请教:股票账户的cash栏里多了“FDIC insured deposit account core not

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goodluckall
楼主 (北美华人网)
接标题 covered by SPIC“的钱 请问这是什么? 谢谢

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nylife
是指账户里面的cash不受spic 保护。如果证券公司破产,你的钱可能就变普通债权,可能会损失。如果受spic 保护,好像250k 以下即使证券公司破产,spic 也会赔给你,
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goodluckall
回复 2楼nylife的帖子
谢谢,我想了想,是分红的钱 但是记得以前都是直接到cash类里面,从来没有看到过这一项
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VivaLaVida
股票账户的balance是不是涨了很多?
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Fhu
那是money market fund,市场流动性freeze时是可以狂跌的
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goodluckall
回复 4楼VivaLaVida的帖子
😄,位能好久不看的账户能有多少钱 可以忽略不计
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jimjohn
回复 1楼goodluckall的帖子
Is money in a brokerage account insured? The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account.
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abc2000
回复 1楼goodluckall的帖子
Is money in a brokerage account insured? The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account.
jimjohn 发表于 2020-10-12 23:40

brokerage account里钱多过25万都不保了吗?大家是否股票一般都放在一个账号里,如Fidelity, 这样方便管理?多谢。
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nylife
用大的broker dealer,应该破产的风险 不大的。不要太担心了。
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olivia0216
Fdic保护的不是比spic更保险吗。银行存款也是fdic保护,每个人账号上限25万
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olivia0216
保险度比其他fund或者债券要好。我自己也把养老金债券换成楼上这种最安全的。现在债券从安全性和收益都不好