这次的人民币汇率是从香港的外汇商抛售 CNH(离岸人民币)开始,然后才延伸到 CNY(在岸人民币),是市场采取主动,人民银行被动弃守。但我认为人民银行会 fight tooth and nail 阻止人民币进一步大幅下跌,以免造成对中国经济和金融比较严重的损伤。如果人民银行阻止不了,会造成中国的经济和金融的严重问题。
US Treasury Department labels China a currency manipulator PAUL WISEMAN and MARTIN CRUTSINGER Associated PressAugust 5, 2019 FILE - In this June 10, 2019, file photo, a man walks past a money exchange shop decorated with different banknotes at Central, a business district of Hong Kong. The U.S. Treasury Department labeled China a currency manipulator Monday, Aug. 5, after Beijing pushed down the value of its yuan in a dramatic escalation of the trade conflict between the world's two biggest economies. (AP Photo/Kin Cheung, File) More
WASHINGTON (AP) — The U.S. Treasury Department labeled China a currency manipulator Monday after Beijing pushed down the value of its yuan in a dramatic escalation of the trade conflict between the world's two biggest economies.
The decision, which came hours after President Donald Trump accused China of unfairly devaluing its currency, marks a reversal for Treasury: In May, it had declined to sanction China for manipulating its currency.
The U.S. had not put China on the currency blacklist since 1994.
利率,还可以拿出一部分equity来作为娃的大学费用。这里有没有人打算这么做的?如果有就感谢金融市场吧。
如果有閒錢還有什麼可以投的啊? 聽說灣區房市已經跌了15%了
倒不是老中傻,而是本来就得差不多付全款
Refi很多也是No Cost的。
用起来Equity Line比较Flexible,可以随时取出来,还回去,控制利息成本。Refi则利息稍低。
今天很高兴见到美联储和川总同心为国。给要到G20谈判的川总加油。美国必须拉大在综合国力上领先其他国家的距离。 来源: Porcelana 于 2018-11-28 20:07:44 [档案] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 12 次 (0 bytes) 字体:调大/重置/调小 | 加入书签 | 打印 | 所有跟帖 | 加跟贴 | 当前最热讨论主题 回答: 股市终于看到曙光啦! 由 煜儿妈 于 2018-11-28 19:09:31
有的银行不让同时做,是为了保证第一个Mortgage是第一顺位,或者Monthly Payment的考量。
跟自己的银行做,好处是转账方便。
例如本來自己住的房子不算數的 結果借了錢出來 這些錢不就變自己的資產了?
例如本來要填房子的市價50萬 現在借了10萬出來 不是就只要填房子equity 40萬了?
另外据说Credit Union一般利息比较低。
China's yuan devaluation has investors 'puking stocks' Brian Sozzi Editor-at-Large , Yahoo Finance•August 5, 2019 ============================ vs. ============================= 那些外汇储备已经用来支持人民币的发行了。越来越多的美元计价外债使得中国政府无法降低人民币汇率, 来源: Porcelana 于 2019-07-29 14:45:26 [档案] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 6 次 (944 bytes) 字体:调大/重置/调小 | 加入书签 | 打印 | 所有跟帖 | 加跟贴 | 当前最热讨论主题 回答: LOL 哪有什么关系啊,把美国欠中国的卖掉就还了一半了。 由 backyardfun 于 2019-07-29 13:46:45
否则这些外债的偿付就会出问题。这也使得中国的金融和货币政策受制于美联储。美联储只要加息就可以把流动性从中国抽走。这会迫使人民银行收紧银根。这就是为什么中国股市与美联储的政策息息相关的原因。
一般是房值X80% - balance
想要90%就要更高的利息。
市价100万的房子,还有50万的余款。你认为有50万的净值。
但银行估价只有90万
90X80%-50=22万。
人民银行不能容许人民币汇率下跌太多,否则会伤到借了大量美元债的中国企业譬如房地产开发商等等。中国近年所累积的美元计价外债限制了它能容许人民币汇率下跌的空间。人民银行会拼命阻止人民币汇率进一步的大幅下跌。如果人民银行阻止不了,将会造成中国境内许多企业的财务困难,造成中国的经济和金融的严重问题。
这次的人民币汇率是从香港的外汇商抛售 CNH(离岸人民币)开始,然后才延伸到 CNY(在岸人民币),是市场采取主动,人民银行被动弃守。但我认为人民银行会 fight tooth and nail 阻止人民币进一步大幅下跌,以免造成对中国经济和金融比较严重的损伤。如果人民银行阻止不了,会造成中国的经济和金融的严重问题。
US Treasury Department labels China a currency manipulator PAUL WISEMAN and MARTIN CRUTSINGER Associated PressAugust 5, 2019 FILE - In this June 10, 2019, file photo, a man walks past a money exchange shop decorated with different banknotes at Central, a business district of Hong Kong. The U.S. Treasury Department labeled China a currency manipulator Monday, Aug. 5, after Beijing pushed down the value of its yuan in a dramatic escalation of the trade conflict between the world's two biggest economies. (AP Photo/Kin Cheung, File) More
WASHINGTON (AP) — The U.S. Treasury Department labeled China a currency manipulator Monday after Beijing pushed down the value of its yuan in a dramatic escalation of the trade conflict between the world's two biggest economies.
The decision, which came hours after President Donald Trump accused China of unfairly devaluing its currency, marks a reversal for Treasury: In May, it had declined to sanction China for manipulating its currency.
The U.S. had not put China on the currency blacklist since 1994.
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