short answer is, the same. RSU is W2 income; stock option vest is short term capital gain which is taxed the same as normal income. But after your RSU is vested, if you continue holding it, the future gain/loss is capital gain/loss; similarly, if you HOLD the stock after your option exercise, the future gain/loss is also capital gain/loss. You probably don't understand what I mean, since your question pretty much implies you have no idea about their taxes..
short answer is, the same. RSU is W2 income; stock option vest is short term capital gain which is taxed the same as normal income. But after your RSU is vested, if you continue holding it, the future gain/loss is capital gain/loss; similarly, if you HOLD the stock after your option exercise, the future gain/loss is also capital gain/loss. You probably don't understand what I mean, since your question pretty much implies you have no idea about their taxes..
anye 发表于 2021-05-25 00:29
别说楼主了,你说的我都看不懂了,你确认你说的是公司发的iso吗?鉴于楼主问的是10万,这其实对stock option是个坎,超过了是nso,没超过是iso。vest时不交税,但是保税时需要计入amt的计算公式。exercise超过一年算long term capital gain。以上只是个人理解,具体税务问题请跟税务师咨询。
应该是 option 灵活一些吧, option vest does not trigger tax event, it only triggers when you sell. RSU always triggers tax event on vest. options 分 ISO and non qualified, ISO tax 更灵活些。 options you have to exercise when you leave the company. 现在大部分都直接给 RSU 了吧?
应该是 option 灵活一些吧, option vest does not trigger tax event, it only triggers when you sell. RSU always triggers tax event on vest. options 分 ISO and non qualified, ISO tax 更灵活些。 options you have to exercise when you leave the company. 现在大部分都直接给 RSU 了吧? gokgs 发表于 2021-05-25 01:22
应该是 option 灵活一些吧, option vest does not trigger tax event, it only triggers when you sell. RSU always triggers tax event on vest. options 分 ISO and non qualified, ISO tax 更灵活些。 options you have to exercise when you leave the company. 现在大部分都直接给 RSU 了吧? gokgs 发表于 2021-05-25 01:22
short answer is, the same. RSU is W2 income; stock option vest is short term capital gain which is taxed the same as normal income. But after your RSU is vested, if you continue holding it, the future gain/loss is capital gain/loss; similarly, if you HOLD the stock after your option exercise, the future gain/loss is also capital gain/loss. You probably don''''''''t understand what I mean, since your question pretty much implies you have no idea about their taxes..
anye 发表于 2021-05-25 00:29
讲得很清楚, 谢谢!确认一下stock option vest 不用交税吧(因为可以选择not to excercis)?就算exercise, 也要卖掉以后赚到的那部分才收税, 对吗?
讲得很清楚, 谢谢!确认一下stock option vest 不用交税吧(因为可以选择not to excercis)?就算exercise, 也要卖掉以后赚到的那部分才收税, 对吗? live2020 发表于 2021-05-25 02:28
Right. There is no tax when option is vested (exercisable), and only the gain part is taxed when you exercise. In the dot.com bubble time, many people got busted because they chose to hold the stocks after exercising their options.. First, they needed to pay a lot of income tax on the exercise day; then later, the stock price plunged so they didn't have enough money to pay the tax, and might have to spend hundreds of years to write off their capital loss.. That's why not many people buy and hold their option stocks anymore these days. But some startups may offer you "early exercise" option to attract you. It allows you to exercise options at a much lower price up front, so the initial cost and income tax are both low, and any future gain may be taxed at the favorable long term capital gain rate.
short answer is, the same. RSU is W2 income; stock option vest is short term capital gain which is taxed the same as normal income. But after your RSU is vested, if you continue holding it, the future gain/loss is capital gain/loss; similarly, if you HOLD the stock after your option exercise, the future gain/loss is also capital gain/loss. You probably don't understand what I mean, since your question pretty much implies you have no idea about their taxes..
depends on the stock price and option strike price an your marginal tax rate
But after your RSU is vested, if you continue holding it, the future gain/loss is capital gain/loss; similarly, if you HOLD the stock after your option exercise, the future gain/loss is also capital gain/loss.
You probably don't understand what I mean, since your question pretty much implies you have no idea about their taxes..
uh.. why does that matter..
别说楼主了,你说的我都看不懂了,你确认你说的是公司发的iso吗?鉴于楼主问的是10万,这其实对stock option是个坎,超过了是nso,没超过是iso。vest时不交税,但是保税时需要计入amt的计算公式。exercise超过一年算long term capital gain。以上只是个人理解,具体税务问题请跟税务师咨询。
iso 与否和你的gain大小没关系,99%的都是non iso。
options 分 ISO and non qualified, ISO tax 更灵活些。 options you have to exercise when you leave the company.
现在大部分都直接给 RSU 了吧?
好多startup早期给option啊
Option exercise 的时候就trigger tax event: 比如你strike price 是 5 USD, 409a 是10 USD, 6 USD 就是你的收益,要交税。
这不是一个简单的百分比。公司在新年后,提供一份历史清单。个人可以以此自己报税,或交给accountant 帮你报。
What you need to know about incentive stock options (ISOs) | Carta
讲得很清楚, 谢谢!确认一下stock option vest 不用交税吧(因为可以选择not to excercis)?就算exercise, 也要卖掉以后赚到的那部分才收税, 对吗?
Right. There is no tax when option is vested (exercisable), and only the gain part is taxed when you exercise. In the dot.com bubble time, many people got busted because they chose to hold the stocks after exercising their options.. First, they needed to pay a lot of income tax on the exercise day; then later, the stock price plunged so they didn't have enough money to pay the tax, and might have to spend hundreds of years to write off their capital loss..
That's why not many people buy and hold their option stocks anymore these days. But some startups may offer you "early exercise" option to attract you. It allows you to exercise options at a much lower price up front, so the initial cost and income tax are both low, and any future gain may be taxed at the favorable long term capital gain rate.
同意这个,不过还要看你公司发行options 的定价有没有violate 409A,要是violate就还有惩罚。有些早期公司可能会犯这种错误。