huaren大妈不懂吧,说3米净资产是不能包括自住房和401K的

楼主 (北美华人网)
自住房又不能卖,多少钱都不会影响你当下的生活。401K不到退休不能拿。这两个都不能算净资产。
回复 1楼先的帖子

更重要的,自住房和401K都要算扣税。比如你401K账户当前1M,还要扣35%的税率才是你的净资产。
回复 2楼先的帖子

银行账户上有3米,这个算合格吗?
M
MiniCorset
你说的
有个term
叫 investable liquid assets
h
huaren_ID
楼主不懂还装懂。。。

净资产英文叫什么?是不是叫net worth?我帮你查个字典。

For individuals, net worth or wealth refers to an individual's net economic position, the value of the individual's assets minus liabilities. Examples of assets that an individual would factor into their net worth include retirement accounts, other investments, home(s), and vehicles. Liabilities include both secured debt (such as a home mortgage) and unsecured debt (such as consumer debt or personal loans). Typically intangible assets such as educational degrees are not factored into net worth, even though such assets positively contribute to one's overall financial position.
楼主不懂还装懂。。。

净资产英文叫什么?是不是叫net worth?我帮你查个字典。

For individuals, net worth or wealth refers to an individual's net economic position, the value of the individual's assets minus liabilities. Examples of assets that an individual would factor into their net worth include retirement accounts, other investments, home(s), and vehicles. Liabilities include both secured debt (such as a home mortgage) and unsecured debt (such as consumer debt or personal loans). Typically intangible assets such as educational degrees are not factored into net worth, even though such assets positively contribute to one's overall financial position.
huaren_ID 发表于 11/23/2019 8:26:55 PM


我觉得net assert肯定不能算税前401K,因为还没缴税


我觉得net assert肯定不能算税前401K,因为还没缴税

把 发表于 11/23/2019 8:46:27 PM