how is 1) going to help reduce tax? 2) likely is very limited 3) you can always donate money Anyway you should max out your 401K, Traditional/Roth IRA (and do backdoor) as well as HSA, max out 529 (save state tax). On your investment account do your Tax Loss harvesting. Move your saving account to munis (and take on some credit and market risk) so you avoid paying federal tax on the muni divident. Or make a lot less money and try to lose more money in the stock/bond market
别的想不到了...
是啊...
HSA 这个得符合条件
how is 1) going to help reduce tax? 2) likely is very limited 3) you can always donate money
Anyway you should max out your 401K, Traditional/Roth IRA (and do backdoor) as well as HSA, max out 529 (save state tax). On your investment account do your Tax Loss harvesting. Move your saving account to munis (and take on some credit and market risk) so you avoid paying federal tax on the muni divident.
Or
make a lot less money and try to lose more money in the stock/bond market
妹妹幽默哈
1是意义不大，就是特定情况下，某一年会有额外收入，有可能能省点。
你说的对，有啥好的municipal bond推荐不？
tax loss harvesting可以考虑， 哈哈...
多500是吗？ 我都没注意
没有，我说的是我自己多放些钱进我的401k账户。。。
Roth 不省税啊
为以后打算，收益不用交税呀，做股票来日方长。