Lawful Permanent Residents and Obama Care A lawful permanent resident - a green card holder - may qualify for affordable health insurance from the federal or state healthcare marketplace, or through a healthcare exchange program in their resident state. The eligibility, cost and other details depend on several factors including: age, income, state of residence, number of dependents, and geographical area. The good news is that pre-existing medical conditions, or current health conditions, cannot cause an applicant to be denied health coverage. Pre-existing medical conditions are now covered and treated as any other medical condition.
Q.Am I eligible for Medicare or any other Government insurance plans? If you are a Green card holder and worked in the US for 40 quarters, you are eligible for Medicare. If you are a Green card holder and have established permanent residency in the US for 5 years, you can purchase the Medicare from the government, with a monthly premium, even if you have not worked in the US. You can find more information on Medicare Eligibility here: Medicare vs Medicaid Q. I have sponsored green card to my parents, who lives with me; am I responsible for their medical bills ? You may be responsible to pay their medical bills. During the Green Card sponsorship, you might have been required to sign an affidavit (such as USCIS Form I-864) with the oath that you would be responsible for their medical expenses. Also, many hospital and medical service provider may insist you to sign a letter of "Guarantor" before providing any medical services for the patient. So if you are guarantor, you may be responsible for the bills.
Check with your legal advisor to get more specific information about your liabilities towards the immigrants you have sponsored.
Q.Am I eligible for Medicare or any other Government insurance plans? If you are a Green card holder and worked in the US for 40 quarters, you are eligible for Medicare. If you are a Green card holder and have established permanent residency in the US for 5 years, you can purchase the Medicare from the government, with a monthly premium, even if you have not worked in the US. You can find more information on Medicare Eligibility here: Medicare vs Medicaid Q. I have sponsored green card to my parents, who lives with me; am I responsible for their medical bills ? You may be responsible to pay their medical bills. During the Green Card sponsorship, you might have been required to sign an affidavit (such as USCIS Form I-864) with the oath that you would be responsible for their medical expenses. Also, many hospital and medical service provider may insist you to sign a letter of "Guarantor" before providing any medical services for the patient. So if you are guarantor, you may be responsible for the bills.
Check with your legal advisor to get more specific information about your liabilities towards the immigrants you have sponsored.
正在给 父母办绿卡,下一步就是买保险了。买过的能否告知一下,obamacare多少钱一个月,一个人?不好意思,纯粹好奇。自己以后也会去dept. of health问询的。 bookli 发表于 12/16/2019 7:19:20 PM
有钱的州可以办medi-cal,比方加州,属于州政府给低收入的补贴,父母在美国资产不能超过2000美元,资产是除自住房和第一部汽车以外的资产。 这个premium都是free的,看病没copay 没coinsurance, 但是接受的门诊医生都不怎么好的诊所。 08care是自己付premium 的insurance,拿绿卡的人也能买,分几种plan,一般300多一个月,根据你的收入来,这种ibsurance接受的诊所多些,但你看病有copay and coinsurance 另外, department of health 不管这种事情的,你要去问的是state department of social service的local office.
Medicare是联邦一级的医疗保险,你如果没有40个点,照样可以自费买medicare的,住院部分plan A 400多块一个月, plan b观看门诊的,100多一个月,plan D 管药的premium 不详。你完全可以自负premium.在共产州,只要你资产不足2000,州里帮你付了plan b和plan d的premium. 住院的话用medi-cal 的insurance,比方加州,所以都cover了。无论自费还是政府cover,在加州是绿卡,65岁就可以了。
有钱的州可以办medi-cal,比方加州,属于州政府给低收入的补贴,父母在美国资产不能超过2000美元,资产是除自住房和第一部汽车以外的资产。 这个premium都是free的,看病没copay 没coinsurance, 但是接受的门诊医生都不怎么好的诊所。 08care是自己付premium 的insurance,拿绿卡的人也能买,分几种plan,一般300多一个月,根据你的收入来,这种ibsurance接受的诊所多些,但你看病有copay and coinsurance 另外, department of health 不管这种事情的,你要去问的是state department of social service的local office.
Medicare是联邦一级的医疗保险,你如果没有40个点,照样可以自费买medicare的,住院部分plan A 400多块一个月, plan b观看门诊的,100多一个月,plan D 管药的premium 不详。你完全可以自负premium.在共产州,只要你资产不足2000,州里帮你付了plan b和plan d的premium. 住院的话用medi-cal 的insurance,比方加州,所以都cover了。无论自费还是政府cover,在加州是绿卡,65岁就可以了。
有钱的州可以办medi-cal,比方加州,属于州政府给低收入的补贴,父母在美国资产不能超过2000美元,资产是除自住房和第一部汽车以外的资产。 这个premium都是free的,看病没copay 没coinsurance, 但是接受的门诊医生都不怎么好的诊所。 08care是自己付premium 的insurance,拿绿卡的人也能买,分几种plan,一般300多一个月,根据你的收入来,这种ibsurance接受的诊所多些,但你看病有copay and coinsurance 另外, department of health 不管这种事情的,你要去问的是state department of social service的local office.
对的,而且只是plan a也就是住院的保险。看门诊plan b两个人就是300. plan d 不详。 而且plan a 只cover 住院的80%,有20%的coinsurance. 很多人再买一个private insurance ,可以把住院部分的那20%也cover掉。 加七加八的像前面说的1400两个人一个月完全可能。
Q.Am I eligible for Medicare or any other Government insurance plans? If you are a Green card holder and worked in the US for 40 quarters, you are eligible for Medicare. If you are a Green card holder and have established permanent residency in the US for 5 years, you can purchase the Medicare from the government, with a monthly premium, even if you have not worked in the US. You can find more information on Medicare Eligibility here: Medicare vs Medicaid Q. I have sponsored green card to my parents, who lives with me; am I responsible for their medical bills ? You may be responsible to pay their medical bills. During the Green Card sponsorship, you might have been required to sign an affidavit (such as USCIS Form I-864) with the oath that you would be responsible for their medical expenses. Also, many hospital and medical service provider may insist you to sign a letter of "Guarantor" before providing any medical services for the patient. So if you are guarantor, you may be responsible for the bills.
Check with your legal advisor to get more specific information about your liabilities towards the immigrants you have sponsored.
有知道的jm们分享一下, 谢谢
这个好像是对的,老人移民过来不管多少年也没资格的
谢谢, 在Wisconsin。我帮忙查了一些文件, 好像是可以买Obama care。
https://www.visitorscoverage.com/obamacare-for-green-card-holders/
好像还有一个option就是孩子可以把父母在报税的时候列为dependent, 只要父母年收入少于3700美金。
Lawful Permanent Residents and Obama Care A lawful permanent resident - a green card holder - may qualify for affordable health insurance from the federal or state healthcare marketplace, or through a healthcare exchange program in their resident state. The eligibility, cost and other details depend on several factors including: age, income, state of residence, number of dependents, and geographical area. The good news is that pre-existing medical conditions, or current health conditions, cannot cause an applicant to be denied health coverage. Pre-existing medical conditions are now covered and treated as any other medical condition.
真的吗, 是看网上说的, 还是身边有这样的案例?
我看网上说medicaid 是给low income 的, 不是no income。
If you are a Green card holder and worked in the US for 40 quarters, you are eligible for Medicare. If you are a Green card holder and have established permanent residency in the US for 5 years, you can purchase the Medicare from the government, with a monthly premium, even if you have not worked in the US.
You can find more information on Medicare Eligibility here: Medicare vs Medicaid
Q. I have sponsored green card to my parents, who lives with me; am I responsible for their medical bills ?
You may be responsible to pay their medical bills. During the Green Card sponsorship, you might have been required to sign an affidavit (such as USCIS Form I-864) with the oath that you would be responsible for their medical expenses. Also, many hospital and medical service provider may insist you to sign a letter of "Guarantor" before providing any medical services for the patient. So if you are guarantor, you may be responsible for the bills.
Check with your legal advisor to get more specific information about your liabilities towards the immigrants you have sponsored.
我身边有两对这样滴跟子女移民滴老人都是买的奥巴马
哦, 好的, 谢谢你了。
我转告朋友一下。 希望没有5年的限制。。
65岁以上就没有obamacare了,如果不在共产州,就只能在美国5年后自付premium买medicare。我刚研究过,拿走不谢。
65岁以上就没有obamacare了,没有这个说法。我身边好多老人(大于65岁)都是买的obamacare。
真是不知道为什么一直有人说65以上不能买,提供obamacare的州,网上可能不行,直接电话问health department就是了。拿到绿卡第一件事情办SSN,第二件事情买保险,一两个星期都可以办好
你说的和我朋友说的一样。。。 5年以后可以买medicare。好像有联邦的医保, 也有state的
https://www.healthcare.gov/
https://www.obamacare-plans.org/?id=423901&pc=Excel%20Impact&ch=Health%20(HealthPlanRate.com)%20-%20Tier%201%20FAS%20(Premium%3A%20Google%2C%20Bing)
这位同学说的对。不知道的同学照着做吧。趁年底赶紧买,11月开始注册明年的。不知道现在还来得及不。
re.
如果超过五年,必须申请Medicare,否则会被罚款
费用都是看家庭收入,如果自己搞不明白,找个保险代理办
忘了这茬了,deadline昨天还是今天,2020的保险来不及了。父母买obamacare很便宜,可以买保险不买的,都是有钱人哪
当然可以买。
应该是12月15号的, 有grace period吗? 唉, 很多时候总觉得不会有事, 谁知道等有事的时候已经来不及了。。
他们当时就是被中介告诉说不能买, 想着等绿卡5年了再买, 谁知道人有旦夕祸福。。。
就不能打个电话问问当地health department吗?健康年轻人没保险还可以寄希望不会有事,65以上的老年人难道不是需要经常看看医生的吗
但是按照medicaid 低收入福利这个 国内退休也就一千多美刀, 好像都可以medicaid?
有收入要求。而且要报税。有绿卡可以买。没有年龄要求。
没有收入要求吧。没有收入一直在买啊
能说一下多少钱吗?
要工作才可以申请medicare
这个正解。
Re! 收入要过当地州的一个线,网上都有写的,每个州都不一样,一定要有收入证明和交税证明。
搬到加州纽约就行啦,吃福利。
你们这些说可以买的过了65岁吗?没有就不要胡说了。
应该有收入要求
你这个误导人了,Obamacare 是给没其他医保的人自己买的保险,如果收入低,保费政府有补贴,收入到一定数目就没了,所以很多人保费要上千.
共产州没工作过的,满65岁,有绿卡,也可以办medicare,刚给我妈办好,自己不用付钱。之前一直用Medicaid 的
没有后果,就是不能看病,除非你自费看病
有钱的州可以办medi-cal,比方加州,属于州政府给低收入的补贴,父母在美国资产不能超过2000美元,资产是除自住房和第一部汽车以外的资产。 这个premium都是free的,看病没copay 没coinsurance, 但是接受的门诊医生都不怎么好的诊所。 08care是自己付premium 的insurance,拿绿卡的人也能买,分几种plan,一般300多一个月,根据你的收入来,这种ibsurance接受的诊所多些,但你看病有copay and coinsurance
另外, department of health 不管这种事情的,你要去问的是state department of social service的local office.
对的08care本身不是福利,只是一个insurance.只不过共产州给你一个福利,你是没收入的人,州里帮你把买o8care 的 premium给付掉了,你直接有保险了。食物券是真正的州一级的福利。
有身边案例 很多
买过
马克,父母保险。
请问这个自费400多一个人是一位老人的费用对吗,那老两口靠900刀
老两口900刀一个月算便宜的,我记得之前有人说premium一个人一个月1400?
☆ 发自 iPhone 华人一网 1.14.05
可能1400包括了planb&d ---发自Huaren 官方 iOS APP
罚款?
共产州,65以上低收入的话,part b 免费,part A 可以申请由白卡支付保险费,
这个在美国资产是啥意思? 中国的房子退休金存款可以不算?
最近一个朋友的父母出了点车祸, 费用挺吓人的, 我们就问他有没有给父母买医保, 他说当时要买,可是卖保险的说, 父母必须有5年的绿卡才可以买medicare, 他父母已经65岁以上了, 国内退休的。
有知道的jm们分享一下, 谢谢
对的,而且只是plan a也就是住院的保险。看门诊plan b两个人就是300. plan d 不详。 而且plan a 只cover 住院的80%,有20%的coinsurance. 很多人再买一个private insurance ,可以把住院部分的那20%也cover掉。 加七加八的像前面说的1400两个人一个月完全可能。
中国的资产和收入理论上美国人没这个精力帮你去查的。当然你申请的时候要如实上报也没人救得了你。
没实施因为还没拿到绿卡
Mark
☆ 发自 iPhone 华人一网 1.14.05
非常有用的信息,谢谢
之前报了dependent,再改还来得及吗?不过单独报,她也没有收入啊,那么就不报了?
obamacare就像一个保险中介,提供不同保险公司的不同保险产品,比如我们州,有1,BCBS的bronze和silver,其中bronze又有几种不同coverage的plan,silver又有几种不同coverage的plan,还有2,Kaiser的几种plan。plan的原价和保险公司、保险范围、保险金额有关,每个月几百到两三千不等,比如kaiser的保险肯定比BCBS的便宜,最便宜的一个月几百块,BCBS的PPO最贵。你最后支付的价格,和你能拿到多少premium subsidy有关,也就是你的收入,收入低的subsidy就高,收入高的没有,最后每月支付价格可能是0,可能是原价
那还不如中国的医保
美国是全球征税的,中国的资产退休金存款理论上都算的
不一定,看州。麻州绿卡不到五年,可以办medicaid (叫mass health),包很多项目。印第安纳州绿卡不到五年的Medicaid包急诊。