The median income for those earning $1 or more in 2022 was $40,480, while the mean income was $59,430. The distribution of income is as follows: Less than $25,000: 32.33% $25,000 to $50,000: 26.19% $50,000 to $75,000: 17.51% $75,000 to $100,000: 8.92% More than $100,000: 15.05%
Chatgpt answer: With $5 million in assets, your friends have a much stronger financial base to support their move and potential retirement in the U.S., specifically in high-cost areas like Los Angeles or New York City. Here’s how this changes their situation: 1. Housing: With $5 million, buying a home in a desirable area of either city becomes feasible. This can significantly reduce their monthly expenses since they won’t need to pay rent. 2. Living Expenses: This level of assets provides a more comfortable buffer for daily expenses, travel, leisure, and unexpected costs. They should be able to maintain a higher standard of living. 3. Healthcare: While healthcare in the U.S. remains expensive, having substantial savings can alleviate the burden of medical costs, especially if they invest in a good health insurance plan. 4. Income and Investments: With $5 million, the couple has the option to invest a portion of their capital to generate ongoing income. This can include dividends from stocks, rental income from real estate, or interest from bonds. 5. Financial Security: They should be more financially secure and might not need to work unless they choose to stay active professionally. Working part-time or consulting could be options if they enjoy their careers. 6. Estate and Tax Planning: At this asset level, it’s important for them to engage with financial advisors and tax professionals to manage their wealth efficiently, minimize tax liabilities, and plan their estate. With these assets, your friends are in a good position to relocate to either Los Angeles or New York without the immediate necessity of employment, provided they manage their finances wisely. Planning with a financial advisor would still be advisable to ensure the sustainability of their lifestyle and to explore the best investment strategies.
flyingforce 发表于 2024-05-16 23:47 Chatgpt answer: With $5 million in assets, your friends have a much stronger financial base to support their move and potential retirement in the U.S., specifically in high-cost areas like Los Angeles or New York City. Here’s how this changes their situation: 1. Housing: With $5 million, buying a home in a desirable area of either city becomes feasible. This can significantly reduce their monthly expenses since they won’t need to pay rent. 2. Living Expenses: This level of assets provides a more comfortable buffer for daily expenses, travel, leisure, and unexpected costs. They should be able to maintain a higher standard of living. 3. Healthcare: While healthcare in the U.S. remains expensive, having substantial savings can alleviate the burden of medical costs, especially if they invest in a good health insurance plan. 4. Income and Investments: With $5 million, the couple has the option to invest a portion of their capital to generate ongoing income. This can include dividends from stocks, rental income from real estate, or interest from bonds. 5. Financial Security: They should be more financially secure and might not need to work unless they choose to stay active professionally. Working part-time or consulting could be options if they enjoy their careers. 6. Estate and Tax Planning: At this asset level, it’s important for them to engage with financial advisors and tax professionals to manage their wealth efficiently, minimize tax liabilities, and plan their estate. With these assets, your friends are in a good position to relocate to either Los Angeles or New York without the immediate necessity of employment, provided they manage their finances wisely. Planning with a financial advisor would still be advisable to ensure the sustainability of their lifestyle and to explore the best investment strategies.
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资产情况，国内房子等资产卖了大概能折合500w美元，不知道在美国洛杉矶或纽约能不能过上退休生活？是不是还要重新找工作打工？谢谢！
🔥 最新回帖
是不用住半年的
如果以贪官二代们的标准是不够的, 也不会有人上人的生活，只有中国能实现人上人，来了觉得老委屈了。
如果就是想过一个普通人的生活，正常的投资，正常消费，独立的生活。 500w木有问题。为啥而来自己想清楚。
🛋️ 沙发板凳
LA的话不要求学区房。不要住最好的区。买一个经济适用自住大概一百多万。再买三个小一点的投资房 2百万。一百万进股市。剩下几十万cd。 唯一问题是医保
如果去什么OR 亚利桑那之类的感觉够了。或者加州内陆便宜地方
能
谢谢，没工作买医保需要花很多钱吗？
这贴的信息根本就是虚假的 估计是lz自己在那胡思乱想要移民 或者是什么移民中介问了回头忽悠客户 理他作甚
没收入不是正好低价享受obama care吗😂
看到楼主帖子就想到同样的问题😁很早拿到绿卡不用常住美国还能维持，如何做到的？
每年出差旅游来美国几趟跑卡，完全可以保留啊
投资移民
跟美华贫困线一样的普通 😂
人傻钱多，没办法，哈哈
对呀，完全没问题，反正比我有钱。想找个一般的工作也没有问题，哪有可能不够？无论存银行吃利息还是买房投资出租都有被动收入。
确实。不过肯定会层次滑落。不可能过国内的“普通”日子。按照美国普通人40万房子，中等学区，没保姆阿姨，开个corola可以的
去高房价地区，如果目前美国没房，也不工作……心大的可以退休，但不敢的人肯定不少。别和已经在美国定居的还在工作的总资产5米的网友比，人家至少60多岁退休后，还可以拿一个月几千刀的社保退休金，不是完全坐吃山空那种。
一个月要2000+
完全不工作的好像不能便宜买
一年利息5%可没有保障
能不能得看他们的消费习惯。 不知道这个没办法建议，没人知道。 如果你要全款买个三百万的房子, 雇人管理，房税，医疗保险，车, 日常生活, 得二十万，你这五百万也撑不了几年。
要我，先转钱出来，玉米地买好十套房子出租，拿了租金就西班牙葡萄牙，南美，亚洲到处玩，玩个几年看看喜欢哪个国家再定居。
明摆着的，囤房的一线土著
常年钱放在银行里的表示，之前十几年都是2%，after taxes, probably 1/4 needs to go to Obamacare, and another half goes to rent.
有些奇怪，这段话还有这么多点赞的。就一点，有绿卡在长年国内工作的有的是啊，每半年回美国一次，呆一两周就回去，没听说过谁有问题
不得大病的话应该够了
完全可以·，只有有收入，不需要W2收入。5百万光利息就够了。
估计悬，我算着得15m左右才够，不考虑投资回报的话。当然，5m得投资回报可以很可观，有10%回报的话，可能就够了（可能只有一半可以拿来投资）。当然，是投资都有风险。
如果要求生活品质不精致，这种在北京都能躺着挺舒服了。
外企，有这个政策，转钱出来走香港
一看就是外行话。卡是跑不住的。只是出差旅游保不住绿卡，要自少待满6个月。
为小孩，和将来小孩的后代离开中国的。 逃离没有法律可言的 “无产阶级专政”。 5 Million 美金在美国过退休的日子应该没问题。大部分人在美国工作一辈子也没有这些钱。 最主要的是要把国内的钱尽快变现，找办法转出来。
不能，请继续工作到死。或者工作到5000w，whichever comes first
那每年也要住满超过一半的时间，这半年都住哪里呢？这么容易给出差的外企弄个外派
开个豪车也够了。
1架小型16座的飞机要1000万,你细品
开个Uber，doordash。
不用待6个月。
犀利，一说很早就办了绿卡就知道不靠谱，以为绿卡跟国内户口似的，办了就没事了
“办了”不等于“拿到了”。现在EB1的排期都很长。
足够了！钱一分都不需要。全部给孩子。过来后，可以联系我。我知道你们领福利，拿白卡。美国全包的。一分钱都不需要
砖家
嗯，刚问了一下他们这个问题，他们是12年办的EB5投资移民，2年前拿的绿卡，现在每半年入境美国一次就可以保留绿卡，去关岛也行。
不够 吧 过来找死
同样，美国有个五百万，年收入税后三十万，想五十岁去北京上海退休的，要美国生活有的好处都有，也不够。
1. Housing: With $5 million, buying a home in a desirable area of either city becomes feasible. This can significantly reduce their monthly expenses since they won’t need to pay rent. 2. Living Expenses: This level of assets provides a more comfortable buffer for daily expenses, travel, leisure, and unexpected costs. They should be able to maintain a higher standard of living. 3. Healthcare: While healthcare in the U.S. remains expensive, having substantial savings can alleviate the burden of medical costs, especially if they invest in a good health insurance plan. 4. Income and Investments: With $5 million, the couple has the option to invest a portion of their capital to generate ongoing income. This can include dividends from stocks, rental income from real estate, or interest from bonds. 5. Financial Security: They should be more financially secure and might not need to work unless they choose to stay active professionally. Working part-time or consulting could be options if they enjoy their careers. 6. Estate and Tax Planning: At this asset level, it’s important for them to engage with financial advisors and tax professionals to manage their wealth efficiently, minimize tax liabilities, and plan their estate.
With these assets, your friends are in a good position to relocate to either Los Angeles or New York without the immediate necessity of employment, provided they manage their finances wisely. Planning with a financial advisor would still be advisable to ensure the sustainability of their lifestyle and to explore the best investment strategies.
500w至少要打个8折才出得来吧。
这里医疗太贵这个钱在国内退休可以过比较好的日子。不过真的过普通老百姓日子肯定够退休啊，美国普通老百姓说不定一辈子也攒不到一百万美金难道就不退休了吗😂，无非就是老百姓的日子他们愿不愿意过。但是要我我不会选美国，美国赚的钱在美国外花才更爽
移民不是可以一次性转自己海外资产吗？和平时持续不断转钱不一样的政策呀
理论上是，实际上不是，LA那边一堆跑卡的一年入境两次，每次2周。
12年办的EB5，N年前就应该拿到绿卡了。我有同学办的晚点，疫情前早就全家搬过来了。
Thanks. This is the most valuable answers. Will transfer to them.
是有这个政策，但是从来没听过谁用这条把钱成功转出来的。据说要盖几十个章才能转钱。 如果你或者朋友成功了，记得上来update一下，我也想知道最新消息。
好奇哪里提到很早拿到绿卡？
国内北上广多少房子一套2000万