Q. I haven’t worked long enough to qualify for Medicare. What are my options? A. [url=https://www.aarp.org/health/medicare-insurance/]Medicare[/url] is a big umbrella, covering several different aspects of health care. So strictly speaking, not having worked long enough to “qualify” means only that you can’t receive benefits for Medicare Part A (hospital insurance) without paying premiums for them. But you most likely qualify for Medicare Part B (which covers doctors’ services, outpatient care and medical equipment) and for Part D (prescription drug coverage) because these have nothing to do with how long you’ve worked.
Normally, you need to have earned about 40 “credits” or “quarters” by paying Social Security and Medicare payroll taxes while working — equal to about 10 years of work — in order to get Part A services without paying premiums. The premiums have already been covered by your payroll taxes. However, if you don't have enough credits you may qualify for premium-free Part A services on the work record of your spouse, provided that you are 65 or older and your spouse is at least 62. In some circumstances, you may qualify on the work record of a spouse who is dead or divorced. Following the overthrow of the Defense of Marriage Act, people in a same-sex marriage can also qualify on their spouse’s work record if they live in a state that accepts same-sex marriage or recognizes the laws of other states that do.
Otherwise, if you’re 65 or older, you can buy into Medicare by paying monthly premiums for Part A hospital insurance. You can also join Part B and pay the same premiums as other people. In both cases, you must be a U.S. citizen or a legal resident (green card holder) who has lived in the United States continuously for at least five years. The amount you pay for the Part A premium in 2014 is $234 a month (if you have 30 to 39 work credits) or $426 a month (if you have fewer than 30 work credits). These amounts usually change a little each year. If you continue working until you’ve earned 40 credits (about 10 years' work in total), you’ll no longer be required to pay Part A premiums.
If you buy Part A, you must also enroll in Part B. But you can enroll in Part B without having Part A. You can get Part D prescription drug coverage if you’re enrolled in Part A or Part B. To join a private [url=https://www.aarp.org/health/medicare-insurance/info-07-2008/ask_ms__medicare_12.html]Medicare Advantage plan[/url] or to buy [url=https://www.aarp.org/health/medicare-insurance/info-04-2009/ask_ms__medicare_q18.htm.html]Medigap supplemental insurance[/url], you must have Part A and Part B.
It’s important to know that if you don’t enroll in Part B when you’re supposed to, you risk having to pay a [url=https://www.aarp.org/health/medicare-insurance/info-05-2009/ask_ms_medicare_question_55.html]permanent late penalty[/url] when you finally sign up, even if you haven’t worked long enough to qualify for Part A without paying a premium for it. (Related article: “[url=https://www.aarp.org/health/medicare-insurance/info-04-2010/ms_medicare_can_you_be_penalized_for_not_enrolling.html]Can You Be Penalized for No[/url]
其实之前发信抱怨过,妈妈单身离异,一直打电话催促我给她办绿卡,她刚刚六十岁,从年轻就是个工作狂,想去尔湾月子会所工作,我不想她那么大岁数还继续工作,说可以给她办移民但是不要工作了,她不同意,她不想和我们住一起,怕寂寞,就是想去加州打工。她说她的一些朋友来了美国办避难去月子会所打工混得风生水起都不想回去了。反正每次打电话都是催促我让我赶紧入籍然后给她办绿卡去尔湾。所以想问问大家可行性如何:她计划一直工作直到工作不了为止,而且也表示会合法交税。但是想知道需要多少年退休后可以享受到比较好的福利。她的人脉都在加州,可能后面就想长期住在那里了。她国内没有自住房,一直和姥姥住在一起,国内存款有六万刀吧,国内月收入四千人民币。等到快七十了工作不了了申请medicare, 白卡和廉价住房可以吗?如果不符合申请条件,她考虑把国内钱转过来花完自付保险什么的再申请,但是貌似国内一起性把钱转过来好像不现实?
请教下大家的意见。谢谢。
不知道啊,我现在还在办公民。本来不想办公民的,绿卡马上十年了加上妈妈一直催,索性办了。月子会所是取缔不少,不过还是有啊,章子怡不是去尔湾生的吗?我妈表示工作时期不想申请福利
现在父母办绿卡不是一般才一年吗?七十岁差不多退休了,所以想问问如果七十退休时能申请什么福利。我在网上查了貌似白卡和免费住房需要存款不到2000刀,那个很难啊。她工作几年肯定存款超过那个数了,但是不工作了后估计自费医疗和住房会很困难,那些存款撑不了很久
做满十年缴税老了比较好吧 可以让她去加州 但是人家要她吗年纪不小了
那一代人家里都是兄弟姐妹一大堆的,只要共识就好。
我以前认识一个,请了七十的老奶奶在家就做饭,包吃住 不干家务,一个月六七百。 我觉得只要你妈妈身体好,肯定找得到工作 看了看你妈妈的确没啥钱存款 你帮她办让她自己攒点钱吧 我要是以后只需要做饭,有年纪大有公民身份老太太在,我觉得几百块做饭挺便宜的。反正家里房子又多
这种的真的很多。很多学龄儿童家里有妈妈推娃,请个700的做饭的老太太很常见,就是动作慢点,早点开始做到点能吃上就行了。
不然一家人忙忙碌碌每周3-4次外卖一周都要200多了还吃得不好。
所以不带钱你们会说她吃福利;带钱了就是不养老;留在国内养老自己老了又要啃楼主。
不然还能做滴?
反正键盘侠怎么都不满意,你不如问问她们到底要怎么样才满意吧。
我有个师兄的妈妈也是这样
键盘侠要go back才能符合川统的maga大业
美国不是一半人都不交税嘛。如果合乎税法,有什么问题?
Normally, you need to have earned about 40 “credits” or “quarters” by paying Social Security and Medicare payroll taxes while working — equal to about 10 years of work — in order to get Part A services without paying premiums. The premiums have already been covered by your payroll taxes.
However, if you don't have enough credits you may qualify for premium-free Part A services on the work record of your spouse, provided that you are 65 or older and your spouse is at least 62. In some circumstances, you may qualify on the work record of a spouse who is dead or divorced. Following the overthrow of the Defense of Marriage Act, people in a same-sex marriage can also qualify on their spouse’s work record if they live in a state that accepts same-sex marriage or recognizes the laws of other states that do.
Otherwise, if you’re 65 or older, you can buy into Medicare by paying monthly premiums for Part A hospital insurance. You can also join Part B and pay the same premiums as other people. In both cases, you must be a U.S. citizen or a legal resident (green card holder) who has lived in the United States continuously for at least five years. The amount you pay for the Part A premium in 2014 is $234 a month (if you have 30 to 39 work credits) or $426 a month (if you have fewer than 30 work credits). These amounts usually change a little each year. If you continue working until you’ve earned 40 credits (about 10 years' work in total), you’ll no longer be required to pay Part A premiums.
If you buy Part A, you must also enroll in Part B. But you can enroll in Part B without having Part A. You can get Part D prescription drug coverage if you’re enrolled in Part A or Part B. To join a private [url=https://www.aarp.org/health/medicare-insurance/info-07-2008/ask_ms__medicare_12.html]Medicare Advantage plan[/url] or to buy [url=https://www.aarp.org/health/medicare-insurance/info-04-2009/ask_ms__medicare_q18.htm.html]Medigap supplemental insurance[/url], you must have Part A and Part B.
It’s important to know that if you don’t enroll in Part B when you’re supposed to, you risk having to pay a [url=https://www.aarp.org/health/medicare-insurance/info-05-2009/ask_ms_medicare_question_55.html]permanent late penalty[/url] when you finally sign up, even if you haven’t worked long enough to qualify for Part A without paying a premium for it. (Related article: “[url=https://www.aarp.org/health/medicare-insurance/info-04-2010/ms_medicare_can_you_be_penalized_for_not_enrolling.html]Can You Be Penalized for No[/url]
我记得之前看网上有人这么做最后申请medicare悲剧说是欺诈的,看雇主是自己孩子不合法的啊
那就给别人家做保姆呀?你妈看起来又能干身体又好,做保姆说不定能干好些年。
这是个好问题。不知在哪可以查到那个月子会所有没有经营许可。如果没有税号收现金就直接报税收了多少现金可以吗?