎么办到的？我也有这张卡，可是不太理解转成点有啥好，不还是2%吗？
我们用得多是fidelity visa and Costco visa. 其实刷卡挣点根本赚不了（刷business expense 除外). 真有大purchase，申请个新卡的signing bonus 比这个2%， 5% 都赚。
但是BOA每年travel可以用$100
boa cash reward
amex platinum
请问travel $100怎么用？
I think you use BOA card to pay for airline tickets or hotels (travel categories) and you get $100 statement credit every year. I remember buying AA $100 giftcards (never expires) and getting reimbursed. If you have 100K to spare and put them onto merrilledge, the BOA card gives the best return at 2.6X% uncapped (in theory).
去bill pay下面设置。https://wallethub.com/answers/cc/bank-of-america-autopay-credit-card-2140732382/
這100塊錢的credit是航空公司的incidental fee credit，買機票不能用的，我seat upgrade用到過，還有一個用途應該是飛機上買東西，但沒注意。這卡還能付global entry。 除了BOA的這張premium rewards唯一不足是還沒有機場lounge，所以我還有chase sapphire reserve。
是这三张加在一起用，能做到任何场景5%cash back吗？我只用chase freedom，每个季度只有两种5% cashback
想知道amex marriott有什么好处
4.5%+3%
学习了
Capital One Quicksilver