medical decision这个不知道, 单说一下遗产。其实你这种情况, 有比较简单的遗产处理办法: 银行户头--跟银行填一个TOD: transfer on death, A transfer on death (TOD) account automatically transfers its assets to a named beneficiary when the holder dies For example, if you have a savings account with $100,000 in it and name your son as its beneficiary, that account would transfer to him upon your death. 不需要will, 不需要trust, 没有probation, 银行也不收费用, 直接转---当然还得需要你孩子到时候已经18岁, 如果不到18岁可能需要指定一个监护人。 股票投资, 退休账户 -- 填好beneficiary就行, 跟TOD一个意思。 唯一麻烦的好像就是房产, 这个不要现在转, 现在转税上不划算。死了以后再转有cost step up (据说拜登要把这条改掉i将来就不知道了)
朋友。也可以考虑给孩子建立一个给Trust。
reliable, trusted friends/relatives (even the ex)who shares your value can be the executor/guardian
银行户头--跟银行填一个TOD: transfer on death, A transfer on death (TOD) account automatically transfers its assets to a named beneficiary when the holder dies For example, if you have a savings account with $100,000 in it and name your son as its beneficiary, that account would transfer to him upon your death. 不需要will, 不需要trust, 没有probation, 银行也不收费用, 直接转---当然还得需要你孩子到时候已经18岁, 如果不到18岁可能需要指定一个监护人。
股票投资, 退休账户 -- 填好beneficiary就行, 跟TOD一个意思。
唯一麻烦的好像就是房产, 这个不要现在转, 现在转税上不划算。死了以后再转有cost step up (据说拜登要把这条改掉i将来就不知道了)