公司match contribution up to 4.5% on the first 6% of your pay that you contribute beginning the first pay period after completing 180 days of employment. 怎么理解? 求解。公司match 4.5%是撒意思?是我的6% x 4.5%吗, 还是我薪水的4.5%? 我应该拿多少%投入401k
My interpretation: You need to contribute 6% in order to get company's 4.5% match. You can only start contributing to 401k after working at the company for 6 month.
公司match contribution up to 4.5% on the first 6% of your pay that you contribute beginning the first pay period after completing 180 days of employment. 怎么理解? 求解。公司是不是match 4.5%封顶?我应该拿多少%投入401k,才能拿到公司的4.5% ? pmcoffe 发表于 2020-10-18 21:48
My interpretation: You need to contribute 6% in order to get company's 4.5% match. You can only start contributing to 401k after working at the company for 6 month. monofaye 发表于 2020-10-18 21:52
公司match contribution up to 4.5% on the first 6% of your pay that you contribute beginning the first pay period after completing 180 days of employment. 怎么理解? 求解。公司是不是match 4.5%封顶?我应该拿多少%投入401k,才能拿到公司的4.5% ? pmcoffe 发表于 2020-10-18 21:48
公司match contribution up to 4.5% on the first 6% of your pay that you contribute beginning the first pay period after completing 180 days of employment. 怎么理解? 求解。公司match 4.5%是撒意思?是我的6% x 4.5%吗, 还是我薪水的4.5%? 我应该拿多少%投入401k pmcoffe 发表于 2020-10-18 21:48
Probably not applicable to you but say if someone makes 100K salary and has a 40% bonus payable in month 7 (40K) and he/she chooses to contribute 50% of the bonus (20K), the employer is not going to calculate the month 7 match obligation with your 20K contribution. The wordings encourage even contribution through the year so folks do not get the bonus and get the full year match and then leave.
6% 公司的话写的有点不规范,不过意思就是your employer matches 75% of whatever you contribute … but no more than 4.5% of your salary total. 金银岛 发表于 2020-10-18 21:57
There are reasons why they don't say that and if they do, one with a large bonus will be able to get company's full year match with one large contributon (bonus) in first month of eligibilty.
你理解的没错,你要拿至少6%,公司会match 4.5%, 4.5%是封顶。
我的理解是,contribute随时可以开始,公司的match要工作六个月后才开始
上六个月班后的第一个工资,你交的头6%的工资,公司给你4.5%。 其实就是给你4.5%的工资,只要你交够6%.
公司的话写的有点不规范,不过意思就是your employer matches 75% of whatever you contribute … but no more than 4.5% of your salary total.
不是,你只能在6个月后才能在401k里放钱 You can only start contributing to 401k after working at the company for 6 month.
厉害,我们是两个月后。
19,500= base pay x [ A+ Ax0.75】% 。如果这个公式没有错的话,我的A应该是5%左右。
这个是正解。就是公司match你的contribution的75%。你出1,他出0.75。但你出到6和以上时,公司只出4.5了
没看到lz的原话里这么写
公司MATCH 的不计入$19,500 里。假设你税前32.5万刀,你存6%(一年正好$19,500),公司MATCH $14,625.
Probably not applicable to you but say if someone makes 100K salary and has a 40% bonus payable in month 7 (40K) and he/she chooses to contribute 50% of the bonus (20K), the employer is not going to calculate the month 7 match obligation with your 20K contribution. The wordings encourage even contribution through the year so folks do not get the bonus and get the full year match and then leave.
There are reasons why they don't say that and if they do, one with a large bonus will be able to get company's full year match with one large contributon (bonus) in first month of eligibilty.
同意!不过这公司也够小气的,还要180天。
新冠期间没有停止match已经不错了
Cheap的太多了,还有私立学校第一年不match呵呵