Yes no penalty if a person is permanently and totally disabled if both of the following apply: He or she cannot engage in any substantial gainful activity because of a physical or mental condition, and A doctor determines that the condition has lasted or can be expected to last continuously for at least a year or can lead to death.
我自己听说的是癌症变成晚期能拿出来不罚款
Yes no penalty if a person is permanently and totally disabled if both of the following apply: He or she cannot engage in any substantial gainful activity because of a physical or mental condition, and A doctor determines that the condition has lasted or can be expected to last continuously for at least a year or can lead to death.
那就够了嘛。你担心得了癌症之后活不到取401K的那一天，无非就是有癌症复发的可能。如果癌症复发而且害死你了，那么必定有那么一个时间段你就在癌症晚期，肯定可以把钱拿出来。人就是死前一年医药费用得最凶了，不用担心用不完。如果没害死你，你开开心心活到退休，也可以无罚款把钱取出来。
存点儿钱总之不坏事，何况还有延税的好处。