I thought credit card allows you to cover your purchase for two years (1st year from apple and second year from CC) and after two years you pretty much need to get a new device anyway. These extended warranty insurances are generally not worth the money.
I thought credit card allows you to cover your purchase for two years (1st year from apple and second year from CC) and after two years you pretty much need to get a new device anyway. These extended warranty insurances are generally not worth the money. yolandos 发表于 2021-05-01 16:11
回复 5楼yolandos的帖子 我查过了你说的这个credit card的多一年的warranty，这个是有上限的，最高只能报销800刀，据我了解苹果的高价维修费，800刀可能真的未必够，另一方面，credit card的那个是要自己先付钱修理再向cedit card公司要求报销，据说很多credit card这方面服务并不是太好，过程也挺麻烦的，而且如果一旦到时找了什么原因不给报，那真是欲哭无泪了。第三，我是打算用个至少三四年的，可不是用2年后就扔的。所以综上三点，credit card这个对我没多大用。 至于不买warranty，直接裸奔，就我公司这两年经手的两个macbook pro 自身质量问题 坏的情况，我是真的不敢冒险，公司的坏了反正也是公司掏钱，我还并不心疼，但是如果自己的出问题了，那真是肉疼。据我国内网上调查，ipad pro品控这两年还不如macbook pro呢，那我觉的不买·apple care+ 应该是不太能work out。不过好处我也比较了一下，ipad pro applecare+是 6刀一个月（而且同时cover妙控键盘和笔 ），相比macbook pro 13 的大概10刀一个applecare+，比较下感觉还是ipad pro持有成本更低一些。 tieshouzc 发表于 2021-05-01 17:43
AMEX limit is up to $10,000 per covered purchase, up to $50,000 per eligible account per calendar year and same with the chase card. Yes recently Citi, discover and Fidelity removed their extended warranty benefits so avoid them. The rest you need to check each specific CC.
It only means it was worth it for you that time. That doesn't mean it is worth buying it in general. That's how insurances work. If you can take advantage of the insurance it will always worth it.
If you are so afraid of incidents like that then be my guest and purchase the applecare+. While you are at it you should buy apple (the stock) too because apple likely is making lots of money with these applecare+. regarding the ipad/ipad pro, in most cases after two years your ipad pro likely will still be the same usable state. I have gone through many apple products (iphones, mac book air, mac book pro etc) without applecare+ and so far no issues. I did claim 3 iphones (broken screen) through wells fargo credit card (I paid phone bills with it, notice wells fargo CC only covers phones so there is no ipads or macbooks extended warranty).
I thought credit card allows you to cover your purchase for two years (1st year from apple and second year from CC) and after two years you pretty much need to get a new device anyway. These extended warranty insurances are generally not worth the money.
我家大人的设备基本不买care+ 娃用的一般会买
只有chase和amex的信用卡有这个benefit了，最多2年，电器质量下降比较严重，很多卡都不cover了
我查过了你说的这个credit card的多一年的warranty，这个是有上限的，最高只能报销800刀，据我了解苹果的高价维修费，800刀可能真的未必够，另一方面，credit card的那个是要自己先付钱修理再向cedit card公司要求报销，据说很多credit card这方面服务并不是太好，过程也挺麻烦的，而且如果一旦到时找了什么原因不给报，那真是欲哭无泪了。第三，我是打算用个至少三四年的，可不是用2年后就扔的。所以综上三点，credit card这个对我没多大用。
至于不买warranty，直接裸奔，就我公司这两年经手的两个macbook pro 自身质量问题 坏的情况，我是真的不敢冒险，公司的坏了反正也是公司掏钱，我还并不心疼，但是如果自己的出问题了，那真是肉疼。据我国内网上调查，ipad pro品控这两年还不如macbook pro呢，那我觉的不买·apple care+ 应该是不太能work out。不过好处我也比较了一下，ipad pro applecare+是 6刀一个月（而且同时cover妙控键盘和笔 ），相比macbook pro 13 的大概10刀一个applecare+，比较下感觉还是ipad pro持有成本更低一些。
AMEX limit is up to $10,000 per covered purchase, up to $50,000 per eligible account per calendar year and same with the chase card.
Yes recently Citi, discover and Fidelity removed their extended warranty benefits so avoid them. The rest you need to check each specific CC.
It only means it was worth it for you that time.
That doesn't mean it is worth buying it in general.
That's how insurances work. If you can take advantage of the insurance it will always worth it.
avoid citi, discovery and fidelity and read the term and conditions of your specific credit card you are/will be using
看中国的论坛，不少人说ipad pro，尤其是12.9寸的，在正常的使用的情况下也很容易弯，因为它太薄了边缘又小，刚性太差，很多人都出现了这个问题，所以建议所有人都上apple care+， 你说的credit card的这些accidental只cover90天，之后根本不cover，所以根本没用，而且正常的质量问题也只cover一年，即使中间没有出现变弯这些问题，你让1500刀的东西，两年后扔掉再买个一样，或者几乎是一样的（只是更新了个没需要更新的芯片｛因为主要刷剧用，只需求屏幕好就行了），你觉得这样的plan合理？
能问一下这是第几代的吗？我有个第二代的12.9的，每天用用了这么些年了看着还行，这次想换个新的，不过看到这个反馈有点犹豫啊
If you are so afraid of incidents like that then be my guest and purchase the applecare+. While you are at it you should buy apple (the stock) too because apple likely is making lots of money with these applecare+.
regarding the ipad/ipad pro, in most cases after two years your ipad pro likely will still be the same usable state. I have gone through many apple products (iphones, mac book air, mac book pro etc) without applecare+ and so far no issues. I did claim 3 iphones (broken screen) through wells fargo credit card (I paid phone bills with it, notice wells fargo CC only covers phones so there is no ipads or macbooks extended warranty).
反馈的是2020款的iPad pro系列