回复 2楼allstar的帖子 The 2017 tax reform law made changes to tax brackets so now the income levels for married couples filing jointly are roughly double that of single filers. "It's basically the same until you get to the higher brackets," says Luke Sotir, financial professional with Equitable Advisors in the greater Boston area. That has had the effect of wiping out the marriage penalty for most people as it relates to tax brackets. Sotir notes, "It really only affects higher earners at this point." https://money.usnews.com/money/personal-finance/articles/what-to-know-about-the-marriage-tax-penalty
The 2017 tax reform law made changes to tax brackets so now the income levels for married couples filing jointly are roughly double that of single filers. "It's basically the same until you get to the higher brackets," says Luke Sotir, financial professional with Equitable Advisors in the greater Boston area. That has had the effect of wiping out the marriage penalty for most people as it relates to tax brackets. Sotir notes, "It really only affects higher earners at this point."
https://money.usnews.com/money/personal-finance/articles/what-to-know-about-the-marriage-tax-penalty
也可能是人家挖坑逗乐子,网上的帖子认真就输了。
It results in higher taxes.
别理她,假的,挖坑呢。你把税率表翻出来自己算算就知道了,新税法的marriage penalty家庭收入六十万以上才有,100万以上就没了,在35%-37%那个bucket上才有区别,最多差个2%,一年差个一万块税最多了。而且还要两个人每人五十万收入的一百万,如果两人收入差距大,绝对是结婚划算得多。
千万别。
自己先填一下税表看看就明白了,turbotax 上很容易的。大概率的变化不大。我问了一下真正离了的朋友,40万,75万,俩小孩,分开后税没多大变化,俩个家的费用是增加了。
估计那楼的LZ有不少questionable的操作。。。
你这是算数不好吧? 如果他们每人大于等于50万,住新泽西,的确起码省10万。
不信你填填,即使理想情况俩孩子两个head house hold,税率优惠8万以后就phase out,我不知道jersey有多大优惠。假设一人收入50万,联邦税肯定差不了多少。
一个家庭如果两个人收入相当,如果都按single填,那按税率是个人收入在31万到51万之间的这部分可以省2%的联邦税,也就是有40万可以省2%的税,如果都按head of household填,可以再省3000,加起来一万一,怎么省出的10万?另外你说住新泽西州可以省出来,为什么?
你说的对。 我算错了。多了一个零 太惨了! 离个婚只能省三瓜俩枣。
关键是有几个孩子,如果有两个或以上孩子,离了双方都带孩子,就成了两个household,夫妻file separately是最糟糕的。我估计这个论坛上很多人没填过税表。我没结婚的时候填税表就想到过有孩子的家庭可以离婚省税了。
我知道会省,但没算过能省多少。这省得也太少了。
床铺税改前,确实能省不少,那时候二十万开始就有marriage penalty,两个高收入相当的夫妻分开报能省三四万。税改后penalty的线提高到了60万,就没啥好折腾的了。
这个部分倒是可以多省一点,可以省2万(两个single)到2万6(两个HH)。。。
401k夫妻都工作本来就可以存两份吧,fsa可能是可以增加一点,一年也就五千。hsa可能能增加六七千如果是两个household,要靠这些凑满十万十分不容易啊。
嗯,401我写错了,401本来就可以存两份。两个首住房省些税?贷款利率也低些,还有前面提到的股票账户?