假定工资已到最高税率,37%, 不考虑另外3点8percent
这时long term 卖股挣10000;tax 2000
short term 挣10000, tax 3700
共extra 交$5700
如果捐款10000,
这个捐款是抵去short term 10000 还是long term 10000
即捐款之后要extra 交2000 还是3700
short term capital gain is taxed as ordinary rate. So donation will offset short term capital gain.
Long term capital gain brackets include ordinary income and depreciation recapture:
美国四种税率的个人收入税收计算
for year 2023& 2024
这样可免交这部分股票的Long Term capital gains tax;报税时同样可deduct 一万;同时charity收到价值一万的捐赠。
前提条件是捐赠的股票已增值不少,持有一年以上;用itemized deduction报税。
另外抵税(tax credit) 和扣除(tax deduction)是不同的概念。现金捐赠或股票捐赠只有itemized deduction报税时才能做扣除
假定工资已到最高税率,37%, 不考虑另外3点8percent
这时long term 卖股挣10000;tax 2000
short term 挣10000, tax 3700
共extra 交$5700
如果捐款10000,
这个捐款是抵去short term 10000 还是long term 10000
即捐款之后要extra 交2000 还是3700
short term capital gain is taxed as ordinary rate. So donation will offset short term capital gain.
Long term capital gain brackets include ordinary income and depreciation recapture:
美国四种税率的个人收入税收计算
for year 2023& 2024
这样可免交这部分股票的Long Term capital gains tax;报税时同样可deduct 一万;同时charity收到价值一万的捐赠。
前提条件是捐赠的股票已增值不少,持有一年以上;用itemized deduction报税。
另外抵税(tax credit) 和扣除(tax deduction)是不同的概念。现金捐赠或股票捐赠只有itemized deduction报税时才能做扣除