that's why I want to get some pro opinions for a better
strategy and plan for the next year. Based on some stock trading books I read, the rule of thumb is never invest more than 5% of the total fund into a single stock
that's for sure, my 401 k finacial advisor give me the
fund distribution percentage as below:
50% stable
25% growth
25% aggressive
after 10 years, really not much return.
About 5 years ago, I change all of them into SPY and BLACKROCK index fund, which both are categorised as aggreesive, my account start flying after that.
saw 33 Bro is kind of busy talking in this investment forum, repost my question here:
https://bbs.wenxuecity.com/bbs/finance/6556456.html
strategy and plan for the next year. Based on some stock trading books I read, the rule of thumb is never invest more than 5% of the total fund into a single stock
But your allocation is way too heavy into semi. An unexpected downturn in semicondcutor will wipe you out
fund distribution percentage as below:
50% stable
25% growth
25% aggressive
after 10 years, really not much return.
About 5 years ago, I change all of them into SPY and BLACKROCK index fund, which both are categorised as aggreesive, my account start flying after that.
现在拿20％资金学习偷鸡摸狗个股，哈哈
many years ago, learned a lot from this forum and the stock trading forum next door. Wish I had come to this forum as early as many years ago.
fee. Sukers!