可以把 IRA账户转到新的Broker吗

Maylucky
楼主 (北美华人网)
去年底的时候把在前几个雇主那的401K转到了IRA账户,现在想换一个Broker, 能把这个IRA账户转过去吗? 网上搜了下好像一年只能转一次?是对IRA的限制吗?谢谢
gokgs
这个肯定是随便转阿。 跟银行转账差不多。
Maylucky
IRA one-rollover-per-year rule  You generally cannot make more than one rollover from the same IRA within a 1-year period. You also cannot make a rollover during this 1-year period from the IRA to which the distribution was rolled over. Beginning after January 1, 2015, you can make only one rollover from an IRA to another (or the same) IRA in any 12-month period, regardless of the number of IRAs you own. The one-per year limit does not apply to: rollovers from traditional IRAs to Roth IRAs (conversions) trustee-to-trustee transfers to another IRA IRA-to-plan rollovers plan-to-IRA rollovers plan-to-plan rollovers Once this rule takes effect, the tax consequences are: you must include in gross income any previously untaxed amounts distributed from an IRA if you made an IRA-to-IRA rollover (other than a rollover from a traditional IRA to a Roth IRA) in the preceding 12 months, and you may be subject to the 10% early withdrawal tax on the amount you include in gross income.

找到这个, 是不是转到不同broker属于trustee-to-trustee transfers to another IRA,所以不受限制?

gokgs
google "ira transfer". IRA transfer is different with IRA rollover.