Equalizing the tax benefits of defined contribution plans. The current tax benefits for retirement savings are based on the concept of deferral, whereby savers get to exclude their retirement contributions from tax, see their savings grow tax free, and then pay taxes when they withdraw money from their account. This system provides upper-income families with a much stronger tax break for saving and a limited benefit for middle-class and other workers with lower earnings. The Biden Plan will equalize benefits across the income scale, so that low- and middle-income workers will also get a tax break when they put money away for retirement
还有
Under Biden’s plan, almost all workers without a pension or 401(k)-type plan will have access to an “automatic 401(k),” which provides the opportunity to easily save for retirement at work – putting millions of middle-class families in the path to a secure retirement
https://bbs.wenxuecity.com/rdzn/4505306.html
拜登竞选无望,出次极端政策。所以中产必须投川普了。
但会分裂。美国实在太divided,已经united无望
显然的。
知道选谁了吧
都是中产,喝汤大家都有一份。都差不多(真正有钱人也低调,从来不喊我是elite). 这样天下太平。
现在底层太多了,日子也不好过。顶层的太贪,财富越来越多。所谓贫富悬殊的社会形成了。以后当然是底层人多势众。有得好闹了。
拜登是要分别人的钱,trump才是要给穷人工作。
virus的帐不该全算在trump身上
人民啥时候听trump的了?和清洁剂死了几个?
是民主党的州长把新冠病人塞进老人院好不好?
号召大家去就餐去坐地铁,并扬言新冠不碍大事。
不知道又害了多少人被傳了
这virus跟他无关,是民主党的问题,知道有病毒还蛊惑人游行抗议,民主党置民众安慰于病毒之中,这是神马担当?他们不配当总统。。。
把感染過的老人家放回去 別告訴我你不知道這件事
参赛选手和观众加起来估计有4万人。
我还真去好好读了,结论就是:民主党是理想主义者,这个确实没错的。这个就是Forbes文章的评论也是:“Biden’s proposal sounds, well, fair enough. But what would happen, in practice?”。
在practice上,Forbes的延伸是基于The Urban Institute proposal。。。没有说取消401K,而是401K主要benefit中高层收入(uppermiddle class,真正的高层相对来说无所谓。)。中低层的因为没钱可存,所以,这个tax的benefit享受不到。如何让这个401K的tax benefit让中低层,甚至低层也享受到,这是白灯想解决的。。。
Forbes的推测的几个可行性方案没有取消一次。但饼就这么大,如何分配确实是问题。某些人受损某些人得益,肯定的。华人里,尤其第一代移民里,中高层收入多一些,牺牲一些利益应该是可以预见的。。。但更大的picture就是贫富越来越大,还是拉平一些,对社会那种更好。。。
一到选举,这种往极端方向推测对手的伎俩就多。哈哈,我会学着客观分析。。。
把我的contribution和答应我的match-up还给我。。。
Equalizing the tax benefits of defined contribution plans. The current tax benefits for retirement savings are based on the concept of deferral, whereby savers get to exclude their retirement contributions from tax, see their savings grow tax free, and then pay taxes when they withdraw money from their account. This system provides upper-income families with a much stronger tax break for saving and a limited benefit for middle-class and other workers with lower earnings. The Biden Plan will equalize benefits across the income scale, so that low- and middle-income workers will also get a tax break when they put money away for retirement
还有
Under Biden’s plan, almost all workers without a pension or 401(k)-type plan will have access to an “automatic 401(k),” which provides the opportunity to easily save for retirement at work – putting millions of middle-class families in the path to a secure retirement
阴险无能到如此地步还不让位?同意你让他们让位?你在等绿卡哈。
就是middle啊,是最struggle的,钱是一分分的血汗钱。凭什么分?穷人怎么了?看病吃饭上学不要钱,退休还要过好生活,这叫公平?
公平是什么呢?贫穷成了privilege。
LOL
而是饼是谁的问题。
401K和SS是两个完全不同的东东。
SS搞平均俺基本赞同(搞成UBI最好,大家都不交但都拿一样多),但俺的饼俺不会吐处来的。
CNN Yahoo 的新闻都有这种功能哈。好好享受吧。LOL
民主党的“杀富济贫”,要看的是什么人算“富”。大多数人中上产其实不在这个富的范围内。。。不信你去在那个website算算,top 1%(10%)的收入是多少,top 1%(0%)的资产是多少。。。我勉强能进top 20%。
肯定有人会“牺牲”一些的,不然社会贫富越来越大,也就没有安稳社会了。
你不需要,就算贡献了。。。LOL。。。
可这个SS受的钱,从投资的角度看,可不合算啊。。。对美分工资都交SS的人(估计占了80%的人口),这SS可不是一个好东西。。。我申明,我没交SS tax。
两个CS毕业的couple,起薪就到了
我从来就说,我是理想主义者。你从我拿着公司的offer, 却take工资只有公司offer的60%不到的工资,自己喜欢的工作,就能看出来。。。
我看问题,不会因为别人说几句就信,而是深入研究,用数字来理解别人的立场。。。我能理解你的立场,但你要信了你ZT文章,那你让我太失望了。
所以已經是照顧窮人了
除非你要說窮人如果活的比較短 那就是虧了
https://www.forbes.com/sites/ebauer/2020/08/25/joe-biden-promises-to-take-away-401k-style-retirement-savings-whats-that-mean/#42dd14124eb0