Husband and wife should always jointly own brokerage accounts,
unless you have specific considerations which may deter you to do so.
If your wife's name is not on a brokerage account, she won't be able to take over the assets in the account, assuming something happens to you and no will has been made. In theory, the state will seize the account, and distribute the assets in accordance with state's probate proceedings. The entire process may be lengthy even though your wife is entitled to all the assets in the account.
如果老婆是家庭主妇，没有收人。
如果老公不同意，你怎么办？孩子10多岁
谢谢
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有没有谁是H1b自己办绿卡成功的呢？我需要做labor certificate，那个kit里面的信息表格都挺全的。我听说办绿卡不一定要请律师，也不知道这种说法对H1b身份需要做labor certificate的人来说是否对。员绝对是可以自己办的。朋友们能不能把经验建议分享一下？
unless you have specific considerations which may deter you to do so.
If your wife's name is not on a brokerage account, she won't be able to take over the assets in the account, assuming something happens to you and no will has been made. In theory, the state will seize the account, and distribute the assets in accordance with state's probate proceedings. The entire process may be lengthy even though your wife is entitled to all the assets in the account.
我有朋友就是这样，离婚一分钱拿不到，自己把女儿养大了。不过算福气，不和烂人又牵扯。
配偶孩子是受益人。就算离婚也是结婚时间够长可以分割退休账户。比如加州是10年
如果在community property state，婚后买的都是共同财产，401k 配偶是法定第一继续人，股票也是共同财产，不管你名字是否在账户上。
我家股票户头都是我一个人的。
如果他亏了他一定怪你，怪你害他不顺利
死他前头。
我知道打麻将赢钱的最烦人家问他要钱，觉得会带去坏运气，不知道你老公会不会这样想哟
401 是公司对雇员的，不能加别人的名字。
你可以自己开一个IRA账号，用老公税后收入。
这个钱不能免税，用老公的税后收入。
以前有个女网友来这里说，她和老公收入都很高，老公管家里的经济账，不给她和孩子花钱，她买点稍贵的东西，她老公就大怒，歇斯底里地朝她发火。她老公那样的老美不是个例。
好孩子，厉害！！！
No requirement states that it must be your spouse.