通常情况下FSA是第二年三月31日提交截止。过期没有提交的就没fortified。就是通常说的“use it” or “lose it” 早在几年前我们就经历过一次，没按时提交dependent care 5000块打水漂，贡献给IRS的事情。血的教训没吸取够，记性没长，今年又错过了提交日期，5000块一分每提交。想着退税都延期了，这FSA也是延期的吧。我五月份处理时，发现Wagework不让我提交claims，说deadline是IRS定的。 我研究了下今年由于covid造成晚交FSA的人不少，大家都默认今年退税推迟，各种claims都会推迟。有专业人士指出，2020的FSA政策有变化，2019unclaimed的可以一直到2020年底都可以claim，而且还可以改FSA contribution。 于是就给公司HR打电话，提供了IRS的文件和出处，公司HR说他们去研究这个问题，3天后给我回复。从五月到现在，一直没动静。直到昨天公司发文件说IRS FSA有变化。2019 FSA可以延迟到今年年底报销，otc的药可以算fsa，中途可以改fsa份额等等。 给大家看看这个节选 https://www.irs.gov/newsroom/irs-provides-tax-relief-through-increased-flexibility-for-taxpayers-in-section-125-cafeteria-plans The guidance issued today addresses unanticipated changes in expenses because of the 2019 Novel Coronavirus (COVID-19) pandemic and provides that previously provided temporary relief for high deductible health plans may be applied retroactively to January 1, 2020, and it also increases for inflation the $500 permitted carryover amount for health FSAs to $550. Notice 2020-29 (PDF) provides greater flexibility for taxpayers by: extending claims periods for taxpayers to apply unused amounts remaining in a health FSA or dependent care assistance program for expenses incurred for those same qualified benefits through December 31, 2020. expanding the ability of taxpayers to make mid-year elections for health coverage, health FSAs, and dependent care assistance programs, allowing them to respond to changes in needs as a result of the COVID-19 pandemic. applying earlier relief for high deductible health plans to cover expenses related to COVID-19, and a temporary exemption for telehealth services retroactively to January 1, 2020. 还没有提交2019 FSA的拖延症患友们，今年的IRS政策可以暂时救救我们了。大家赶紧给公司HR打电话，去申报本属于我们自己的钱吧
早在几年前我们就经历过一次，没按时提交dependent care 5000块打水漂，贡献给IRS的事情。血的教训没吸取够，记性没长，今年又错过了提交日期，5000块一分每提交。想着退税都延期了，这FSA也是延期的吧。我五月份处理时，发现Wagework不让我提交claims，说deadline是IRS定的。
我研究了下今年由于covid造成晚交FSA的人不少，大家都默认今年退税推迟，各种claims都会推迟。有专业人士指出，2020的FSA政策有变化，2019unclaimed的可以一直到2020年底都可以claim，而且还可以改FSA contribution。
于是就给公司HR打电话，提供了IRS的文件和出处，公司HR说他们去研究这个问题，3天后给我回复。从五月到现在，一直没动静。直到昨天公司发文件说IRS FSA有变化。2019 FSA可以延迟到今年年底报销，otc的药可以算fsa，中途可以改fsa份额等等。
给大家看看这个节选 https://www.irs.gov/newsroom/irs-provides-tax-relief-through-increased-flexibility-for-taxpayers-in-section-125-cafeteria-plans The guidance issued today addresses unanticipated changes in expenses because of the 2019 Novel Coronavirus (COVID-19) pandemic and provides that previously provided temporary relief for high deductible health plans may be applied retroactively to January 1, 2020, and it also increases for inflation the $500 permitted carryover amount for health FSAs to $550. Notice 2020-29 (PDF) provides greater flexibility for taxpayers by: extending claims periods for taxpayers to apply unused amounts remaining in a health FSA or dependent care assistance program for expenses incurred for those same qualified benefits through December 31, 2020. expanding the ability of taxpayers to make mid-year elections for health coverage, health FSAs, and dependent care assistance programs, allowing them to respond to changes in needs as a result of the COVID-19 pandemic. applying earlier relief for high deductible health plans to cover expenses related to COVID-19, and a temporary exemption for telehealth services retroactively to January 1, 2020.
还没有提交2019 FSA的拖延症患友们，今年的IRS政策可以暂时救救我们了。大家赶紧给公司HR打电话，去申报本属于我们自己的钱吧
感谢分享这么有用的信息！
希望能帮到大家。 我当时从wage work知道不能claims，郁闷坏了。真想揍自己不长记性。