有钱和富裕

a
alderwoodholly
楼主 (北美华人网)
看到一段很有启发的: Many rich people aren't wealthy, Mr. Housel argues, because they feel the need to spend a lot of money to show others how rich they are. He defines the optimal savings level as "the gap between your ego and your income". (这句话很有意思, 注意是ego, 不是need). Wealth consists in caring less about what others think about you and more about using your money to control how you spend your time. He writes: "The ability to do what you want, when you want, with whom you want, for as long as you want to, pays the highest dividend that exists in finance."
p
proserpina
The ability to do what you want, when you want, with whom you want, for as long as you want to, pays the highest dividend that exists in finance.


Well said!

p
pwwp
The ability to do what you want, when you want, with whom you want, for as long as you want to, pays the highest dividend that exists in finance.


Well said!


proserpina 发表于 2020-11-16 13:30

pays the highest dividend that exists in finance.
这句话怎么理解?
懒人一个
回复 1楼alderwoodholly的帖子
老外就是矫情,不肯加班,上个闲职拿个三瓜两枣,吃喝玩乐。这就是他们说的富裕。
大衣被禁
现在为了impress别人花钱的有钱人实在是不多。有钱人有财务压力主要是life style crawl. 你没看见华人常常群超钱挺多,不肯住好房子,请人的。有钱还能过中产日子的,真的不多。
x
xiabibi
pays the highest dividend that exists in finance.
这句话怎么理解?

pwwp 发表于 2020-11-16 13:31

是金融产品里红利最高的?
j
jokerzzz
回复 5楼大衣被禁的帖子
mostly people that feel the need to do that aren't that rich
j
jokerzzz
回复 3楼pwwp的帖子
more valuable than any amount of money
p
pwwp
回复 3楼pwwp的帖子
more valuable than any amount of money
jokerzzz 发表于 2020-11-16 13:53

你这个解释比xiabibi同学的更好明白。
是不是说白了就是说,花了的钱爽过的钱才是真的钱,真的回报,存在银行账户的不行?
大衣被禁
回复 5楼大衣被禁的帖子
mostly people that feel the need to do that aren't that rich
jokerzzz 发表于 2020-11-16 13:52

你说do what? 我觉得一般have a need to impress other = not rich. Rich but cannot retire and maintain the same life style = lifestyle crawl.
j
jokerzzz
回复 9楼pwwp的帖子
To be more exact, it's a very specific way of spending money. "using your money to control how you spend your time" to achieve "The ability to do what you want, when you want, with whom you want, for as long as you want to"
as opposed to, for example "the need to spend a lot of money to show others how rich they are"
Money is just a tool to help you achieve certain means.

小虫子
你这个解释比xiabibi同学的更好明白。
是不是说白了就是说,花了的钱爽过的钱才是真的钱,真的回报,存在银行账户的不行?
pwwp 发表于 2020-11-16 13:55

觉得不是原文的意思。原文说的这句话应该是说富裕带来的自由才是理财的最高回报
j
jokerzzz
回复 10楼大衣被禁的帖子
為了impress別人花錢的人 usually not 有錢人
a
alderwoodholly
回复 10楼大衣被禁的帖子
為了impress別人花錢的人 usually not 有錢人
jokerzzz 发表于 2020-11-16 14:01

小富是不用关心 但是到了超有钱阶层又不一样了 很多有头有脸的 花钱方式和看重结果也不同 比尔盖子和巴菲特花那么多钱做慈善 为了legacy, common good 当然有想impress其他富豪甚至全人类的因素. 盖兹说我要是和你们比豪宅比名画 是不是胜之不武 太俗气
c
cqcq
富裕是不贪恋穷人碗里的东西。很多人收入高还一天到晚惦记着别人的政府房
e
echomom
pays the highest dividend that exists in finance.
这句话怎么理解?

pwwp 发表于 2020-11-16 13:31

re
临时工
“The ability to do what you want, when you want, with whom you want, for as long as you want to” 我觉得问题不是钱,主要是身体不行......
健康平安
pays the highest dividend that exists in finance.
这句话怎么理解?

pwwp 发表于 2020-11-16 13:31

因为可以带来的幸福感是最重要的。或者说是这种可以带来幸福感的钱才是最值钱。

薛定谔的猫屎
就是银行账户单纯的数字!= 心理层面的富有,这两个不一定匹配 有些人无论有多少$都还是会贪婪和抱怨,吝啬,焦虑,没有幸福感和满足感
h
huashan2018
看到一段很有启发的: Many rich people aren't wealthy, Mr. Housel argues, because they feel the need to spend a lot of money to show others how rich they are. He defines the optimal savings level as "the gap between your ego and your income". (这句话很有意思, 注意是ego, 不是need). Wealth consists in caring less about what others think about you and more about using your money to control how you spend your time. He writes: "The ability to do what you want, when you want, with whom you want, for as long as you want to, pays the highest dividend that exists in finance."
alderwoodholly 发表于 2020-11-16 13:23

"The ability to do what you want, when you want, with whom you want, for as long as you want to, pays the highest dividend that exists in finance."
Then what's wrong with those rich people wanting to make love with the prettiest woman for as long as he wants.
f
fitfitfit
就是银行账户单纯的数字!= 心理层面的富有,这两个不一定匹配 有些人无论有多少$都还是会贪婪和抱怨,吝啬,焦虑,没有幸福感和满足感
薛定谔的猫屎 发表于 2020-11-16 19:01

因为白手起家的富一代,穷怕了啊
不要对富一代要求太多,穷的烙印是一辈子的