谢谢楼主, 我也来补充一些给年轻的姐妹参考 The long-term return of the stock market, as measured by the S&P 500 index from 1957-2018 is about 7.96%. 30-year returns Dow Jones Industrial Average: 10.99% Russell 2000: 9.29% 20-year annualized average returns (ending June 30, 2019) shows: S&P 500: 5.90% Dow Jones Industrial Average: 7.03% Russell 2000: 7.70% MSCI EAFE: 4.00% * This is an interesting period as it includes the market peak in early 2000, the dot-com decline from early 2000 through most of 2002 that also encompassed the 9/11 attack of 2001. This time period also includes the full impact of the financial crises that saw huge losses across the board among all areas of the stock market, including these four benchmarks in 2008. S&P 500: -37.00% Dow Jones Industrial Average: -31.93% Russell 2000: -33.79% MSCI EAFE: -43.38% These returns represented the worst annual period since the time of the Great Depression in the 1930s. https://www.wealthsimple.com/en-us/learn/average-stock-market-return
我做股票的经验不多，也就抛砖引玉给大家提供几个数据吧（source: Yahoo! finance）：
SPY年化收益：3年12.18%，5年14.04%，10年13.62%
QQQ年化收益：3年27.40%，5年24.25%，10年22.36%
ARKK年化收益：3年43.27%，5年38.56%。成立时间太短没有10年收益
对比大盘/ETF的收益，大家自己掂量下各个民间股神的水平吧。尤其是小资金量+投资时间短+牛市入市的。
大部分人定投大盘 / ETF + 偶尔调整bond / stock比例已经足够得到不错的时间投入+回报ROI了。
经验少的人容易把运气当作能力。今年7，8月份的时候不少民间股神蹦跶起来觉得自己YTD已经超100%了意气风发地要开hedge fund。经过9月回调之后，这波人就消失了。。。
是的。一般民间股神出来蹦跶韭菜冒头的时候，就要小心股市是不是快见顶了。。。
The long-term return of the stock market, as measured by the S&P 500 index from 1957-2018 is about 7.96%.
30-year returns Dow Jones Industrial Average: 10.99% Russell 2000: 9.29%
20-year annualized average returns (ending June 30, 2019) shows: S&P 500: 5.90% Dow Jones Industrial Average: 7.03% Russell 2000: 7.70% MSCI EAFE: 4.00%
* This is an interesting period as it includes the market peak in early 2000, the dot-com decline from early 2000 through most of 2002 that also encompassed the 9/11 attack of 2001.
This time period also includes the full impact of the financial crises that saw huge losses across the board among all areas of the stock market, including these four benchmarks in 2008.
S&P 500: -37.00% Dow Jones Industrial Average: -31.93% Russell 2000: -33.79% MSCI EAFE: -43.38% These returns represented the worst annual period since the time of the Great Depression in the 1930s.
https://www.wealthsimple.com/en-us/learn/average-stock-market-return
就是一个自己学习学习的事情，万一哪天开了窍能找出一条靠谱的不会亏太多的炒股思路了？
股市很难说是一分耕耘一分收获。很多人学习之后投资收益也不一定提高。大部分人摸索一辈子也比不上大盘。没钱没闲的普通人就别折腾了。