请问wash sale是什么意思，有什么后果？

2019年的时候，我的chase账户显示我有3万的盈利，但实际上亏损有7-8万，会计师说还是要交3万盈利部分的税，因为是wash sale。
2020年很快要报税了，想了解wash sale到底是怎么回事。因为2020又是相似，盈利8万多，但账面显示有5万亏损（我理解是未卖的股票不算真正的亏损），自动带入了2021年。
你们一般年底都是如果做规划的？是否买了之后没有60天就一定不卖？

有人说两句吗？

it''s no big deal. if your loss is counted towards next year, it might work BETTER for you when you move up to a higher tax bracket next year. so really i don''t see any need to AVOID wash sale, unless you''re sick of this stupid rule and just don''t want to see it complicate your tax filing, in which case i suggest you always close your position around year end if you sell (don''t do buy - sell - buy again).

回复 1楼redroseii的帖子
loss 不能 claim tax credit。。

网上随便一搜都有啊 https://www.investopedia.com/terms/w/washsalerule.asp