定投 SPY, 把你 20万， 比如分两三年， 每个月投一部分， 直到全投完。 the theory is 20 years or 30 years later, SPY will be much higher than today. not sure how many people are actually trying this, but it is hard, investment is hard, otherwise everyone is 巴菲特。 be prepared to lose 30% or more someday in the future. so it needs a tough mind.
not sure how many people are actually trying this, but it is hard, investment is hard, otherwise everyone is 巴菲特。
be prepared to lose 30% or more someday in the future. so it needs a tough mind.
定投是说长期分散风险的，比如十年每月固定买入，不管跌涨。你年底就要用钱的话定投也没啥用。谁也不能保证年底你要用钱时股市大盘比现在高， 跌个20% 或30% 都有可能。