请教:股票账户的cash栏里多了“FDIC insured deposit account core not

goodluckall
楼主 (北美华人网)
接标题 covered by SPIC“的钱 请问这是什么? 谢谢

nylife
是指账户里面的cash不受spic 保护。如果证券公司破产,你的钱可能就变普通债权,可能会损失。如果受spic 保护,好像250k 以下即使证券公司破产,spic 也会赔给你,
goodluckall
回复 2楼nylife的帖子
谢谢,我想了想,是分红的钱 但是记得以前都是直接到cash类里面,从来没有看到过这一项
VivaLaVida
股票账户的balance是不是涨了很多?
Fhu
那是money market fund,市场流动性freeze时是可以狂跌的
goodluckall
回复 4楼VivaLaVida的帖子
😄,位能好久不看的账户能有多少钱 可以忽略不计
jimjohn
回复 1楼goodluckall的帖子
Is money in a brokerage account insured? The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account.
a
abc2000
回复 1楼goodluckall的帖子
Is money in a brokerage account insured? The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account.
jimjohn 发表于 2020-10-12 23:40

brokerage account里钱多过25万都不保了吗?大家是否股票一般都放在一个账号里,如Fidelity, 这样方便管理?多谢。
nylife
用大的broker dealer,应该破产的风险 不大的。不要太担心了。
olivia0216
Fdic保护的不是比spic更保险吗。银行存款也是fdic保护,每个人账号上限25万
olivia0216
保险度比其他fund或者债券要好。我自己也把养老金债券换成楼上这种最安全的。现在债券从安全性和收益都不好