如果你从2000到2024每年定投10万到QQQ，总投入250万，现在23米

Year-by-Year Investment and Growth

Jan?2,?2000:

Invest: $100,000 2000 Return (−36%): End?of?2000 = $100,000 × 0.64 = $64,000

Jan?2,?2001:

Start: $64,000 New Investment: +$100,000 → $164,000 2001 Return (−33%): End?of?2001 = $164,000 × 0.67 = $109,880

Jan?2,?2002:

Start: $109,880 New Investment: +$100,000 → $209,880 2002 Return (−37%): End?of?2002 = $209,880 × 0.63 ≈ $132,224

Jan?2,?2003:

Start: $132,224 New Investment: +$100,000 → $232,224 2003 Return (+49%): End?of?2003 = $232,224 × 1.49 ≈ $345,016

Jan?2,?2004:

Start: $345,016 New Investment: +$100,000 → $445,016 2004 Return (+11%): End?of?2004 = $445,016 × 1.11 ≈ $493,968

Jan?2,?2005:

Start: $493,968 New Investment: +$100,000 → $593,968 2005 Return (+1%): End?of?2005 = $593,968 × 1.01 ≈ $599,908

Jan?2,?2006:

Start: $599,908 New Investment: +$100,000 → $699,908 2006 Return (+7%): End?of?2006 = $699,908 × 1.07 ≈ $748,901

Jan?2,?2007:

Start: $748,901 New Investment: +$100,000 → $848,901 2007 Return (+19%): End?of?2007 = $848,901 × 1.19 ≈ $1,010,192

Jan?2,?2008:

Start: $1,010,192 New Investment: +$100,000 → $1,110,192 2008 Return (−41%): End?of?2008 = $1,110,192 × 0.59 ≈ $654,014

Jan?2,?2009:

Start: $654,014 New Investment: +$100,000 → $754,014 2009 Return (+54%): End?of?2009 = $754,014 × 1.54 ≈ $1,160,381

Jan?2,?2010:

Start: $1,160,381 New Investment: +$100,000 → $1,260,381 2010 Return (+19%): End?of?2010 = $1,260,381 × 1.19 ≈ $1,499,853

Jan?2,?2011:

Start: $1,499,853 New Investment: +$100,000 → $1,599,853 2011 Return (+3%): End?of?2011 = $1,599,853 × 1.03 ≈ $1,647,849

Jan?2,?2012:

Start: $1,647,849 New Investment: +$100,000 → $1,747,849 2012 Return (+19%): End?of?2012 = $1,747,849 × 1.19 ≈ $2,080,935

Jan?2,?2013:

Start: $2,080,935 New Investment: +$100,000 → $2,180,935 2013 Return (+37%): End?of?2013 = $2,180,935 × 1.37 ≈ $2,989,681

Jan?2,?2014:

Start: $2,989,681 New Investment: +$100,000 → $3,089,681 2014 Return (+19%): End?of?2014 = $3,089,681 × 1.19 ≈ $3,676,727

Jan?2,?2015:

Start: $3,676,727 New Investment: +$100,000 → $3,776,727 2015 Return (+9%): End?of?2015 = $3,776,727 × 1.09 ≈ $4,116,632

Jan?2,?2016:

Start: $4,116,632 New Investment: +$100,000 → $4,216,632 2016 Return (+7%): End?of?2016 = $4,216,632 × 1.07 ≈ $4,511,784

Jan?2,?2017:

Start: $4,511,784 New Investment: +$100,000 → $4,611,784 2017 Return (+33%): End?of?2017 = $4,611,784 × 1.33 ≈ $6,141,665

Jan?2,?2018:

Start: $6,141,665 New Investment: +$100,000 → $6,241,665 2018 Return (−1%): End?of?2018 = $6,241,665 × 0.99 ≈ $6,179,248

Jan?2,?2019:

Start: $6,179,248 New Investment: +$100,000 → $6,279,248 2019 Return (+39%): End?of?2019 = $6,279,248 × 1.39 ≈ $8,729,176

Jan?2,?2020:

Start: $8,729,176 New Investment: +$100,000 → $8,829,176 2020 Return (+49%): End?of?2020 = $8,829,176 × 1.49 ≈ $13,125,473

Jan?2,?2021:

Start: $13,125,473 New Investment: +$100,000 → $13,225,473 2021 Return (+27%): End?of?2021 = $13,225,473 × 1.27 ≈ $16,798,550

Jan?2,?2022:

Start: $16,798,550 New Investment: +$100,000 → $16,898,550 2022 Return (−33%): End?of?2022 = $16,898,550 × 0.67 ≈ $11,321,029

Jan?2,?2023:

Start: $11,321,029 New Investment: +$100,000 → $11,421,029 2023 Return (+54%): End?of?2023 = $11,421,029 × 1.54 ≈ $17,786,386

Jan?2,?2024:

Start: $17,786,386 New Investment: +$100,000 → $17,886,386 2024 Return (+30%): End?of?2024 = $17,886,386 × 1.30 ≈ $23,252,301 Final Amount on Jan2,2025

After the 25th (and final) $100,000 contribution on Jan2,2024 and applying the +30% return for 2024, the portfolio is approximately $23.25million on Jan2,2025.

Key Observations Total Invested: $100,000 each year for 25 years (2000–2024) = $2.5million. Final Value: ~$23.25million by Jan2,2025. Disclaimer: These calculations use approximate annual returns for QQQ and do not account for taxes, fees, or dividend reinvestment specifics. Past performance does not guarantee future results.

欢心鼓舞！说实话，捐给大学的数量都不够；Jensen Huang在2008年捐了25M给了Stanford，两个孩子如愿

。

二十年后再看，笑傲江湖的说不定会是mags之类etf

大家都情愿用手里的米换成图片里的他们

QQQ has about 50% MAGS...

Holdings Allocation Apple Inc 8.86% NVIDIA Corp 7.92% Microsoft Corp 7.85% Amazon.com Inc 5.65% Meta Platforms Inc Class A 5.15% Broadcom Inc 5.08% Tesla Inc 4.75% Costco Wholesale Corp 2.66% Alphabet Inc Class A 2.64% Alphabet Inc Class C 2.54% Top 10 Holdings weight 53.1%

有这个余钱的人不少，但都没有这么做，所以还是原地打转：--）

If you invest 1M every year, it will be 232M in 2025

这个方式是笨人都能干的啊，可惜我们都自作聪明，哈哈，3倍体太复杂

2000年谁也没有每年十万啊

太晚啦；老二明年都大学毕业了

当然我现在是简单化，开始可能没那么多钱，后来钱多一些，哈哈，原理差不多

我刚回了，哈哈，但是越王现在可以一米的投啊

我从2013年开始，每年more than十万都砸在自家娃身上啦；还不能指望回报

其实我的定投也属于有钱就投啊，哈哈

3

你知道疫情期间多少人没了工作得在冒被感染的风险在雪地里上门送货，否则交不起下个月房租吗？

不过他娃现在才回NVDA，曾经在迈阿密酒店调酒，学位对他们有意义吗？Soho总裁不也是捐了把他儿子混进哈弗耶鲁

这里只是计算定投或者一笔投，实际上是后来越来越有钱投资，哈哈

什么样的人2000年能定投十万？医生律师企业家？

$13.6 million in the top 1%, 25m in top 0.5%?

你也可以在过去每一年多投一点，这里只是一个假设，没可能面面俱到，哈哈

老有所依就可以了，天天想成为 top 1%. 自讨苦吃

他们花得多，从高中就开始：100M

把数字初10跟接地气，哪怕那样也没人能坚持

每年一万，25年后只有2.3million

马后炮！前十年（2000～2010）基本没赚钱，后十四年大赚，没人知道下面十年会怎样。

2000.1～2010.1: 投入本金 $100,000 x 10 = 1,000,000,  账号余额：$1,160,381, 基本打平，微赚 （但低于银行CD回报）；

23米都是2010.1～2014.1期间赚出来的。

谁知道下一个10年、14年是哪种情况？