记得民主党的这个aid package已经过了吧。 House Democrats’ opening bid was an expansive relief package, which Republicans objected to over two provisions: paid sick leave and paid leave. In addition to seeking permanent paid sick leave, Democrats had initially included a provision establishing a permanent paid leave program in case of public health emergencies, which would have required businesses to offer 14 days of paid leave to their workers (the provision also would have provided a refundable tax credit for small businesses to assist with costs). “There are things in there that had nothing to do of what we are talking about,” Trump said Thursday. “It is not a way for them to get some of the goodies they haven’t been able to get for the last 25 years.” Trump appeared to still be fixated on the idea of a payroll tax cut on Friday — something he has been floating for the past week. Democrats objected because the payroll tax cut would likely benefit only companies and a subset of workers, and would not help those already laid off due to the coronavirus and its economic impact. A senior House Democrat called the idea a “nonstarter,” and even members of Trump’s party expressed skepticism that a payroll tax cut would be effective. Here’s are the main provisions of the House relief package, according to Pelosi’s letter. Free coronavirus testing: Democratic leaders propose making coronavirus testing free to increase access by requiring private health insurers (plus government programs like Medicare and Medicaid) to cover the cost of testing, including emergency room visits and doctor fees. This will also cover Americans without insurance. Emergency paid sick days: The bill would give workers 14 days of paid sick leave to be available immediately during the coronavirus (many employers are asking employees to work from home for that amount of time). It ensures sick leave to those impacted by quarantine orders, or those who must stay home to care for their children. The bill reimburses small businesses (those with 50 or fewer employees) for the cost of the 14 additional days of leave. Emergency paid leave: The bill would create a new federal emergency paid leave program for those unable to work because they have Covid-19, are quarantined, are caring for someone with the disease, or are caring for a child due to coronavirus-related school closings. Eligible workers would receive benefits for a month (the program goes up to three months), and the benefit amount would be two-thirds of the individual’s average monthly earnings. Those receiving pay or unemployment compensation directly through their employers aren’t eligible. There is some precedent for this: Congress expanded unemployment benefits for up to 99 weeks for Americans left unemployed by the 2008 financial crisis. Expanded unemployment insurance: The bill would direct $2 billion to state unemployment insurance programs and waive measures like work search requirements or waiting weeks to those either diagnosed with Covid-19, or those who have lost their jobs due to the spread of the virus. Expanding food security: The bill would direct $1 billion to expanding access to programs like SNAP, WIC and the emergency food assistance program throughout the coronavirus pandemic. Progressive economists have long believed that expanding existing safety net programs is a highly effective way of stimulating the economy because the low-income people who benefit from them are highly likely to immediately spend any extra money they get — helping stabilize economy-wide demand. The 2009 stimulus bill featured many provisions along these lines. Conservatives, who are critical of those programs in general, tend to be highly skeptical of putting more money into them.
House Democrats’ opening bid was an expansive relief package, which Republicans objected to over two provisions: paid sick leave and paid leave.
In addition to seeking permanent paid sick leave, Democrats had initially included a provision establishing a permanent paid leave program in case of public health emergencies, which would have required businesses to offer 14 days of paid leave to their workers (the provision also would have provided a refundable tax credit for small businesses to assist with costs).
“There are things in there that had nothing to do of what we are talking about,” Trump said Thursday. “It is not a way for them to get some of the goodies they haven’t been able to get for the last 25 years.”
Trump appeared to still be fixated on the idea of a payroll tax cut on Friday — something he has been floating for the past week. Democrats objected because the payroll tax cut would likely benefit only companies and a subset of workers, and would not help those already laid off due to the coronavirus and its economic impact. A senior House Democrat called the idea a “nonstarter,” and even members of Trump’s party expressed skepticism that a payroll tax cut would be effective.
Here’s are the main provisions of the House relief package, according to Pelosi’s letter.
Free coronavirus testing: Democratic leaders propose making coronavirus testing free to increase access by requiring private health insurers (plus government programs like Medicare and Medicaid) to cover the cost of testing, including emergency room visits and doctor fees. This will also cover Americans without insurance.
Emergency paid sick days: The bill would give workers 14 days of paid sick leave to be available immediately during the coronavirus (many employers are asking employees to work from home for that amount of time). It ensures sick leave to those impacted by quarantine orders, or those who must stay home to care for their children. The bill reimburses small businesses (those with 50 or fewer employees) for the cost of the 14 additional days of leave.
Emergency paid leave: The bill would create a new federal emergency paid leave program for those unable to work because they have Covid-19, are quarantined, are caring for someone with the disease, or are caring for a child due to coronavirus-related school closings. Eligible workers would receive benefits for a month (the program goes up to three months), and the benefit amount would be two-thirds of the individual’s average monthly earnings. Those receiving pay or unemployment compensation directly through their employers aren’t eligible. There is some precedent for this: Congress expanded unemployment benefits for up to 99 weeks for Americans left unemployed by the 2008 financial crisis. Expanded unemployment insurance: The bill would direct $2 billion to state unemployment insurance programs and waive measures like work search requirements or waiting weeks to those either diagnosed with Covid-19, or those who have lost their jobs due to the spread of the virus.
Expanding food security: The bill would direct $1 billion to expanding access to programs like SNAP, WIC and the emergency food assistance program throughout the coronavirus pandemic. Progressive economists have long believed that expanding existing safety net programs is a highly effective way of stimulating the economy because the low-income people who benefit from them are highly likely to immediately spend any extra money they get — helping stabilize economy-wide demand. The 2009 stimulus bill featured many provisions along these lines. Conservatives, who are critical of those programs in general, tend to be highly skeptical of putting more money into them. Mintcafe 发表于 3/14/2020 8:26:29 PM
我提醒大家一下，us median household income is 50k. 我相信大家都不认识什么average American. 大衣被禁 发表于 3/14/2020 10:23:10 PM [url=/showtopic.aspx?topicid=2518860&postid=83141024#83141024][img][/img][/url][/url]
我提醒大家一下，us median household income is 60k. 我相信大家都不认识什么average American. 大衣被禁 发表于 3/14/2020 10:23:10 PM [url=https://forums.huaren.us/showtopic.aspx?topicid=2518860&postid=83141024#83141024][img][/img][/url]
华人应该没事，比较爱存款。
如果这次让美国人也开始存款急用了，那消费信心会下降很多，股市应该会更不行了。
没错啊。
人家老美亲戚朋友都在美国，撑不下来，再怎么样，也能赏个饭钱活下去。
楼主呢。
但他们身边没有很多cash，我认识一个工资大都进了401k和投资账户，结婚的时候还贷了2万personal loan因为不想动投资账户，其实也是赚的，但中国人一般理解不了
说美国人不存钱是不存现金到银行。
人家都存在其它上面了。股市，房市，基金。
美国公民平均理财意识比厉害国人高几个等级。
人家资本市场发展多少年了。厉害国才几年。
这种美国人不存钱的调调现在还有人信，觉得美国人多穷似的。
人家比你富，操什么心啊。
我懂啊 可是房产401k都不能救急啊
401k是整个portfolio的一部分吧
https://www.cnn.com/2020/03/13/politics/coronavirus-relief-congress/index.html
House passes coronavirus relief bill after Trump announces his support
今天中午的press conference， Mnuchin也提到了和nancy pelosi即将达成协议
不错，很多百姓可以喘口气，其实这在华人政治不正确，这不就是大统领粉一直狂骂的🦞😂
你不出门了， 家门口的餐馆， 加油站， gym， 孩子课外教练这些小企业／私人的肯定要损失， 导致经济下滑， 那么大企业也就开始裁员可。。。。
不保证人人有sick days， 那么很多hourly的工作人员不能请假， 带病上班， 最终还是传染的大家，让疫情一直蔓延。。。
操心自己吧
美国人除了401k， 房产，还会有钱在其他投资账户上，如个人理财账户和Roth ira, 都会有股票，mutual funds, cash等随时可以变卖的应急资金。美国人放在银行的cash少，特别是现在interest rate so low...
政府已经说了会管了
那些小时工之类的，比如超市收银员，服务员，Uber drivers，基本上这次受到影响最大。而这批人，是花钱相对收入来说最厉害的人。华人一说普通人就拿top 10%来代表所有人
也不要忘记了old money 和heritage, 别人的父母是有遗产的，随便一个房子或地留给下一代，毕竟几代下来。中国人大多数是一穷二白来美国的。
人家是会哭的孩子有奶吃。 谁欠你钱了 你还说 好好好？
这不知道怎么来的，说的是400 for medical。美国人一年至少1，2万的收入，吃的用的那么便宜。怎么可能没钱。
我一分钱也没有for medical, 因为我一分钱也不想花在医疗上。
真的动乱到那一步了，中国也要断航了吧，转机机票可以被炒到1万刀一张，老中有钱
对于这些人来说 一两个月没收入 是致命的
这些人通常跟我们板上的人没什么交集 连我自己 进去这个公司之前很多也不知道 进了公司之后 很多的data一次次刷新了我对他们的认识 但是 不能否认 这些人人口基数还是很大的
这里还没提到还有很多lender比我们还要subprime 不敢想象他们的data看起来啥样的