然后关于appraisal waiver： “The double-edged sword of appraisal waivers:We’ve seen so many more appraisal waivers this year. I get the necessity in light of appraisers being so backed up with a refinance boom and huge volume in the resale market, but what happens to prices over time with so many waivers? If some of these homes are essentially closing too high, does that help inflate the market? Of course let’s remember one sale doesn’t make or break a market, but if we start seeing lots of inflated sales that could certainly help speed up price appreciation. This is something to watch.” http://sacramentoappraisalblog.com/2021/02/24/how-long-can-this-market-keep-going/ 再加上隔壁除了waive contingency和all cash，居然还要20%定金。。。
加州不知道，奥斯汀人猜奥斯汀崩溃不至于，但是价格肯定会回调，因为现在的市场的确是外地人涌入，库存低，木材价格暂时疯长造成的。然而德州的土地之丰富，使得房价不会像加州那么涨得离谱。tesla 是大公司，可是开车30分钟内，20万-35万的新房子一堆，还有thousans and thousands of acers are still vacant。暂时要求大家bid，是因为大家不愿等啊，建一个房子需要时间，美国建商不像中国开发商那么卖，这里的开发商只卖已经开始建的房子，不卖真正的期房。感觉国内就是有块地，有个小区模型，就开始卖了。
起码这说明担心2023要崩的不少的
虽然万年租房的我也很fomo，但也很怕真的是站岗价的
“The double-edged sword of appraisal waivers:We’ve seen so many more appraisal waivers this year. I get the necessity in light of appraisers being so backed up with a refinance boom and huge volume in the resale market, but what happens to prices over time with so many waivers? If some of these homes are essentially closing too high, does that help inflate the market? Of course let’s remember one sale doesn’t make or break a market, but if we start seeing lots of inflated sales that could certainly help speed up price appreciation. This is something to watch.”
http://sacramentoappraisalblog.com/2021/02/24/how-long-can-this-market-keep-going/
再加上隔壁除了waive contingency和all cash，居然还要20%定金。。。
“起码这说明担心2023要崩的不少的”
我最早看新闻说要崩大约在1995年(国内)。95以前我可能还在玩泥巴。
你可能不理解谷歌这个推荐是由其他人的搜索生成的？
我理解啊，互联网有几十亿用户。搜索2021,2022,2023,2024...房市暴跌的肯定是以亿计的。
话说回来1989年一平米两千多真是好贵啊。那时候工资才几百一个月吧。
是啊，当时还有体制内一两百的。其实跟现在一样，都是低薪的人一年工资买一个平方米。
这些年下来，无论中美，买房需要付出的努力和决心都是差不多的。
各国涨幅其实差不多。加拿大城市化程度高一些。
我一直以为经历了08 arm的人会少一点 而且现在利率算史低 为什么要贷arm呢？