回复 1楼shiashia的帖子 because you don't have extra cash so you panicked.. If you do, don't sell any of your 401k, and just buy gradually with your non 401k cash on each big down day. for example, if you have 500k cash at hand, and plan to buy investment property, when such big drop happens, you can consider investing half of it to stock market instead and delay your investment property purchase for two reasons: 1. usually house dip happens much later 2. it's much harder to get investment loan now So it's a good idea to buy some SPYs instead and hold on your real estate investment. You will still earn salaries. In half a year or longer, you'll see better about the real estate market trend, and can make a better call at that time. When you have extra cash elsewhere, you will be less panic. And it's important never invest just in stock market. In the example above, you don't want to invest more than 50% of your "real estate fund". It could be even less. For example, if you are holding 1M cash, don't invest more than 250k and keep the 750k on the sideline.
我老公也这么说，所以家里一直卧倒：（
401一直卧倒，就没有站起来过！！
大妈我明明让大家不要动装死好吗，401出来了你根本不知道什么时间进去，普通人没有这个信息做决定的，就算有信息量巨大你根本搞不清楚哪个可信，就是靠赌，这个最后亏的比原来不出来的还多。
不过以后的事情咱也不知道，也不知道还会不会继续跌。。。
但其实这个操作也没差多少钱。。。
看哪些，有些是大跌前买的。最后是把过去两年赚的全亏完了，还倒赔了不少。最后401k和股票都是赔的。
所以炒股不能看华人啊。
版上说的别听，带风向的太多
想要多赚一些呗，太贪心
我觉得这些人是真心相信美国经济要崩溃
哪一堆人啊？也有好多人说过多少次了401千万别动，咋就不听老人劝呢？
经历过08年的人表示赞同。
有可能吗？
和你报团取暖