Geico should work if you own your car outright. Just to be sure to tell them quickly to make the check payable to you and send it to you. If they already sent the check to the repair shop then you are late. They had sent me a 15K check (hit a deer when the car only had less than 1000 miles) directly and I paid the repair shop with my credit card (to get the 5% cashback from CC, many years ago). i think you do need to get the estimate from Geico adjusters. Also if your car is new, please ensure you get new OEM parts in the adjusters'' report. By default they could use off the market and sometime even used parts for repairs.
这要看对方保险公司。 我曾经被追尾过，地方公司说可以给我500刀check, 或者送到一个修车的body shop， 我选择了后者，后来看车行的账单好像是1100.
Geico should work if you own your car outright. Just to be sure to tell them quickly to make the check payable to you and send it to you. If they already sent the check to the repair shop then you are late. They had sent me a 15K check (hit a deer when the car only had less than 1000 miles) directly and I paid the repair shop with my credit card (to get the 5% cashback from CC, many years ago). i think you do need to get the estimate from Geico adjusters. Also if your car is new, please ensure you get new OEM parts in the adjusters'' report. By default they could use off the market and sometime even used parts for repairs.
不可以，只要有贷款，就不行，因为车子撞了不修，价值下降了，如果你选择不修，这部分赔偿费要还给银行降低贷款金额，不然银行风险上升了。
每个州有规定，超过一定数值的财产损失或者有任何人体受伤的车祸，都需要登记在案。走了保险，数字达到政府规定，一定会记录的，保险公司犯不着不报告。私了的，按照规定也是达标的必须报告登记，但是不报会不会被查到就不知道了。
有些外表看不出的，bumper结构已经损坏，保护作用就差很多了。
如果你车还在贷款，或者lease，好像必须要修，这个不确定哈
是吗，看得我好怕怕啊，两次被追尾，都放对方走了。
我见过的有从初估800多后来修了3000多的，也有初估1000多后来修了快9000的。最厉害的还有初估几百块，拆开后直接宣布报废的。
如果你是超低速停车场事故什么的那损失应该不大，修不修都是你的自由。
可是如果被行驶中的车追尾，真正损失往往远大于表面能看到的。拿钱不修，除非你以后不打算开这车了，否则就是给自己装了个定时炸弹。