纽约的房东一起进来哭一下吧

East2020
楼主 (北美华人网)
原来的eviction moratorium还至少是基于房客需要证明自己由于covid19有financial hardship, 现在是一刀切eviction proceeding全停了,人租霸就可以这么理直气壮的白住下去,唉,不知道啥时是个头。

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COA
164 楼
疫情前把房子卖了走人,亏不少钱,在纽约才发现原来买房是会亏很多钱的。。。投资房说啥也不会买在纽约
tuer
163 楼
房东可以接着无理由forbearance 吗?
不快乐的心 发表于 2021-01-11 21:36

我觉得不可以
comicmaggie
162 楼
就算会被影响,很多租客也不care。相对比,虽然房东可以有forbearance,但是可能会影响以后贷款,所以房东不一定愿意申请。反正就是光脚的不怕穿鞋的。
psyentistc 发表于 2021-01-12 21:47

幼稚的认为如果能影响他们信用分数还公平一点点,这样他们以后买房子贷款也很难
jmm
你哭的时候还没有到。
后面就是杀富济贫,否则怎么解决社会问题? 要么卖房子,要么继续
不快乐的心
原来的eviction moratorium还至少是基于房客需要证明自己由于covid19有financial hardship, 现在是一刀切eviction proceeding全停了,人租霸就可以这么理直气壮的白住下去,唉,不知道啥时是个头。
East2020 发表于 2021-01-11 21:16

房东可以接着无理由forbearance 吗?
公用马甲34
还有纽约要eliminate学区房,感觉后头还有的哭
不快乐的心
还有纽约要eliminate学区房,感觉后头还有的哭
公用马甲34 发表于 2021-01-11 21:47

啊。。。 怎么eliminate? 跟三番一样抽签上学,而不是按地区划分?
aprilween
from Reddit /nyc https://www.reddit.com/r/nyc/comments/kmf95u/advice_for_landlords_during_covid/
Here's how landlords can stay afloat. Let's say you owe 5k a month on a mortgage payment for a modest building. You should only be renting out modest, smaller buildings if that's all you can afford if SHTF. Always prepare for that rainy day. First, get two jobs -- one at a supermarket and the other one at a hospital. Lots of hospitals pay pretty well, you can make $15-20 an hour at entry-level in NYC. So, $15-20 you're taking home about $3k a month after taxes. You're taking another $2-3k from your supermarket job. It's probably smart, in the interest of frugality, for you to move out of your current dwelling and move into one of your vacant units -- voila, your housing needs are taken care of. Then, get a burner phone that you can top up. That eliminates your $40-60 phone bill right off the bat. Cancel any cable subscriptions, Netflix, Disney Plus, etc, basically anything that is not a necessity. You're going to need wifi to do business, so make sure that's the only utility you're paying for outside of heat, water and electricity. Start making food at home and stop eating out. I can't stress this enough -- you can't afford fancy coffee and gourmet food right now. You're on that Ramen diet. Produce is cheaper than frozen TV dinners, and there are plenty of recipes online for cheap, nutritious food. Always eat your veggies! Also, no dates right now. No outings with your friends. These are your lean years and you have to be responsible with your money. So, let's say you have about $6k from your two jobs at the end of the month. 5k of that goes toward the mortgage right off the bat. That leaves you with another $1k that you can pay your rent with. Find a unit that goes for about $600 a month. If you can't, it's time to start thinking about roommates. SO, you're left with maybe $400/month. That's more than enough to afford groceries, or even to go out with your new roommates once every two weeks or so. It's still relatively nice out, so you could always meet up with your buddies, pregame at home and then go do something for free like ride the Staten Island Ferry. If you're responsible, and if you're smart, you'll be able to make it out of this unscathed. We all know you can do it, because by virtue of being a landlord you're inherently responsible. Good luck, you got this!
彩虹糖zy2431
加州也一样
Cinderella2018
同哭...
aprilween
实际上,就是政府向地主阶级无偿征用房产用来维稳
wbhmzn
包水电吗
夏天的马甲
原来的eviction moratorium还至少是基于房客需要证明自己由于covid19有financial hardship, 现在是一刀切eviction proceeding全停了,人租霸就可以这么理直气壮的白住下去,唉,不知道啥时是个头。
East2020 发表于 2021-01-11 21:16

那如果房东是贷款买的房子, 也可以暂停支付贷款吗?
y
yichuan
美国的言论自由,私有房产不可侵犯,都是假的,忽悠外国人的。曼哈顿🈶️多少房东到死,也没收回自己的房子,反而租霸可以传宗接代
y
yichuan
啊。。。 怎么eliminate? 跟三番一样抽签上学,而不是按地区划分?
不快乐的心 发表于 2021-01-11 21:49

很简单啊,本来你花了大价钱买了学区房,但纽约市随意报名,由于你的学校好,很多人愿意报名,即使不在zone里面,那时的挑选学生规则就是随机挑选。买学区房的人也许会分配到差学校去。 总而言之,学区房白白投资了
l
lambofgod168
我加州的朋友就没有买投资房,有钱就是换大房子,闲钱投股市炒股。
大衣被禁
我觉得纽约房子如果是长期20年持有还行,短期真的不行。
RainyBambooJepp
这帮伪君子,为什么不向big tech征税养这些租霸,只敢把刀往辛辛苦苦工作过日子的中产脖子上架
牛伊万
在纽约管理和代理几百上千套房子的管理公司,也没见过2-3户不交租金,出租的时候就严格查信用和报税。提前就不要给自己找麻烦。
该哭的房东,大部分本来就是不懂规矩瞎搞,或者原来就是非法出租
哑巴吃黄连。

xiabibi
真要是劫富济贫,那是好事。可惜劫的不是真富,中产而已。
kingboo
纽约好日无边......
beth
You get what you voted for 民主党上台后面房东不会有好日子过的
红河谷
求仁得仁,挺好,说实话,真要象欧洲那样均平富也不错,就怕两极分化,中产阶层委缩,不过看来这是大趋势
Gooood
这就是投资的成本啊 所以你投资没有成本的? 买个房子就真等着掉钱?
号召全体纽约房东不做房东来抵制
被逼成了怨妇
你哭的时候还没有到。
后面就是杀富济贫,否则怎么解决社会问题? 要么卖房子,要么继续
jmm 发表于 2021-01-11 21:34

为啥不杀big tech,那要是杀一个AMAZON,估计整个纽约都脱贫了😄😄😄
Gooood
为啥不杀big tech,那要是杀一个AMAZON,估计整个纽约都脱贫了😄😄😄
被逼成了怨妇 发表于 2021-01-11 22:52

人家亚麻可是就业大户 每个州都抢着要 想什么呢
被逼成了怨妇
实际上,就是政府向地主阶级无偿征用房产用来维稳
aprilween 发表于 2021-01-11 21:55

最近四年中产起来了,威胁到了big tech的江湖地位,联合民主党搞共产主义。表面是共产,其实是拉大贫富分化。让美国只有两个阶级:穷人和富人。
iheartnyc
那如果房东是贷款买的房子, 也可以暂停支付贷款吗?
夏天的马甲 发表于 2021-01-11 21:59

可以啊,你试试呗
被逼成了怨妇
这帮伪君子,为什么不向big tech征税养这些租霸,只敢把刀往辛辛苦苦工作过日子的中产脖子上架
RainyBambooJepp 发表于 2021-01-11 22:18

因为big tech 是你说的伪君子的背后主人。他们不想任何人来分自己的羹。中产强大起来之后就是和他们竞争的开始。为了保护自己的垄断地方,绝对不会给其它中产任何机会的。当然主要目标是中小公司。靠W2 的只是无辜被牺牲的。
iheartnyc
这帮伪君子,为什么不向big tech征税养这些租霸,只敢把刀往辛辛苦苦工作过日子的中产脖子上架
RainyBambooJepp 发表于 2021-01-11 22:18

囤一堆房子靠钱生钱,那不叫中产,你那是投资,你坐地收钱的时候没有想过投资都是有风险的吗?
lovejake
看来以后有钱不要投资出租房,应该直接换更大的房子
NAman28
投资都是有风险的......
alex_alex
求仁得仁。
jmm
为啥不杀big tech,那要是杀一个AMAZON,估计整个纽约都脱贫了😄😄😄
被逼成了怨妇 发表于 2021-01-11 22:52

好好读书。 mark twin说过, 法律就是一张蜘蛛网, 大的飞鸟就冲过去了,网住的就是小昆虫。
amazon就是可以超越法律的大鸟, 你敢咋样?
Gooood
囤一堆房子靠钱生钱,那不叫中产,你那是投资,你坐地收钱的时候没有想过投资都是有风险的吗?
iheartnyc 发表于 2021-01-11 22:59

就是啊 股民也没说天天一跌哭 房东难做就别做了呗
p
psyentistc
原来的eviction moratorium还至少是基于房客需要证明自己由于covid19有financial hardship, 现在是一刀切eviction proceeding全停了,人租霸就可以这么理直气壮的白住下去,唉,不知道啥时是个头。
East2020 发表于 2021-01-11 21:16

等到eviction结束大戏才开始。。。目前还不清楚如何来解决几十万人都被evict的情况。。。不知道会不会又是一场shit show。。。
大衣被禁
看来以后有钱不要投资出租房,应该直接换更大的房子
lovejake 发表于 2021-01-11 23:00

小房子才有升值潜力。大房子都是money pit
A
Aliciaqiu
政府已经开始补贴交不出租金的房客了 我的房客也早早去申请 占政府便宜 你还没收到吗?赶紧把租客动员起来 一起赚政府的钱
不快乐的心
等到eviction结束大戏才开始。。。目前还不清楚如何来解决几十万人都被evict的情况。。。不知道会不会又是一场shit show。。。
psyentistc 发表于 2021-01-11 23:12

几十万人变成流浪汉,民主党又宣布流浪汉占领空置屋完全合法。
a
aivar2
不是吧,整个联邦在3月前 都不能eviction啊,一直都是这样,没有什么基于房客证明的吧
somuch
白思豪5月就滚蛋了,再忍忍。。。
实际上,就是政府向地主阶级无偿征用房产用来维稳
aprilween 发表于 2021-01-11 21:55

Exactly!
wenxuecity0824
原来的eviction moratorium还至少是基于房客需要证明自己由于covid19有financial hardship, 现在是一刀切eviction proceeding全停了,人租霸就可以这么理直气壮的白住下去,唉,不知道啥时是个头。
East2020 发表于 2021-01-11 21:16

我朋友幸运,去年开始不租了。
RainyBambooJepp
囤一堆房子靠钱生钱,那不叫中产,你那是投资,你坐地收钱的时候没有想过投资都是有风险的吗?
iheartnyc 发表于 2021-01-11 22:59

你这比喻不对。 好比我投资一家店,行情差没人来买东西我亏本这叫生意有赚有赔。行情差所以穷人堂而皇之地来我店里随便拿一毛不用付这叫抢劫,而政府现在就是在包庇这种举动。 出租房同理,我房子租不出去,白白交贷款这叫投资失败。房子被厚颜无耻的人霸占着这叫偷,当然在美国这叫合法
红河谷
政府已经开始补贴交不出租金的房客了 我的房客也早早去申请 占政府便宜 你还没收到吗?赶紧把租客动员起来 一起赚政府的钱
Aliciaqiu 发表于 2021-01-11 23:16

有个问,申请到的房租政府直接给房东?给租客的话,不怕挪作他用了?
Louisewu
西雅图这早就这样了。。去年买房时,一个tour agent和我聊天说他家人也是把房子租出去,弄的合约是月租。疫情来了他们不想租给房客了,可是房客拒绝离开,因为他家的租金比市价要低。他家人不敢涨价,因为地方法律也是不让疫情期间驱逐房客,怕一涨租金人家直接白住了。现在就只好接着租给他们。
而且我去年还看了个100万左右的房子,listed 3个多月都没卖掉。去看了才知道租客还住在后院,而且租约要到今年2月末才到期。到期了人家想接着白住房东也没办法驱逐,那这房子谁要买啊……
complicated
还有纽约要eliminate学区房,感觉后头还有的哭
公用马甲34 发表于 2021-01-11 21:47

NYC里有学区房吗?
Nurture
那政府给你们房东补偿么?政府这么做合法么?
公用马甲34
NYC里有学区房吗?
complicated 发表于 2021-01-11 23:59

我不知道你是不是反讽但是上东上西的几所小学以前是不错的。上西17年就改革了,白痴豪要动更大的蛋糕
iheartnyc
你这比喻不对。 好比我投资一家店,行情差没人来买东西我亏本这叫生意有赚有赔。行情差所以穷人堂而皇之地来我店里随便拿一毛不用付这叫抢劫,而政府现在就是在包庇这种举动。 出租房同理,我房子租不出去,白白交贷款这叫投资失败。房子被厚颜无耻的人霸占着这叫偷,当然在美国这叫合法
RainyBambooJepp 发表于 2021-01-11 23:54

你再想想,房子空着你收不到租金,他“霸占”着你也收不到租金,有啥区别?他又没有拿你的钱。
s
sfdelta
from Reddit /nyc https://www.reddit.com/r/nyc/comments/kmf95u/advice_for_landlords_during_covid/
Here's how landlords can stay afloat. Let's say you owe 5k a month on a mortgage payment for a modest building. You should only be renting out modest, smaller buildings if that's all you can afford if SHTF. Always prepare for that rainy day. First, get two jobs -- one at a supermarket and the other one at a hospital. Lots of hospitals pay pretty well, you can make $15-20 an hour at entry-level in NYC. So, $15-20 you're taking home about $3k a month after taxes. You're taking another $2-3k from your supermarket job. It's probably smart, in the interest of frugality, for you to move out of your current dwelling and move into one of your vacant units -- voila, your housing needs are taken care of. Then, get a burner phone that you can top up. That eliminates your $40-60 phone bill right off the bat. Cancel any cable subscriptions, Netflix, Disney Plus, etc, basically anything that is not a necessity. You're going to need wifi to do business, so make sure that's the only utility you're paying for outside of heat, water and electricity. Start making food at home and stop eating out. I can't stress this enough -- you can't afford fancy coffee and gourmet food right now. You're on that Ramen diet. Produce is cheaper than frozen TV dinners, and there are plenty of recipes online for cheap, nutritious food. Always eat your veggies! Also, no dates right now. No outings with your friends. These are your lean years and you have to be responsible with your money. So, let's say you have about $6k from your two jobs at the end of the month. 5k of that goes toward the mortgage right off the bat. That leaves you with another $1k that you can pay your rent with. Find a unit that goes for about $600 a month. If you can't, it's time to start thinking about roommates. SO, you're left with maybe $400/month. That's more than enough to afford groceries, or even to go out with your new roommates once every two weeks or so. It's still relatively nice out, so you could always meet up with your buddies, pregame at home and then go do something for free like ride the Staten Island Ferry. If you're responsible, and if you're smart, you'll be able to make it out of this unscathed. We all know you can do it, because by virtue of being a landlord you're inherently responsible. Good luck, you got this!

aprilween 发表于 2021-01-11 21:52

这些天我也考慮到這個狀況。最黑暗的時候還未到来,作為韭菜,大家要怎麼应对。在nextdoor 上,感恩節時见到有人家里沒有节日食物,去foodbank 太迟拿不到免費食物,希望大家有多啲分一些。夫妻兩人一同失业,房租2600刀一個月。
l
leilei
白思豪5月就滚蛋了,再忍忍。。。
somuch 发表于 2021-01-11 23:31

哪有?还没选举呢,明年的这个时候才滚
shushan
美国的言论自由,私有房产不可侵犯,都是假的,忽悠外国人的。曼哈顿🈶️多少房东到死,也没收回自己的房子,反而租霸可以传宗接代
yichuan 发表于 2021-01-11 22:11


早就发现了,只有大资本有自由,只有大资本家的财产,才是真正的不可侵犯
lucky2020
You get what you voted for 民主党上台后面房东不会有好日子过的

beth 发表于 2021-01-11 22:26

投的好。求仁得仁 加州出身的贺锦丽还可以向全国推行950美元条款 将来无产者不但有免费的房子住,还可以拿着计算器去商店白拿950美元的货物
badgerbadger
COA
from Reddit /nyc https://www.reddit.com/r/nyc/comments/kmf95u/advice_for_landlords_during_covid/
Here's how landlords can stay afloat. Let's say you owe 5k a month on a mortgage payment for a modest building. You should only be renting out modest, smaller buildings if that's all you can afford if SHTF. Always prepare for that rainy day. First, get two jobs -- one at a supermarket and the other one at a hospital. Lots of hospitals pay pretty well, you can make $15-20 an hour at entry-level in NYC. So, $15-20 you're taking home about $3k a month after taxes. You're taking another $2-3k from your supermarket job. It's probably smart, in the interest of frugality, for you to move out of your current dwelling and move into one of your vacant units -- voila, your housing needs are taken care of. Then, get a burner phone that you can top up. That eliminates your $40-60 phone bill right off the bat. Cancel any cable subscriptions, Netflix, Disney Plus, etc, basically anything that is not a necessity. You're going to need wifi to do business, so make sure that's the only utility you're paying for outside of heat, water and electricity. Start making food at home and stop eating out. I can't stress this enough -- you can't afford fancy coffee and gourmet food right now. You're on that Ramen diet. Produce is cheaper than frozen TV dinners, and there are plenty of recipes online for cheap, nutritious food. Always eat your veggies! Also, no dates right now. No outings with your friends. These are your lean years and you have to be responsible with your money. So, let's say you have about $6k from your two jobs at the end of the month. 5k of that goes toward the mortgage right off the bat. That leaves you with another $1k that you can pay your rent with. Find a unit that goes for about $600 a month. If you can't, it's time to start thinking about roommates. SO, you're left with maybe $400/month. That's more than enough to afford groceries, or even to go out with your new roommates once every two weeks or so. It's still relatively nice out, so you could always meet up with your buddies, pregame at home and then go do something for free like ride the Staten Island Ferry. If you're responsible, and if you're smart, you'll be able to make it out of this unscathed. We all know you can do it, because by virtue of being a landlord you're inherently responsible. Good luck, you got this!

aprilween 发表于 2021-01-11 21:52

 you can make $15-20 an hour at entry-level in NYC. So, $15-20 you're taking home about $3k a month after taxes.
$15-20税后能有3千,如果20刀一小时,一周工作40个小时一个月税前3200刀,要是一个月拿到手3000刀,一周工作六天,每天十个小时,然后再去超市打第二份工?
j
jsq
实际上,就是政府向地主阶级无偿征用房产用来维稳
aprilween 发表于 2021-01-11 21:55

地主都是中产,中产最不会搞事,这种时候割你没商量
kongbua
继续选民主党呗
j
jsq
你再想想,房子空着你收不到租金,他“霸占”着你也收不到租金,有啥区别?他又没有拿你的钱。
iheartnyc 发表于 2021-01-12 00:20

这强盗逻辑,服了!
j
jsq
看来以后有钱不要投资出租房,应该直接换更大的房子
lovejake 发表于 2021-01-11 23:00

当然先紧着自己享用,过爽了再倒腾投资房,对自住房来说,时间和生活质量都是比钱更高的成本。
vickyu
你这比喻不对。 好比我投资一家店,行情差没人来买东西我亏本这叫生意有赚有赔。行情差所以穷人堂而皇之地来我店里随便拿一毛不用付这叫抢劫,而政府现在就是在包庇这种举动。 出租房同理,我房子租不出去,白白交贷款这叫投资失败。房子被厚颜无耻的人霸占着这叫偷,当然在美国这叫合法
RainyBambooJepp 发表于 2021-01-11 23:54

Congratulations, you get what you voted for
nj_guy
本来这就是房地产投资风险的一部分,你买公司股票,债券,都有可能被default,这很正常。如果有人觉得房地产投资是一种稳赚不赔的投资方式,那是真傻。投资股票的人一般风险意识较强,投资房地产的有些太天真。即使买自住房也有风险。
另外民主党上台也是政治风险的一部分,就如同军工,药业等,都有政治风险。要投资就一定要有风险意识。
Peiping
from Reddit /nyc https://www.reddit.com/r/nyc/comments/kmf95u/advice_for_landlords_during_covid/
Here's how landlords can stay afloat. Let's say you owe 5k a month on a mortgage payment for a modest building. You should only be renting out modest, smaller buildings if that's all you can afford if SHTF. Always prepare for that rainy day. First, get two jobs -- one at a supermarket and the other one at a hospital. Lots of hospitals pay pretty well, you can make $15-20 an hour at entry-level in NYC. So, $15-20 you're taking home about $3k a month after taxes. You're taking another $2-3k from your supermarket job. It's probably smart, in the interest of frugality, for you to move out of your current dwelling and move into one of your vacant units -- voila, your housing needs are taken care of. Then, get a burner phone that you can top up. That eliminates your $40-60 phone bill right off the bat. Cancel any cable subscriptions, Netflix, Disney Plus, etc, basically anything that is not a necessity. You're going to need wifi to do business, so make sure that's the only utility you're paying for outside of heat, water and electricity. Start making food at home and stop eating out. I can't stress this enough -- you can't afford fancy coffee and gourmet food right now. You're on that Ramen diet. Produce is cheaper than frozen TV dinners, and there are plenty of recipes online for cheap, nutritious food. Always eat your veggies! Also, no dates right now. No outings with your friends. These are your lean years and you have to be responsible with your money. So, let's say you have about $6k from your two jobs at the end of the month. 5k of that goes toward the mortgage right off the bat. That leaves you with another $1k that you can pay your rent with. Find a unit that goes for about $600 a month. If you can't, it's time to start thinking about roommates. SO, you're left with maybe $400/month. That's more than enough to afford groceries, or even to go out with your new roommates once every two weeks or so. It's still relatively nice out, so you could always meet up with your buddies, pregame at home and then go do something for free like ride the Staten Island Ferry. If you're responsible, and if you're smart, you'll be able to make it out of this unscathed. We all know you can do it, because by virtue of being a landlord you're inherently responsible. Good luck, you got this!

aprilween 发表于 2021-01-11 21:52

ughhhh 不知道你有沒有看懂,這個帖子是反諷!諷刺那謝Reddit上面寫給窮人看得建議,還有諷刺地主不值得同情。
f
fufusix
nj_guy
另外是不是投行可以制造一种Derivative,如同Credit Default Swap,给这些land lord,这样可以帮助他们减小风险,使风险社会化,同样也创造新金融产品。
Peiping
另外我看是不是投行可以制造一种Derivative,如同Credit Default Swap,给这些land lord,这样可以帮助他们减小风险,使风险社会化,同样也创造新金融产品。
nj_guy 发表于 2021-01-12 07:47

早就有這種東西了,你只要short一些residential REIT就好了。
nj_guy
早就有這種東西了,你只要short一些residential REIT就好了。
Peiping 发表于 2021-01-12 07:49

你这个首先不是直接impact你的business,这种correlation式的hedge对于一般business owner太复杂,根本无法控制。也很难有历史数据来计算某个market index/REIT和你自己出租房之间的correlation。否则CDS也就不会存在了。
其实这可能更像保险。
genia
这是地主婆开忆苦会? 呵呵
Wmzq123
租户住着房卖不掉。下一步就是租户可以长期住着到多少年后就自然变owner.按需分配,进入共产主义
aprilween
ughhhh 不知道你有沒有看懂,這個帖子是反諷!諷刺那謝Reddit上面寫給窮人看得建議,還有諷刺地主不值得同情。
Peiping 发表于 2021-01-12 07:42

呵呵呵呵呵呵呵呵 大家看得一笑就好
LEDlight
据说 扭腰华裔房东是群超黑心的人,同样的两千元,在老美房东那可以租到很好的两房一厅(曼哈顿除外),但在华人房东那也是能租两房一厅,但空间只有前者的一半,人家就是这样摆明剥削新来的华人。而且还各种克扣和尖酸。所以,这次真的遇上恶人自有恶人磨了
chengbuyi
研究历史,社会贫富差距巨大、矛盾突出时,会牺牲中上产劫富济贫。案例:1949年之前大陆经济崩溃时;前苏变色时。 原因:底层民众没吃没喝没住时要造反必须安抚,顶层拥有话语权无法撼动其利益,只能动中上产。很多人心中中产阶层划分范围太广,年收5万到50万都划进中产,其实是不合理的。 其实大概5-15万之间。华人上大部分已经不属于中产了。 In 2018, the national middle-income range was about $48,500 to $145,500 annually for a household of three. Lower-income households had incomes less than $48,500 and upper-income households had incomes greater than $145,500 (incomes in 2018 dollars).
bangobunny
楼主 为什么讲故事只讲一半呢? 房客这样的政策 房东的政策呢?
大衣被禁
研究历史,社会贫富差距巨大、矛盾突出时,会牺牲中上产劫富济贫。案例:1949年之前大陆经济崩溃时;前苏变色时。 原因:底层民众没吃没喝没住时要造反必须安抚,顶层拥有话语权无法撼动其利益,只能动中上产。很多人心中中产阶层划分范围太广,年收5万到50万都划进中产,其实是不合理的。 其实大概5-15万之间。华人上大部分已经不属于中产了。 In 2018, the national middle-income range was about $48,500 to $145,500 annually for a household of three. Lower-income households had incomes less than $48,500 and upper-income households had incomes greater than $145,500 (incomes in 2018 dollars).
chengbuyi 发表于 2021-01-12 08:40

您真搞笑。 第一次听说中国1949年前政权财富工厂土地是中上产的。
.岸.
据说 扭腰华裔房东是群超黑心的人,同样的两千元,在老美房东那可以租到很好的两房一厅(曼哈顿除外),但在华人房东那也是能租两房一厅,但空间只有前者的一半,人家就是这样摆明剥削新来的华人。而且还各种克扣和尖酸。所以,这次真的遇上恶人自有恶人磨了
LEDlight 发表于 2021-01-12 08:20

那你为什么不选择租老美的房子呢,游过来的?
fino819
投的好。求仁得仁 加州出身的贺锦丽还可以向全国推行950美元条款 将来无产者不但有免费的房子住,还可以拿着计算器去商店白拿950美元的货物
lucky2020 发表于 2021-01-12 01:01

如果没有推行请直播吃屎。
Ultra2000000000
投资房子真的不如投资股市
冰山雪莲花
哎,美国真是提前进入共产主义了。
overpower
果然,刀子动到华人自己头上的帖子,回复量就少了很多了
fitzroy
非常时期,工人会失业,房东还指望不工作,靠投资能旱涝保守? 金融投机,收租,历来都是各个社会打击对象。
chickenrib
有个问,申请到的房租政府直接给房东?给租客的话,不怕挪作他用了?
红河谷 发表于 2021-01-11 23:56

政府补贴的房租是直接给房东的
LEDlight
不少东西两岸华人房子是靠标会或偷漏税买的,报章上常常看到华人一边吃福利,一边买房隔成鸡笼出租。对于辛苦工作买房投资,理所当然全力支持业主合法权益,要是维护那些不合法来源的房子,纯粹是为恶美国社会
crichris
原来的eviction moratorium还至少是基于房客需要证明自己由于covid19有financial hardship, 现在是一刀切eviction proceeding全停了,人租霸就可以这么理直气壮的白住下去,唉,不知道啥时是个头。
East2020 发表于 2021-01-11 21:16

打地主分田地这招屡试不爽
elleyy
敢做房东就要会一点无赖手段, 否则治不了恶人。
星河锦浪
我觉得纽约房子如果是长期20年持有还行,短期真的不行。
大衣被禁 发表于 2021-01-11 22:17

20年,投股市不香吗?
星河锦浪
You get what you voted for 民主党上台后面房东不会有好日子过的

beth 发表于 2021-01-11 22:26

You don't.
You get what most other people voted for.
kunkunlou
方可已经15个月没交房租了,还理直气壮,真的是郁闷啊,自己辛辛苦苦挣钱,她白白享受
todd6034
好好读书。 mark twin说过, 法律就是一张蜘蛛网, 大的飞鸟就冲过去了,网住的就是小昆虫。
amazon就是可以超越法律的大鸟, 你敢咋样?
jmm 发表于 2021-01-11 23:05

这句话学到了,好有道理。想起了中国,稍微有些特色,不是为了故意抹黑。国内有句话叫法不责众,尤其对于些轻罪,比如高速哄抢,去人家田里抢,只要人多就法律就不管了,看来只要虫子够多也不怕
momosun
回复 69楼LEDlight的帖子
其实买房投资还是要买稍微好一点的房子,租给有decent工作的人。好区好房子贵投资回报差,可风险也小,那些工作好的人也不会赖房租。差房子可以买好几套,也许现金流更合适,升值空间更大,但麻烦,遇到坏租客可能性大。
l
littlevivi
政府没有补助吗?我身边的朋友一个受到影响的都没有,是不是只有大城市才这样
Seeking668
你这比喻不对。 好比我投资一家店,行情差没人来买东西我亏本这叫生意有赚有赔。行情差所以穷人堂而皇之地来我店里随便拿一毛不用付这叫抢劫,而政府现在就是在包庇这种举动。 出租房同理,我房子租不出去,白白交贷款这叫投资失败。房子被厚颜无耻的人霸占着这叫偷,当然在美国这叫合法
RainyBambooJepp 发表于 2021-01-11 23:54

投资房占用社会资源,就是囤积居奇,人为炒高房价,如果没有投资房,房价跌,更多的后来人本来可以买房自住的,所以政府管控房产,危机时候实施措施,都是可以预期的,这跟你买个电视不一样,电视永远是你的,但美国国土上占着一个房子其实从来不完全是你的,而是从国家租的,租金就是房产税,国家可以视情况提租,可以收回,可以改各种政策。。。在美国,大家其实都是租户~
huaren2018
唉同情一下, 这就是杨白劳整哭了黄世仁,“包身工”比放租婆牛多了
在美帝还玩个mao的投资房, 除了一套自住, 大部分钱分成长短两部分玩美股比美房子强太多还能随时出手
不快乐的心
回复 69楼LEDlight的帖子
其实买房投资还是要买稍微好一点的房子,租给有decent工作的人。好区好房子贵投资回报差,可风险也小,那些工作好的人也不会赖房租。差房子可以买好几套,也许现金流更合适,升值空间更大,但麻烦,遇到坏租客可能性大。
momosun 发表于 2021-01-12 11:16

对的。好房子申请人多,可以挑好的。一般老实的人不会去找事儿。
Glentower
有个问,申请到的房租政府直接给房东?给租客的话,不怕挪作他用了?
红河谷 发表于 2021-01-11 23:56

给房东
RainyBambooJepp
投资房占用社会资源,就是囤积居奇,人为炒高房价,如果没有投资房,房价跌,更多的后来人本来可以买房自住的,所以政府管控房产,危机时候实施措施,都是可以预期的,这跟你买个电视不一样,电视永远是你的,但美国国土上占着一个房子其实从来不完全是你的,而是从国家租的,租金就是房产税,国家可以视情况提租,可以收回,可以改各种政策。。。在美国,大家其实都是租户~
Seeking668 发表于 2021-01-12 11:22

所以既然租客不用交房租,房东理当也不用交地租,既property tax
Seeking668
所以既然租客不用交房租,房东理当也不用交地租,既property tax
RainyBambooJepp 发表于 2021-01-12 11:38

问题是代表3亿国民的国家房东,你打不过呀,所以只能认栽,要不就不玩,也可以写信给议员要求改善政策
l
littlevivi
唉同情一下, 这就是杨白劳整哭了黄世仁,“包身工”比放租婆牛多了
在美帝还玩个mao的投资房, 除了一套自住, 大部分钱分成长短两部分玩美股比美房子强太多还能随时出手
huaren2018 发表于 2021-01-12 11:32

学到了,以后还是投资美股吧,房东不好做。如果没有稳定这条,搞房子就是给自己找麻烦
CleverBeaver
房东可以接着无理由forbearance 吗?
不快乐的心 发表于 2021-01-11 21:36

有道理