退休金支取

J
Joes2015
楼主 (北美华人网)
单位允许56岁以上的提前退休,正好看了一下细节,发现退休金基本上有这几种支取方法,不太看得懂,有明白的能说说嘛?


For Annuitant’s Life Only
Life with 60 Payments Guaranteed
Life with 180 Payments Guaranteed


75% Continued to Your Named Survivor
100% Continued to Your Named Survivor
Reduced 25% on Death of Annuitant or Death of Your Named Survivor
100% Continued to Your Named Survivor with 180 Payments Guaranteed

有的是要5年取完,有的15年,哪种可以一下子都支取的?一下子支取有什么坏处?我也不会乱花。
G
Gr4ce
一下子支取的话,光是交税就够你头疼了