父母在美国的，你们都买的什么保险，现在很担心

年纪大了感觉很不安全

70以上没有保险要保。特别现在我觉得70以下的也没有保险要保。送回国吧

70以上没有保险要保。特别现在我觉得70以下的也没有保险要保。送回国吧
xbox360 发表于 3/13/2020 11:58:51 PM

回国还得隔离

我刚在visitorscoverage上买了Patriot的，ID上显示是United network。 相关新冠policy他们网站的声明（不是100%确定能否履行），但相比裸奔让我心安太多了 https://www.visitorscoverage.com/blog/coronavirus-coverage-for-visitors-to-the-usa/

谢谢楼上！

我刚在visitorscoverage上买了Patriot的，ID上显示是United network。

相关新冠policy他们网站的声明（不是100%确定能否履行），但相比裸奔让我心安太多了

https://www.visitorscoverage.com/blog/coronavirus-coverage-for-visitors-to-the-usa/
evahepburn 发表于 3/14/2020 12:27:58 AM

Thanks for sharing!

mark 谢谢楼主

请问多少钱一个月？

我刚在visitorscoverage上买了Patriot的，ID上显示是United network。 相关新冠policy他们网站的声明（不是100%确定能否履行），但相比裸奔让我心安太多了 https://www.visitorscoverage.com/blog/coronavirus-coverage-for-visitors-to-the-usa/ evahepburn 发表于 3/14/2020 12:27:00 AM

看看大家的回答，来的时候买了美亚，没想到疫情爆发。正在想换保险

mark mark

谢谢楼主 国内能买的保险都是得先垫钱，感觉不靠谱，美国这边的保险一样的coverage价钱相差好多

谢谢mm，全篇都是may cover看的有点不踏实啊…

集中回答楼上问题 我买了最高保额的（800万USD/人），两个人一个月1000多刀。保得多让我心安些（生娃时候看账单明细吓到我了，所以如果需要呼吸机特殊病房什么的足以让我们小两口倾家荡产， 除非美国出台像中国一样全民染病免单）。 今天刚收到保险公司的邮件，对保险cover Covid-19 的可能性信心又增加了一些 （本来担心周五的declare state of emergency会让他们的承诺打折扣），贴出来供大家参考。 Dear Valued Member, As the circumstances surrounding the COVID-19 outbreak continue to escalate globally, we would like to remind you that our members’ health and safety is our number one priority. At IMG®, we have extensive experience working with governments and medical organizations to assist our members during serious medical situations, including all global health emergencies, since 1990. Throughout this outbreak and after, you can rely on IMG to be there for you during your travels. As new information and recommendations surrounding the coronavirus continue to emerge daily, we are experiencing a significant increase in the number of calls, emails, and inquiries to our Customer Care team. We appreciate your patience as we quickly work to address all inquiries and would like to remind you of the following capabilities we will continue to utilize during this time: Dedicated Customer Care team that is available 24/7 to assist you Self-service technology platforms as well as a dedicated Coronavirus Information page Chief Medical Officer on staff that is actively monitoring the outbreak Ability for IMG employees to work remotely, ensuring limited or no interruptions in service For information regarding COVID-19 and/or how your IMG benefits may be affected, please visit our dedicated resource page. -IMG®

我觉得探亲老人主要不是保险的问题，而是一旦美国医疗资源也挤兑什么病都看不了，所以我就送他们回国了

集中回答楼上问题

我买了最高保额的（800万USD/人），两个人一个月1000多刀。保得多让我心安些（生娃时候看账单明细吓到我了，所以如果需要呼吸机特殊病房什么的足以让我们小两口倾家荡产， 除非美国出台像中国一样全民染病免单）。

今天刚收到保险公司的邮件，对保险cover Covid-19 的可能性信心又增加了一些 （本来担心周五的declare state of emergency会让他们的承诺打折扣），贴出来供大家参考。

Dear Valued Member,

As the circumstances surrounding the COVID-19 outbreak continue to escalate globally, we would like to remind you that our members’ health and safety is our number one priority.

At IMG®, we have extensive experience working with governments and medical organizations to assist our members during serious medical situations, including all global health emergencies, since 1990. Throughout this outbreak and after, you can rely on IMG to be there for you during your travels.

As new information and recommendations surrounding the coronavirus continue to emerge daily, we are experiencing a significant increase in the number of calls, emails, and inquiries to our Customer Care team.

We appreciate your patience as we quickly work to address all inquiries and would like to remind you of the following capabilities we will continue to utilize during this time:
Dedicated Customer Care team that is available 24/7 to assist you
Self-service technology platforms as well as a dedicated Coronavirus Information page
Chief Medical Officer on staff that is actively monitoring the outbreak
Ability for IMG employees to work remotely, ensuring limited or no interruptions in service
For information regarding COVID-19 and/or how your IMG benefits may be affected, please visit our dedicated resource page.

-IMG®
evahepburn 发表于 3/14/2020 10:43:37 PM

这邮件空话连篇，到底这个保险碰到新冠费用怎么保？

我刚在visitorscoverage上买了Patriot的，ID上显示是United network。

相关新冠policy他们网站的声明（不是100%确定能否履行），但相比裸奔让我心安太多了

https://www.visitorscoverage.com/blog/coronavirus-coverage-for-visitors-to-the-usa/
evahepburn 发表于 3/14/2020 12:27:58 AM

谢谢

回复 15楼huarenmm_的帖子 我阿q的理解就是cover，因为网站上也列出过其它保险公司明确不包covid。具体copay，coinsurance，oop，existing condtion restriction 都应plan而异，操作跟公司保险类似

我刚在visitorscoverage上买了Patriot的，ID上显示是United network。

相关新冠policy他们网站的声明（不是100%确定能否履行），但相比裸奔让我心安太多了

https://www.visitorscoverage.com/blog/coronavirus-coverage-for-visitors-to-the-usa/
evahepburn 发表于 3/14/2020 12:27:58 AM

谢谢信息。我也买了。顺便分享一点心得，就是买最高的deductible(25k)。这样保费可以下降很多。因为需要用到保险的概率非常小，即使发生了这个deductible也是可控的风险。

记号 字数字数字数字数字数

70以上没有保险要保。特别现在我觉得70以下的也没有保险要保。送回国吧
xbox360 发表于 3/13/2020 11:58:51 PM

有的，就是贵。
visitor coverage上找找。
我给我父母买过。

有的，就是贵。
visitor coverage上找找。
我给我父母买过。

mylittle9 发表于 3/15/2020 3:03:22 AM

请问mm买的是哪个？明确写着cover了么？